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NSK: MAY the Odds Be Ever In Your Favour!!!

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  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done NSK with your Tesco letter, and well done to Tesco on their response. I watched The Island show last week but was a bit worried about the food - not for the men but for the food itself.

    Well done applemuncher on your mortgage payment, keep chipping away at it.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dolly84 wrote: »
    I watched The Island show last week but was a bit worried about the food - not for the men but for the food itself.

    Exactly! ......................Stupid 10 character limit......
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • short_bird
    short_bird Posts: 4,030 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks like I'm going to have to "retire due to injury" this month... let's leave it as "women's problems" and leave it at that.;)
    May the odds be ever in your favour...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    This is so cool - well done! So £12k. How you planning on doing it? :T:T:T

    kat - thank you! It's just 2k to get it into the 60s - I was just thinking of something like 69,999. Not all the way down to 60,000.

    But, to answer your question: this month, we'll have our 'usual' payment of 1,100. I've been putting 400 into savings (have been earning 800 extra pcm so have put half into mortgage and half into savings - not a penny has been touched otherwise) but may put this into the mortgage too. Than makes 1,500. I honestly can't see me having another 500 left over this month...

    The more long term plan is 4 more payments of 1100, then it drops to 700. I've managed to get dh to agree to finding 100 pcm more. But I'd like 300, so will be trying to find that... :D

    But for now, I am wearing my smug face for the mortgage plus for doing a right toughie workout!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    Evening all,

    I've made it to 8 SFD! That's AMAZING for me! I'm made up!

    Got a spend day planned tomorrow and the weekend days as I'm going to a gig but they are in budget so whoop!
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    Well done on the mortgage apple muncher and I love your plan :)

    Today has been SFD number 7 :) Think that matches my total from my poor effort in April!

    Nothing much exciting happening here apart from my free shoes arrived today and they fit and are gorgeous :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • CEW
    CEW Posts: 407 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    SFD and LTW today :T

    Had a good play around with my budget for June today. Have decided to allocate a personal spends amount each month so that I can cover all of the misc spends. The plan will be to put anything left over from that pot in a savings account or jar :money:

    Still want to play around with the budget a bit more but really happy to be finally balancing the books. Budget is a little under income :j

    Hope everyone is well and enjoying the glimpses of fine weather.

    Chez x
    That money talks I don't deny, I heard it once, it said "Goodbye"
  • quick drop in!

    10 NSDs!!
    Did some spending on Saturday but otherwise been getting OH to buy his stuff using money given to him from his parents so it doesn't come out of our budget!

    Still has only come to 12 quid spends since Saturday! :)
    well done to him I think!

    Hope everyone is well?
    xx
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • SiannieLaz
    SiannieLaz Posts: 275 Forumite
    Evening All,


    SFD for me today!


    Congratulations apple muncher, mortgage free before you know it!


    Had a medicine management course this morning, not really applicable for me but it was only two hours, and I was allocated the whole day as a study day and not working tmrw, so almost a paid day off! Spent the rest of the day mucking about with DD.


    Got up again at 5am this morning and did another insane workout, they are really hard going. I don't think I'm going to get such good results as I can barely complete the warm up without a sit down :( Will keep plugging away at it. Was planning to be in bed by now, but DD has only just settled so my planned evening has gone up in smoke.


    Anyhoo, totals so far
    SFD - 8/15
    Groceries - £39.60/£80
    Misc - £11.91/£40
    Petrol - £15/£15
    Exercise - 3/20
    Daily check in - 12/31


    Night night xx

    Debt as at Feb 14: £2272.40
    DFW Nerd no. 1024
    June Overhaul #26
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Siannelaz - my early night has also been scuppered by a munchkin! How do they know?

    Today I am grateful for legs that can walk and jump and leap like a loony, for dd and her friend playing so well, for a swept downstairs, for MINT vienetta and for hot water.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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