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NSK: The June Overhaul!!!

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  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MessyMare wrote: »
    I'm a terrible binger. Bread is my demon, I could eat an entire loaf to myself :o in one sitting :o

    My (now deceased) Labarador once did an entire loaf in 52 seconds. Bet you can't beat that! :rotfl:
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bindi_soup wrote: »
    Right-O! Will do, although be a miracle if I get to the end of month in credit, let alone clear anything extra - but here's hoping!

    That's the spirit! But don't you worry - a couple of months here and you will have!!
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • MagicCat
    MagicCat Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Good morning people,

    Today and yesterday have been gym days, so doing alright on the exercise front - and I added up the groceries wrong yesterday so a few pence more than I thought! Yesterday was a spendy day though, but got three birthday presents and a present for my friend who had a little girl last week, so it's good to have that all sorted out. Just need to find a father's day gift now - my dad is a nightmare to buy for!

    Signature updated - just over 900 paid off the debt last month, so not too bad.

    Rokat and Messymare - sounds like you are doing really well with the exercise!

    Moomin - it's so hard not to spend for things like that!

    SiannieLaz - really glad there seems to be a way round with the maths, hope meeting with your tutor goes well.

    Have a lovely day all.

    SFD 1/16
    Exercise 2/20
    Groceries: 41.95/180
    Petrol 15/90
    Personal - toiletries, prescriptions etc 5/20
    July accommodation 0/150
    Entertainment/week away 0/200
    Birthdays/Father's Day 29.95/35
    House 0/50 (a bit optimistic as I need to get blind/curtain for the bathroom and more paint but we shall see!)
    Mortgage December 2023: TBC

    Credit card debt (extension cost) Dec 2023: £9786

    Fashion on the Ration 2024: 0/66 coupons

    He said not 'Thou shalt not be tempested, thou shalt not be travailed, thou shalt not be dis-eased'; but he said, 'Thou shalt not be overcome.' Julian of Norwich
  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you everybody for my congrats!!! It is a great feeling to see that great big millstone i've carried around finally being chipped away to... well a much smaller millstone haha!

    Claimed my first SFD yesterday - today won't be as I'm out with a friend for a planned day out...

    I've totally lost my enthusiasm for the gym - and haven't renewed... I normally pay 3 months (£90) at a time and I'm dithering! If anyone wants to send a rocket this way - I think I may need one!!!

    Have a great day everyone!!!

    :T

    PS... Bulletproof Coffee?!?! Butter in coffee?!?! OMG! That sounds minging... I need full instructions please so I can try it (... on someone else first!).
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mr.Cobes wrote: »
    Update for 2nd June
    NSD 2/15
    Grocery £0/80
    Going out money £0/80
    Petrol £0/50
    Exercise 1/16
    Weight loss. Yes !...

    Yep NSD...writing a list...so will be out later in the week for a minor spend...
    I would like to know who filled my bleach bottle with water ? And why ..:mad:

    2 hours digging holes today ..which was easier than fighting the duvet cover...I detest making beds !!! ...

    That's all folks !

    At least they didn't fill your water bottle with bleach!!!
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Messymare - when I decided to get fit in January I started with dog walking and definitely count it as exercise. I used to walk the dog anyway so I just upped the distance and speed and then started adding other forms of exercise in as I got fitter.

    Siannielaz - good luck with the tutor.

    Today will be a SFD for me. I am working, dog walking and making a chilli for tea today, then working again this evening. I have an 8 mile bike ride under my belt already today and will do 45 minutes dog walking this morning too.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Yoga and Ri30 done today. Yesterday was a SFD. Will update more when kids are in bed.
    HSBC Credit Card £608.69, HSBC Overdraft: £4123.67, HSBC Loan: £8,270.69
    Lloyds Credit Card: £1418.62, Very Account: £518.99, Barclaycard: £126
    Total Debt as of 9th June 2020: £15066.66
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Kat - what have you done to me?

    I just joined the gym...:eek:
  • bindi_soup
    bindi_soup Posts: 38 Forumite
    today is a definitely a SFD, not a penny, haven't even brought my wallet to work :-) feels quite liberating actually!
    Start date 25/05/2014 Total debt = £7896.55/£8173
    Virgin cc - 4700/4750, barclays cc - 2064.77/2012, loan settlement 873.01/1060, O/D - 258.77/350
    SPC no 391 #7 - £56.01 (ish)
    SFD challenge June no 37 - 4/20
    Groceries for June £82.19/200 exercise 0/12
  • MessyMare
    MessyMare Posts: 984 Forumite
    Part of the Furniture Combo Breaker
    bindi_soup wrote: »
    today is a definitely a SFD, not a penny, haven't even brought my wallet to work :-) feels quite liberating actually!

    ^^ this! I have got my purse but no actual money in it and I'm after going straight home after work :) declaring SFD #2, tomorrow will be spendy so will also do the grocery shopping and order the dog's insulin :)

    extra activity gained again by nabbing another filing slot, hopefully I'll get another one at four and want to take Millie for a very fast walk as more exercise tonight :) looking to declare another no binge day tonight

    NSK- not quite under a minute but it's not far off haha!

    Our greatest weakness lies in giving up; always try just one more time
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