NSK: MAY the Odds Be Ever In Your Favour!!!

abundant1972

Morning Tributes,

Planning on a SFD today and a SFD weekend too!!!

I meant to say, good plan Kat - I need a gym fund... and £100 sounds do-able for sure for my monthly budget...

Apple Muncher... I'm a boy LOL :rotfl:

Have qa good one folks!!!

:T

MrsGSR

Morning!
Annoyed that today I will have to break a SFD to buy some thrush treatment (how embarrassing!) but I'm in a lot of discomfort!
I might just scrape the 15 days as I do have some spend days included.

NinjaSavingKat

MrsGSR wrote: »

Morning!
Annoyed that today I will have to break a SFD to buy some thrush treatment (how embarrassing!) but I'm in a lot of discomfort!
I might just scrape the 15 days as I do have some spend days included.

I like that we are all good friends and can over-share like this... :rotfl:..Hope you get better soon though. **Hugs**

NinjaSavingKat

Good MORNING!!!

I am supping my green smoothie with two cups of added pineapple!AMAZING and I feel super zingy and refreshed this morning and ever so energetic.

So first things first - ABUNDANT - well done on this plan. It's great to prioritize things like wage budgets in case of redundancy or worse, very very lovely of you to offer such hefty amounts of money to nieces and nephews ( how may of them are there? ) and even better to be so positive about LAD ( Life After Debt ). Having a plan is good. Not having a plan is scary.

I am hoping for an NSD today. I have nowt to buy but lots to plan.

I am not working tomorrow night so I think I am going out for the day to Kew Gardens. I intend to sit in the sun all day and look at plants... ................through my work place I get free entry :T:T:T, my bus pass runs until Sunday and my train travel is covered. Plenty of food in the house to bring a packed lunch and my diary - hey presto a cheap and wonderful day out....

Three more OT shifts this month brings me to a total of 4. This is great news and I am on target to hit my £300 extra next month. I am actually hoping for £500 extra having cancelled my pension. So a whopping great £1500 to the travel budget...

I have no urge to buy anything for my travels so am hoping to see the monetary fund grow. I know what I need, and what I need to do first before more expenditure.. (malaria tabbies and insurance) .. so I am just taking it slow...

More from me later... early finish at 1500 from me so I will be home pretty sharpish to plan for tomorrow...

YEAH!!!!!

MagicCat

Good morning everyone,

abundant - I love the long term thinking and goals in terms of what you do/do not want, then thinking how to get there - it's a really nice way of thinking about it, I may have to try similar!

siannielaz - glad you got some sleep eventually, hope DD settles better for the next few nights.

mrsgsr - hugs - its so annoying, and v expensive!

Re: gluten free food prescriptions (I love it when my job comes in useful!) basically, you get a certain number of points depending on your energy requirements (this is not very individual, they just do it by age/sex). These points equate to GF 'staple' items, e.g. a loaf of bread is 1 point. So a woman aged 19-74 gets 14 points per month, which is enough for 8 breads/bread mixes, 1 pasta, 1 breakfast cereal and 1 crispbread units - but you can use your points how you like, that's just an example. Very occasionally (e.g. if someone is severely underweight) you can get sweet biscuits, but they are really phasing this out now. Products are available from a number of companies, but there are limits - it won't be all the range you can get in your supermarket, for example. The difficulty is some people don't have a formal diagnosis of coeliac, so don't qualify for prescriptions, but still need GF food, and some people who are intolerant of gluten but not coealic would also not qualify.

Another SFD for me yesterday, and feeling a bit more positive...or possibly just the biscuits in work! Hopefully a SFD today too, but may need some petrol, it's just hovering on empty.

moomin, I really admire your food budget - mine has improved so far this month, but I still find it a struggle including cleaning stuff as well. OH has been working away a couple of days though which has definitely helped - I am happy with beans on toast, but need to do a proper meal when he's home.

Have a lovely Friday all.

NSD 9/15
Groceries £38.83/£200
Birthdays £34.95/£60 (May is a bumper birthday month including my sister and my nan's 90th)
Petrol £35.09/80
Personal/toiletries etc £18.03/£10
Entertainment £6.50/£80 (includes going to nan's 90th party)
House - £32.25/£50 (paint for bathroom)

apple_muncher

Soooo sorry abundant! Go boy!!!!!!!

apple_muncher

MagicCat, we get bread as 1 point - but the 'bread' is 6 or 8 loaves depending on the brand you choose. I've been very lucky in that dd's GP has approved everything I've requested. Now that it's been over a year, I have some idea of what she likes, so it now tends to be the same stuff. She lives off toast at the mo, and can get through 3 or 4 gf loaves a week!!!! She loves the Genius sandwich loaves. I got asked if they are better than 'normal' loaves but as I'm coeliac too, I have no idea! We don't do normal bread in our household!!

dolly84

Kat - hope you have a lovely day tomorrow.


MrsGSR - poor you.

Abundant - you must feel so much better having something to focus on after you are debt free, I will be doing something similar when my debt free date gets nearer, I need the focus as the fear is I will just drift along spending money then boom I'm back in debt and there is no way I can let that happen.

I am hoping today will be SFD number 10, I am having a day off exercise and I need it too, the plan for today is to strip and wash all bedding and get out on the line, clean the bathroom, walk the dog and make pizza dough for tea. This evening we are meeting family for a walk in the woods with their dogs.

Have a lovely day all.

mooomin

MagicCat wrote: »

moomin, I really admire your food budget - mine has improved so far this month, but I still find it a struggle including cleaning stuff as well. OH has been working away a couple of days though which has definitely helped - I am happy with beans on toast, but need to do a proper meal when he's home.

It's been a struggle to get here to be honest. I could manage myself on under £100 a month, but Mr Mooo likes a treat

I'm using up my last hair dye this weekend and when I need to get another one that's 11% of my weekly budget (!) so I have to be quite crafty. If I get through this month with money left, I'll add it to next months so that I have a buffer for stocking up on things.

For cleaning stuff, I've stopped stockpiling. I used to be bad for buying things that were on offer but to be honest we were keeping things for AGES that weren't going to get used.

his_missus

his_missus wrote: »

groceries £100/£200
kitties £20.70/£50 + £23 on flea treatments + £6 for magnetic keys (getting their own budget this month!)
entertainment £50/£100 (extravagant I know)
sfds 5/15
savings £29/£500

Plan to spend £2 today on bread, an onion and a carrot so I can make some cous cous for lunch tomorrow & Friday.

Didn't make it into town so Wed was a SFD as was yesterday. Need to do a shop tonight.
Doing two car boot sales this weekend:)