NSK: MAY the Odds Be Ever In Your Favour!!!

Fmess

NinjaSavingKat wrote: »

INTERESTING. Where do you order your food from - surely you can't walk into Tescimos and hand them the prescription card?

You have to get a prescription from the doctor. They keep your favoured products on file and my doctors has online prescription ordering so I just click what I want on the prescription that month and then collect the prescription and take it to any pharmacy. It's quite a good system

Fmess

Evening all,

SFD number 9 today :j and 4 SFDs in a row :T (if you can't guess, I'm quite pleased with myself!)

Also lost 1lb this week so my weight is finally heading in the right direction again, although I am feeling rather hungry.

I need to update my spreadsheet from last weekend still so off to do that. Where has this week gone?

SiannieLaz

Evening All,


Hope everyone had a good day x


SFD for me today as I haven't left the house! Another awful night last night with DD, she didn't fall asleep until just after 11, after stripping herself completely naked twice! She seems to find doing it highly amusing! She then woke again every hour until 5am, then my alarm went off at 6am. Felt so awful and was stumbling round like a zombie, then luckily my mum popped round unexpectedly, took one look at me and whisked DD off for an extra night at hers. I immediately crashed out and managed 4 hours sleep - bliss!


Was feeling so good when I woke up that I did 2 workouts, yesterdays and todays. Am starting to fade again tho, so am off to bed shortly.


Cottage_retreatist - Insanity is 8 weeks, then you just start at the beginning again! I could be doing it for years!


MagicCat & Dolly84 - thanks for the kind words xxx I know it will be worth it in the end


I also managed to get all my ironing and washing done, clothes away, floors hovered and mopped and meal plan/shopping list for the next week done. My mum also gave me her tescimo vouchers (£21) and my dad stuck his thro my letterbox too (£4.50 plus money off vouchers) - bless them both!


But my dilemma is now do I take out my budgeted grocery money and count the vouchers as a bonus or do I use the vouchers and leave the cash in the bank? Having just typed that, the answer is obvious! Leave the cash in the bank!


Anyhoo, enough from me, scores on the doors
SFD - 10/15
Groceries - £39.60/£80
Misc - £11.91/£40
Petrol - £15/£15
Exercise - 5/20 - counting today as 2 as I did 2 workouts!!
Daily check in - 15/31


Have a lovely Friday all xxx

apple_muncher

Today I'm grateful for daisies, for a lovely friend taking me out, for my green top, for my fitbit and for hummous.

CEW

SFD and LTW today so really feeling good. :j

Tomorrow will be a small spend day for milk but I can live with that.

My 2 canine guests leave tomorrow so it will be all quiet with just the 5 dogs.... oh and mustn't forget the parrot and the chickens :rotfl: :rotfl: OH has said he will run away with the dogs before my Mum gets here so I'm assuming he likes having them around.

Off for another fairly early night so see you all tomorrow

Chez x

abundant1972

Ok - so I may have got a little carried away this evening... I sat down and thought - ok - what do I want over the next few years... once I am debt free. Apologies if this isn't really for this thread - I just was kinda excited and wanted to share!!!

I have read lots of bloggs of people reaching their goals and saying it isn't necessarily a huge blaring fanfare... life goes on... you need new goals... even that it can be a bit of an anti-climax.

So - with that in mind - I have created new goals beyond my DFD... right up to 2020 HAHA!!! :rotfl:

NEW GOALS:

1. I *DO* want to have a reasonable quality of life
2. I *DO* want to be able to go on holiday
3. I *DO* want financial security
4. I *DO* want to own my own home
5. I *DO* want to save for my niece/nephew's 18th or 21st
   

1. I *DON'T* want to get back into debt

SOLUTIONS:

1. I will increase my monthly food/spends budget to £200 pm
2. I will have the money for a £2500 budget for treats/holidays per year
3. I will be able to build an Emergency Fund of 3 months wages
4. I will be able to build a Mortgage Fund of £25K before 2020
5. I will be able to save £1000 for each of my niece and nephew's 18th or 21st birthdays.
   

1. I won't spend outside my means

Obviously a lot can happen in 5 years, but I feel better knowing on paper - this IS ACHIEVABLE. This isn't taking into account any payrises, overtime - or any spends I take out my EF... I'm hoping they'll all kind of balance out.

It feels good to think in just 5 years time my life may look very different to what it does now... I think I needed to know that and see it to believe it... that there is life beyond scrimping and saving and 'existing' rather than 'living' at times.

Maybe we need a 'When I'm Debt Free' thread hehe...

Night all...

apple_muncher

Wow abundant! That's impressive! Go girl!
:T:T:T

Kenyakate

Boring day for me, not much to report

SFD for me and £3.23 moved into the holiday pot


1. Food £38.73/£50
2. SFD 9/15
3. Petrol £44.36/£40
4. Birthday £6.99/£10- for friend
5. Social £12/£50....mainly for said friends birthday night out which was planned months ago
6 LTW 8/23
7. Part pay holiday £273.31/£300
8. Lose weight 1/4lb

mooomin

NinjaSavingKat wrote: »

I think this is acceptable for two people and a moggy. You are doing well on that - lots of home baking perhaps? So roughly £37.5 a week - does this include the odd bottle of wine or is that a separate budget... toiletries too?..

Thanks

I don't do any home baking (my oven is rubbish and rarely used) and because Mr Mooo doesn't drink I don't have any booze for me either. If I do drink it's because I'm out with friends so I take that from my misc/entertainment budgets depending on what I'm up to.

It includes all food, toiletries and cleaning products so I think I'm doing pretty well to be honest.

I'm weekly paid at the moment, so it's only the £37.50 that I have and once it's spent that's it. I'm chuffed that last week I had £17.85 leftover though. Mr Mooo was away for most of the week - do you think there's a link?

mooomin

Daily check-ins 16/31
SFDs 11/15
LTWs 12/19
Exercise days 13/20
ISA savings £96.18/£50 :j
Food: £57.15/£150
Birthday fund: £30/£40 saved
Car fund: £75/£100 saved
Misc spends: £75/£175
Petrol: £25/£80

I've done some adding up, and don't really have the funds to have a miscellaneous budget of £100 and an entertainment budget of £120 for this month, so I've added them together to make a miscellaneous budget of £175. Hopefully I'll get nowhere near that!

Yesterday was another SFD and I've put today down for one too as I don't need anything apart from pasta sauce for a quick dinner before the cinema tonight. I've been hunting the pound shops for salted popcorn but no luck so far!

I closed an old savings account yesterday so added £1.01 to my sealed pot too. I was going to send them a letter but realised that the cost of a stamp outweighed the £1.01 so went hunting for a branch and got a nice walk in the sunshine to boot