NSK: MAY the Odds Be Ever In Your Favour!!!

mooomin

abundant1972 wrote: »

Does that mean my Hunger Games cannon has sounded?!?! lol

Perhaps £80 is too tight a target for me. Last month was £160 which is quite a drop.

That joke about the cannon did make me laugh

I think that dropping from £160 to £80 in a month is a LOT. I've been working on my budget since about October and have only just reduced it to £150 - previously it was £250 for two of us and a cat I was within budget last month but don't honestly think I can reduce it any further for us - the cat is expensive

apple_muncher

Another exercise session in the bag :j.

I was able to re-jig a certain lesson, so that I do it tomorrow, and rush home to collect dd + 1 from school. Saves us both childcare costs, so I'm going to go and transfer that to the mortgage.

Got home with just enough time to squish in a 10 min ZWOW before getting the girls. It was a tight squeeze, especially given that what I wear to do my exercise most definitely is NOT fit to be seen in outside the privacy of home!

So exercise is done.

NSD may also happen... A friend is taking me out for dinner as her treat. Not sure if I'll be buying drinks.... Or maybe let her buy everything, then I'll reciprocate for her bday in a few weeks' time.

Went for a walk before work, to ponder if there is any way I could get/acquire/make the extra money to push the mortgage down. Didn't come up with anything amazing, but I did enjoy the walk! And made one decision: I have a small 'cash stash' that I keep for emergencies, but haven't used in months. So I'll put that in my purse and transfer the same across. Best not encounter an emergency for a while!...


Oooh - two payments!

NinjaSavingKat

Fmess wrote: »

Oh just remembered! apple muncher before I got my prescription card I ordered gf food on prescription once, it cost over £55 for one months bread, pasta and flour! Each loaf was charged as one prescription item! I got my card very swiftly after that.

Can you explain how this works? Where do you get your card from once diagnosed and how much do they give you etc...? I am fascinated by food on prescription if that what you could call it..?

NinjaSavingKat

mooomin wrote: »

........ and have only just reduced it to £150 - previously it was £250 for two of us and a cat I was within budget last month but don't honestly think I can reduce it any further for us - the cat is expensive

I think this is acceptable for two people and a moggy. You are doing well on that - lots of home baking perhaps? So roughly £37.5 a week - does this include the odd bottle of wine or is that a separate budget... toiletries too?..

NinjaSavingKat

I just got myself 2 lemons, a white onion and a massive bunch of flat leaf parsely ( currently obsessed with the stuff ) - with money off receipts = 36p spent.

However I can't find that "£4 off your next order of £30 or more" = GUTTED! Gonna have a proper room search tonight! Grrr!!!

abundant1972

Haha!!! Thanks peeps!!!

I'm glad I'm still in the running... Another SFD claimed.

I think next month I'll maybe go for £140 p/m and see how I go. The really big expenses like protein powders can knock me back nearly £50 alone so I have to somehow budget those in. Maybe I need a separate gym budget - I already do that for my subscription - so might tweak it so I have enough for these big items.

On a plus note - I have secured some overtime this month which had not been planned for, so not all bad.

Planning on a quiet night of relaxation!!! Bliss

Fmess

NinjaSavingKat wrote: »

Can you explain how this works? Where do you get your card from once diagnosed and how much do they give you etc...? I am fascinated by food on prescription if that what you could call it..?

I think it's called a prepayment prescription card. Anyone can get one, you don't need a certain medical condition, and you pay about £10 a month for the year and then there is no charge for your prescriptions in that same year.

I think there is a points system for how much food you can get as a coeliac but I don't really know as I just order what I want and no one has ever said I'm ordering too much. I generally get 8 loaves (they come as a minimum of 8), a box of pasta, a box of flour and some pizza bases a month. Only certain 'essential' foods are available on prescription - no chocolate biscuits etc

apple_muncher

NinjaSavingKat wrote: »

Can you explain how this works? Where do you get your card from once diagnosed and how much do they give you etc...? I am fascinated by food on prescription if that what you could call it..?

Fmess wrote: »

I think it's called a prepayment prescription card. Anyone can get one, you don't need a certain medical condition, and you pay about £10 a month for the year and then there is no charge for your prescriptions in that same year.

I think there is a points system for how much food you can get as a coeliac but I don't really know as I just order what I want and no one has ever said I'm ordering too much. I generally get 8 loaves (they come as a minimum of 8), a box of pasta, a box of flour and some pizza bases a month. Only certain 'essential' foods are available on prescription - no chocolate biscuits etc

Well put fmess! Dd gets free prescriptions so I'd no idea about the prepay one.

And when I was diagnosed - 6 years ago - I made the decision to eat differently, stuff that naturally didn't contain gluten, instead of substituting with those expensive ones! So I've not gone down that road.

As I said, we got double dosed on one bread order - so 24 loaves (albeit extemely small ones !) to store... :rotfl:.

NinjaSavingKat

Fmess wrote: »

I think it's called a prepayment prescription card. Anyone can get one, you don't need a certain medical condition, and you pay about £10 a month for the year and then there is no charge for your prescriptions in that same year.

INTERESTING. Where do you order your food from - surely you can't walk into Tescimos and hand them the prescription card?

NinjaSavingKat

abundant1972 wrote: »

I think next month I'll maybe go for £140 p/m and see how I go. The really big expenses like protein powders can knock me back nearly £50 alone so I have to somehow budget those in.

Hmmmmmmmmmmmmm shouldn't your protein powder be in another budget and not the "food budget" - otherwise you could just see if you could get by on a £100 budget for food. That's £25 a week?

Find money for the protein powder elsewhere perhaps........