Get lost debt

Chrysalis1976

I'm sure you will be organised, you have achieved so much already. Have little goals per month as your targets and maybe a little reward too?

Well done for paying off some extra during this tight month, it all helps.

C x

parsniphead

:j The decorations are down apart from the tree:j.

This afternoon I'm going to hit a few of the clutter hots spots which are many in this house. The stairs need clearing and the front/sewing room is currently upside down. Tonight when the little one is tucked up I'm going to update my debt book and see where the finances are. A little bit of jigging around is going to be needed in the next few months but it will be worth it to finally get rid of the DMP by April at the latest.:j I'm really looking forward to the next few months after years of worry to be seeing the end of the huge monthly payment.

Even DH is getting on board with the frugality.:T

Chrysalis1976

Ooh it's the final push, you'll be so glad to see the end in sight well done and keep it going!

My xmas decs are coming down tommorrow, had enough now and need my lounge back to normal. Staying in tomorrow night and may not even see the new year in, too much to do then spend money on one day.

If I don't *see you before Happy New Year and all the very best for a fab 2015!

C x

supersaver1000

parsniphead wrote: »

:j The decorations are down apart from the tree:j.

This afternoon I'm going to hit a few of the clutter hots spots which are many in this house. The stairs need clearing and the front/sewing room is currently upside down. Tonight when the little one is tucked up I'm going to update my debt book and see where the finances are. A little bit of jigging around is going to be needed in the next few months but it will be worth it to finally get rid of the DMP by April at the latest.:j I'm really looking forward to the next few months after years of worry to be seeing the end of the huge monthly payment.

Even DH is getting on board with the frugality.:T

Wow Parsniphead I am truly impressed. I love the decluttering and have been doing the same today - it feels really good. Great though to also think the DMP will be gone by April. :T

But love that DH is getting on board, that is real progress in my book and all around the spendy Xmas time.

Well done. What a great way to start the new year.

:T

parsniphead

Probably the last post of this year and the last year of being in debt for the whole year.

A bit of a shocking day. I have booked a hairdressers appointent for saturday. I usually cut my own as it's long but I'm going from long to very short.:eek: It's not the first time but I'm very excited.

Then I went to b00ts to get weighed. It's been 4 months

The reading said

Height 5' 2" this is still the same;):p

Weight 12st 3lbs....was 11st 11lbs:o:eek::( I feel sick

BMI 31.1

BODY FAT 38.7% :(:(

Ashamed yes....appealed yes...... going to let it go on.....no.

So bad to DH'S weights. I don't like gyms so have decided to try something I haven't done since school 27 years ago and am going to start running again. Have you put a spell on me chrysalis. I did enjoy it to be honest and it mainly got me out of team sports where there an girls would get irritated with me as I can't catch. So armed with a copy of Run B1tch Run and an ex army colleague a plan is being formed.

Now trainers, do I own any?????

Happy new year everyone and a massive thank you for your support throughout the year.:T:kiss::wave:

Chrysalis1976

Happy New Year to you Parsniphead, good wishes being sent your way for the last bit of debt busting.

Haircut sounds good, it's been over a year since my last one so definitely on my to do list this year.

Don't beat yourself up about the weight loss, take it slowly the couch to 5km is a great way to get started this the plan I teach new runners and it really makes a difference you can either do it based on increasing time or increasing distance as your markers. Either way you'll be improving each time anyway it's just whether you prefer to look at the time or distance as your goal.

All the best for 2015 x

C x

parsniphead

Oh I've heard of couch to 5km on myfitnesspal. It sounds good so I think I may give it a go. Thanks for the tip. Apart from being debt free losing 3 stone is the other goal.:eek:

Happy new year.

supersaver1000

Good luck with couch to 5k PH. I did it and went from not being able to run at all to running for 30 mins non stop. I just had one earphone in but found I wasn't so self conscious with the instructor keeping me company/concentrating/listening to the music.

Good Luck with debt-freedom and the weight loss too! I shall be with you on your journeys.

Happy New Year xx

parsniphead

That's good to hear supersaver. I have absolutely no stamina which I want to change. I need to get hold of something to listen to it on while doing it.

supersaver1000

Ah, yes you need some kind of pod I think. I always think everyone has an iPhone these days. Although I hear people are changing back to the older longer lasting phones because we all have laptops, tablets and so on now. I've got a little Walkman type iPod in my junk drawer but I'm not even sure how it works now but I know I priced it up on one of the gadget trade in sites and they didn't even want it - cheek! You may be able to pick one up for next to nothing? (I've just looked at the back and its called a Sony Walkman Digital Media Player).

xx