NSK: The June Overhaul!!!

NinjaSavingKat

Well now - check out those numbers of June Bugs growing as we speak. I am still at work and will be for another few hours. HAPPILY declaring SFD numero UNO and only another 14 to go. Although I think this month it might be easy!!

Ohhhhh had to put £15 in Hercules on Friday night as well.... he gets me to work after all.

I shall be checking back later befor I head home for more contenders... keep up those postings... it's great reading what everyone does with their pennies.

mothernerd

Thank you all. Done another hour and a half digging, weeding, planting - partly sitting down but thats because I have to dig with one hand and pull/sift/seive weeds out with the other and it helps if I don't have to worry about falling over at the same time (having no hands left to catch myself if I start to topple). Sweating, heavy breathing and a little heart racing and I have just realised no painkillers at all today. Physiotherapist did say it should all start coming together but after 10 weeks thinking I will be alright in a day or two.

Made a small adjustment to the debt last night - always try to only count the net repayments but sometimes a bit out because of when they put stuff through. Bank loan gone out today so another £154.91 to deduct in a minute. have already paid 3 of the cc minimum payments as soon as the bills arrived. One outstanding (only came yesterday) but will leave that (paid adjustment off it) until I have figures for the utility direct debits (didn't give them the meter readings as they are quicker to send the internet bill - if you give them the actual readings the bill is later and sometimes doesn't come through at all so you don't know how much they are going to take until it goes out of the bank.

Can pay £10 into the bank - kept it back on Friday as didn't know if we were going for a meal and who was paying for it. Will pay water rates on cc, hang back on Council Tax as if energy dd are reasonable there might be enough to let the council tax go through normally.

On a sad note (or maybe good) the strawberries in jelly won't last till weekend. Pulled the bowl out (already had 3 separate portions in little bowls and one portion from this bowl over the past few days) and there was a little bit of clouding on it - so scraped that off and am going to eat it all before it goes fuzzy. We mustn't waste food.

CEW

Hi All,

Had a lovely day out at Marwell Zoo today with OH :j

The tickets were bought and paid for last year at a discounted price through my work social club so the only spends were around £20 for the M&S picnic (I know it should have been homemade), train ride around the zoo and a ice cream for me. So a spendy day here.

I will post my targets tomorrow when I have finalised the SFD's - need to check the various functions, birthdays etc for this month before committing to too many SFD's :eek:

Hope you all enjoyed the lovely weather today.

See you all tomorrow

Chez x

rokat

Hi :hello:
Woohoo no spend day today and also did 25 minutes of my zumba dvd :j

NSD's 1/15
weight lost 0/7lb
exercise 1/16
groceries £57.95/£185
spends £15/£60

Also thanks to SiannieLaz for mentioning about FlyLady emails... I looked into them after you mentioned them and have signed up to her emails in the hope of getting my house in order haha.

Well done to everyone else who has achieved towards their targets today

ilovetea

Kat,am I to late to join?

ilovetea xx

abundant1972

Happy 01st june!!!

Went to a charity function today and bought a few cakes for a good cause - so no SFD for me today... Also treated myself to a DVD out of this week's spends as was on offer! Oz The Great & Powerful... i love it!!!

Got my budgets set and raring to go...

My debt has now dropped below 3K which is great!!!...

Will catch up on all of today's postings as have just got in!

cottage_retreatist

good evening everyone! bought my internet shop today so spending day.

Is anyone else watching the programme on 5* - 'my spiral into debt hell' - its horrifying to watch but was filmed very sympathetically for the people involved but one poor woman paid back 88,000 pounds to a loan shark :eek::eek::eek::eek:

my debt makes me sick so god knows how that would be.

Abundant - well done on the 3k mark!!!!!! :j:j:j

xx

phoenix_dragon

blue_mango wrote: »

What are you using it for, if I may ask?

I use it as a body moisturiser for myself and my sons, as an intensive night facial moisturiser, in cooking, in bulletproof coffee (coffee with butter and coconut oil instead of milk), and I'm planning on using it as conditioner. I love the stuff!

Spend free day today. We all stayed in and enjoyed DH's last day off before the 7 day shifts begin.

I just did yoga, and will be doing Ripped in 30 and yoga tomorrow morning. Hopefully after 3 days off, my knees, elbows and back are up to it!

Mr.Cobes

Update for 1st June
NSD 1/15
Grocery £0/80
Going out money £0/80
Petrol £0/50
Exercise 0/16
Weight loss. TBA weekly ...May 1st 13st 1Ib June 1st 12.6.6

---

Morning...I had brilliant intentions re exercise yesterday..but...it turns out according to those that know that I am probably suffering hayfever....I have never suffered lethargy like it.
Around 5 pm I decided to venture out and potted up and weeded...felt better for doing something ! ....

I have posted my weight for the 1st of May...absolutely nothing to do with this month just makes me feel better...where did it come from ?..oh yes that's right ...I remember now

So today...washing on early..should have done it yesterday but couldn't be bothered..so unlike me.

No money spent...it is easy not to as I fell out of the habit of visiting the supermarket for ' bargains ' after spending a few months on this thread previously...Thanks to NSK and her ideas....it was good to see that the thread has continued...

Today being the 2nd ..I am going to spend the morning doing ' stuff '
Balancing books etc then it's digging and planting...bit behind but the sun is out more...soil feels warm..and I have seen the results of the late frost some have suffered...

Ok lets do it :T

mooomin

SFD - 1/12
Exercise - 2/25
Food - £19.58/£150
Petrol - £19.05/£40
Misc - £0/£150

Morning all

A spendy day yesterday but we have enough food for the week and I spent under £25 I went to Morrisons armed with a £3 off £22 voucher but didn't spend enough to use it :rotfl: It definitely helped that I had done a freezer inventory before I went there.

Nothing much planned for today apart from a SFD and a good amount of walking. Have a good day everyone ♥