Working towards being debt free and a new house.

bubbs

Hello Dip :wave:
Not checked on you for ages:o but your being good i see:T:T, not had that cheque yet we are due:mad: if i go up this week will ask about it:D
I will text you about Tues incase you dont see this before;)

dipdap

Morning diary
I'm not very good at checking in at the moment
Not having much of a chance to update on here (busy month) so think I'll find it easier to just check in without updating on my spending

dipdap

Bubbs, lovely to see you checking up on me
Can't wait for our catch up tomorrow :j
Right, pen and paper time and will work out exactly what we owe

dipdap

Outstanding debts as of end of November

£10175 loan 1
£5700 loan 2
£300 CC1
£2161 CC2
£3650 CC3
£950 CC4

Total outstanding £22936

Getting there slowly but surely :j
We had wanted it to be below £20k by the end of the year but we know we won't hit that target, doesn't mean we're not chuffed with how much it's going down :j

dipdap

Morning diary
Need to sit down and work out how much money we have till pay day
Sat down and did a quick calculation last night and think there's about £700 to get us through to the 2nd (bills already accounted for)
Need to work out a more exact figure later

Dobbibill

dipdap wrote: »

Outstanding debts as of end of November

£10175 loan 1
£5700 loan 2
£300 CC1
£2161 CC2
£3650 CC3
£950 CC4

Total outstanding £22936

Getting there slowly but surely :j
We had wanted it to be below £20k by the end of the year but we know we won't hit that target, doesn't mean we're not chuffed with how much it's going down :j

Although you are not past your goal you are still making progress so you have every right to be chuffed. Slow & steady wins the race, this is a marathon not a sprint....keep at it :T

Well done on the progress for 2014!

DB

dipdap

Dobbibill wrote: »

Although you are not past your goal you are still making progress so you have every right to be chuffed. Slow & steady wins the race, this is a marathon not a sprint....keep at it :T

Well done on the progress for 2014!

DB

Thanx Hun
I knew the target we'd set was really over optimistic so anything close to it is still an achievement :j
I've decided I'm taking a break from listing my spending on here for the whole of December (I'm having a chilled out month) but will be on here updating as and when I feel I need to
I still have my pen and paper spending diary I fill in every day so paying off debts still isn't far from my mind

dipdap

Hello diary
I've been a good girl today and splashed a bit more paint on my kitchen wall.
It don't half make the room look brighter and the ceiling suddenly seems higher (either that or I'm shrinking!)
Can't believe we've been looking at bare concrete walls for over a decade and have never put any paint on them
I will get this house finished before the end of the year (even if it means I have a paintbrush in my hand as the bongs start )
Goodnight diary

dipdap

Morning diary
Need to keep motivated to paint this house
Need to ring the mortgage people tomorrow to hopefully get a new AiP :eek: :j

dipdap

New page, another new to do list
Wonder how far I got with the old one

Finish painting everywhere but the kitchen
[STRIKE]Finish painting the kitchen walls and ceiling[/STRIKE] done
[STRIKE]Floor the kitchen[/STRIKE] done :j
[STRIKE]Finish flooring the hallway[/STRIKE] done :j
Gloss and refit hallway and lounge skirting boards
[STRIKE]Finish painting bathroom[/STRIKE] done :j
Tidy storage unit
[STRIKE]Sort my work folder[/STRIKE] on hold
[STRIKE]Organise my coupon folder[/STRIKE] DD did this for me :j

Heehee oops! I didn't really get much of it done (naughty Dip!)