Get lost debt

parsniphead

Height 5' 2" this is still the same

Weight 12st 3lbs....was 11st 11lbs I feel sick

BMI 31.1

BODY FAT 38.7%

I posted the above on 31\12\14, below is today's figure.

Height - still 5' 2";)

Weight 11st 10lbs

BMI 29.2

Body fat - 36.4%

:j still a long way to go but I feel its a fan achievement and all I did was cut out sugar completely and start having suggested portion sizes. Oh and walking everywhere VERY quickly looking like a plonker. So I need to start doing the shrewd. Stop faffing and make time to exercise more.

parsniphead

AN EMAIL I THOUGHT I WOULD NEVER RECIEVE.

Dear

Hope you are well.

Your file has been reviewed at TERMS. Here is an update for you:
Cabot account reference ####### is cleared;
Cabot account reference ####### is cleared;
Robinson Way account reference ######### is cleared;
Wescot account reference DM/######=== is cleared.

If you haven’t yet received written confirmation from your creditors that your balances are now paid in full, you should receive them in the next few weeks.
There is £ 23.54 of undistributed funds which will be refunded to you by cheque.

All the other accounts were previously confirmed with a nil balance.

This means your plan has come to an end! Congratulations!
Please make sure your standing order to Payplan is cancelled.
If you have any queries feel free to contact us.
Successfully completing your DMP with Payplan is a great achievement and you should be pleased with the progress you have made.

We wish you all the best for the future and hope that you can now take back control of your finances.

Thank you for using our services, I am glad we could have been of assistance to help you clear your debts. Your file will now be closed with us.

Kind regards

:j:j:j

The major focus is now paying off the two family members I owe to then I will be properly free.

But today I'm playing games with the little one and having a clear out. This could take all week though.:eek:

Spring is coming:)

in_need_of_direction

Take as long as you like and don't forget to factor in ad hoc victory dances. Well done you.

sassychick2014

Soooooo happy for you! Definitely factor in those victory dances, you deserve them and you should feel uber proud of yourself and this monumental achievement. Well done xx

parsniphead

What a lovely day, cold but some gorgeous sunshine. I struggled with winter and feel so much more energised today.

I haven't done anything at all serious today. Just a day of enjoying myself with the little one. Sometimes the boring bits of life need to be put on hold.

I'm still struggling to get my spreadsheet to balance so I won't be touching my account for a few days and will then start again when I know everything has come out. I have a little diary to use to note daily spends so fingers crossed I can't get this straight. Its starting to get on my nerves and I don't like being beaten.

Tomorrow I need to continue with the big decluttering. Once this is sorted I can start getting the house done. Plus I have the chance of a possible extra income so I need to do some planning for that.

It's nice being in control a little more.:)

supersaver1000

Well done on the weight loss and debt busting p-head.

Chrysalis1976

:j:j:j:j:j:j:j:j:j:j

Woohoo well done, what a fabulous email to receive so pleased for you and with that off your back you will no doubt kick your remaining debt in to touch pretty quickly.

I'm like you in that the decluttering never ends, I'm sure it wasn't that long ago that I went through everything!

Hope you are well and the chance of extra income comes through for you.

C x

parsniphead

Thank you super saver. I'm determined to get rid of the excess weight once and for all. I will, I will.

It was a nice email Chrysalis, very nice, but I still have to pay off quite a chunk to family. I will need to have a strict budget to sort this by the end of the year.

I think I have come to the conclusion that decluttering is harder than paying off the debt. I seem to find a reason for keeping everything. On top of being quite sentimental about DS stuff, even the plastic tat , it gets very difficult. I'm trying to do memory girls decluttering challenge at the moment. Ha ha.;)

parsniphead

Back to normal today after a few days of being wiped out by a wierdcold/flu thingy. I takes a lot to slow me down but I have been completed out of it. I don't mind the snotty bit but I don't like the horrible aching body bit.

Anyway I woke up snotty but not aching this morning so got to it clearing the bedroom, doing two loads of washing, taking the little one out for the afternoon, making the kitchen look better again and getting rid of a bag of rubbish. I have loads more to do and think I may have a move around in the sewing room in a minute as its impossible to do when DS is around. I have lots of sewing to catch up on so it needs to be sorted.

I have the next fortnights shopping to do on payday on Friday so have also been looking at what I have in and where savings can be made. If only I could get everyone to live off porridge.;)

Let's hope it warm up soon because I'm fed up with topping up the meter and save s small fortune.
*******

It's later in the evening and I decided I wanted to log onto my Payplan account to check the exact figure I had paid off...........I can't log on, the account is now closed. Its been a part of my life for such a long time and now it's gone. Feels odd, nice but odd. Perhaps its time for bed.

sassychick2014

Hey hon

Hope you're feeling better today. How did the sewing room move go?

xx