NSK: The June Overhaul!!!

dolly84

mothernerd - well done on the weight loss. Re the water rates have you thought about a water meter, we have one and pay an average of £70/quarter for 2 adults and 2 children, we have a washing machine, dishwasher, lots of showers and baths and we wash our cars at home too.

NSK - I feel your pain. Hope you get it resolved satisfactorily.

Today will be a SFD, I have already been for a run and done my skipping in the driveway, pegged out the washing, I will iron in a moment, walk the dog, clean and do some work. Tonight I will be cycling and collecting Avon books.

Pay day tomorrow, all the money is worked out and I just need to transfer it to the relevant places tomorrow.

MagicCat

Hello everyone,

I'm not sure about this new-look forum, it all looks a bit strange on my computer!

Thanks Stewby - I feel much more secure with the locks changes, although it does look a bit funny as our old and battered PVC door has a shiney new lock now

Mothernerd - good news on water bill, glad you're feeling a bit better.

Fmess - i think you deserve a bit of comfort after working that hard!

NSK- How fustrating about the mechanic, hope you are able to sort something.

SFD yesterday, but not today - petrol light went on on the way to work so will have to get some more, determined not to spend anything else though!

I need to get back to thinking about things i'm grateful for, becoming a bit miserable and jealous of those around me again...will have a think and get back later.

Have a good day all.

SFD 5/16
Exercise 16/20
Groceries: 192.34/180
Petrol 55.03/90
Personal - toiletries, prescriptions etc 22.15/20
July accommodation 146/150
Entertainment/week away 218.64/200
Birthdays/Father's Day 38.29/35
House 300/50:mad:

MrsGSR

NinjaSavingKat wrote: »

:eek::eek::eek::eek::eek::eek::eek::eek::eek::eek: - WHY???

As an avid vegan and staunch believer in plant power why on earth are you introducing meat into your diet..? Never mind the spends I need to know the answer to this...........

Yes I want to know this too! If I wasn't with my husband I would be vegetarian. I love veg and pulses and imaginative vegetarian food.

MrsGSR

Morning,
Sorry, I've been quiet this month, I've just felt I've not really had much to share really!
Ive had good progress, I've gone over my SFD in the first time ever since December when the DC had the chicken pox! I've also managed all but one exercise session despite having knee surgery. (I do Callanetics so it's very low impact)
Payday today, everything is worked out for July and it's an even tighter month. I have also worked out what I need to spend for certain events this month before the next payday when I have to allocate the money to my events work.

NinjaSavingKat

MagicCat wrote: »

I need to get back to thinking about things I'm grateful for, becoming a bit miserable and jealous of those around me again...will have a think and get back later.

Tell me more about this chickadee..... what are you jealous of..?

Calling14

Been missing again, seem to have spend money every day lately this whole month is written off.
Haven't filled in my spreadsheets either with daily spends yes I am Out of Control.
Just to make a point haven't been living on champagne and caviar - just funding car repairs, also bf car off road last week, more petrol costs for me.

Overheating rabbit so had to buy a hutch yesterday even in open cage in my garage with side door open too hot for him. 62.99 argh.

July I will be a new woman, stop pigging out, get more active and STOP SPENDING.

Hi everyone, had a wee read hope all well and doing better than me.

NinjaSavingKat

MrsGSR wrote: »

Yes I want to know this too! If I wasn't with my husband I would be vegetarian. I love veg and pulses and imaginative vegetarian food.

I don't understand this statement - why does his eating habits dictate yours? He is gluten intolerant yes?

Could you not make him veggie dishes and place a chicken breast on top or something - however was it you who had a slightly ungrateful OH who refused to realise how hard non-gluten baking was...?

I can see how this added element might be frustrating for you - but trust me it's worth it...

MagicCat

NinjaSavingKat wrote: »

Tell me more about this chickadee..... what are you jealous of..?

It's more being stupid and self-pitying - I'm very lucky to have the home I do, but sometimes I can't help looking at other people's homes (friend has just moved into a beautiful 3 bed needing no work with lovely smooth walls [sounds strange but our whole house was aertex until we had some of it plastered recently, and most of it still is]) and I just think 'why is it so much easier for you, I want what you have', or I hear about people's holidays, and cars, and ipads...which I know is stupid, as none of those things really make you happy, nice though they are.

The worst thing, and why I know I'm being a horrible person but just can't see seem to stop it, is my jealousy of friends with children. I would love to have a family, and really hope I will one day, but realistically we couldn't afford childcare and debt payments after my full pay mat leave. A colleague came in yesterday and bought her four month old daughter (who threw up on me - it was so funny, her mum was mortified but luckily all my work clothes are washable and none the worse for anything like that!) and I'm so pleased for her, but I almost felt sick with longing for it to be me. A friend who lives in a different city is visiting on Sunday with her three month old, and part of me can't wait, she's loving her little girl and being a mum and I'm so happy for her and really want to see them - but part of me hates myself because I know how I'll feel. I feel as if life is passing me by and it's my own stupid fault for being so rubbish with money. As my mum, and my MIL, and pretty much everyone else reminds me constantly, I'm not getting any younger...

Sorry, that was probably more than you were expecting Kat, apologies everyone, completely off moneysaving topic! I don't really have anyone I can say this to in RL, and it helps a bit to have the thoughts out rather than going round my head, if that makes sense and doesn't make me sound even crazier...

I need to focus more on being grateful for all the things I have. I have my godsons, and I'm so lucky to have them in my life, I have friends whose children are a joy to be around, I have my home which is not perfect but which I am lucky to be able to work and improve. And I have this place, with lots of support and encouragement!

apple_muncher

magiccat, I know how you feel about other people with children. I used to have to walk out of places like my church if a particular family of several were sitting near me. I then was unable to fall pregnant without intervention and was despairing of ever being a mum. I know I am so blessed to have my dd now. And I know that all the placating words from friends with kids don't help.

But I would suggest that you don't wait to be able to afford a child. Far too much can be spent on unnecessary gubbins, and yet children can be raised cheaply and successfully and lovingly too.

Feel free to ignore my two penneth.

dolly84

MagicCat - I wholeheartedly agree with applemuncher, if you want a family just go ahead and have one. You will never feel in the right position financially and could end up waiting for ever. My eldest is 10 now and we went from 2 good full time salaries to one and a bit of part time work for me. Apart from being a bit silly with money for the last couple of years we have always managed very well and even though we are clearing our debt we still do lots of fun family stuff. Don't let your finances hold you back.