Get lost debt

parsniphead

Thanks INOD

I've never managed to keep a diary before and I know its not regular but writing on here helps get feelings and thoughts out.

I have woken in a very productive mood which is good as the decluttering has been ignored for a few days and i reply need to get on with some more. It does seem the more I do the more there is to do. Its probably just showing up more as areas get cleared. Anyway I have been quite ruthless this morning and plan to get as much done before collecting the little one from nursery at 11.40.

This afternoon I plan to continue with updating the new budget planner which will be starting from February as I can start with a clean slate. I'm feeling very excited but wish January would hurry up and move on. Its still a while until payday.

With any luck the decluttering mood will still be with me tomorrow as my workshop needs a real sorting out, especially the filing cabinet.:eek:

Off to start again before I spend too much time on here.

ali

sassychick2014

Hey hon

Good to hear you're in the decluttering mood. I did my dining room yesterday which had somehow morphed into "Littley's dumping ground" and had so much of her rubbish that I couldn't even find my rubbish! lol

Have fun updating the new budget planner too. I love setting these things up, it's the sticking to them that I find hard!!

Have a great day xx

parsniphead

Lillte ones seem to spread themselves around quite easily, mine does.

I have work today and really, really don't want to go as I want to carry on with decluttering. Oh well a bin bag and filing cabinets will have to do. There is always Friday to look forward to.

sassychick2014

Morning

At least you've started and still have the will to carry on. Hope it lasts til Friday - I'm sure it will! Have a nice day at work

parsniphead

I can't believe its Tuesday and back to work day.:( I'm really not in the mood today. Its one of those days where I'm going to have to talk and push myself to do every step. The trouble is I love being at home so much and have really enjoyed the past few days. Never mind its the job which gives me the money to pay off the debt......and its only three days a week which I'm grateful for.

I have made a dent in the decluttering this weekend which feels good but I still have lots to do over the next three weeks. This has to be sorted if I'm going to move the little ones bedroom over half term.

I have also been tweaking memory girls budget planner to try and squeeze out a few more pennies to throw at the debt. It only family I owe now, well it will be when I get the message to say the DMP is clear. This is going to be a huge help, I will be in control and feel human again.:j

Have a good day.

Ali x

supersaver1000

All sounds good Parsniphead. I wish I had only 3 days to work. 5 now! 😱. Mustn't grumble though, there's lots would love it, but I know what you mean.

Hope you're having a good few days. Weekend here tomorrow :T

parsniphead

Thanks supersaver.

I love my weekends and it feels so good to get some stuff done. Not much going on today though as DS has got a vomiting bug and is clinging like a limpet.

I'm waiting for the final payment to show on my Payplan account. Seeing the figure at zero will be fan.

Now what can I do sitting on my bum.

parsniphead

A new challenge for myself.

I have 24 weeks before going on holiday to Mablethorpe in July.

I have 3 stone or 42 pounds to lose to get down to 9 St.

That's 1.75 pounds per week.

My diet isn't too bad but I do no exercise.

The plan........start with the 30 day shread and walk daily building up to running. Cut sugar from my diet. I'm more of a savoury girl anyway. Keep a slob diary.

Off to bed now. A 5 am start in the morning.

parsniphead

Wow what a mental boost......

Payment Details
Total paid to date: £28,121.29
Last payment date and amount: 04/02/2015 £109.29
Next payment date and amount: 02/03/2015 £309.00
Estimated total remaining debt*: £0.00
Estimated completion date*: 02/02/2015

My Plan Creditors

No creditor information to display

My DMP is at zero. Now I know DS lent me the money to pay it off and I need to pay him back but the mental boost is amazing.

I AM BACK IN CONTROL:j:j:j

parsniphead

I have just updated my snowball and just added the new figures to the old paid off accounts. The overview was so small I couldn't read it so I deleted it and started a new one. How good did that feel.:j:T:j

So now I know exactly where I stand and the worst case scenario but I want it paid off quicker than that. Anyway I have joined one debt v 100 days and will update debt free by Christmas in a while.

feeling positive.:)