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NSK: MAY the Odds Be Ever In Your Favour!!!
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Evening... Sorry, was working yesterday and I'm not sure if I posted. If I didn't, I'm sorry.
:undecided
Spend-free day today. We did go out and OH spent money on the suits for the wedding in Kos and we bought a xmas pressie but the money was taken out of the xmas pot and returned so I'm not counting it.
Yep... you read that right... I have just bought our first xmas pressie. I saw it and my first thought was of how much my brother would love that so we bought it for their xmas.
Saturday should have been a spend-free day as I was working all day but OH discovered the "shopping envelope" and decided to go shopping. No idea how much he spent but we have £29.20 left for the month.
Word of warning... I might be AWOL this week. I am working mon, tues, wed and thur day shifts then we leave very early on the Friday to go down south for a wedding. So this is an early apology in case I don't turn up. I will try though.Mortgage: £0/£80,329.91
Savings: £0/£64000 -
Hello Tributes,
Hope you've all had a good weekend.
Just a qick note from me to apologise for not posting yesterday - had a migrane so spent the best part of the day lying in the dark (and the worst part throwing up :-( ). AND I missed Eurovision as I was asleep, very sad.
Today has been a bit of a spendy day as went grocery shopping and got a few things but still not feeling 100% so will post details tomorrow.
Take care all.Mortgage December 2023: TBC
Credit card debt (extension cost) Dec 2023: £9786
Fashion on the Ration 2024: 0/66 coupons
He said not 'Thou shalt not be tempested, thou shalt not be travailed, thou shalt not be dis-eased'; but he said, 'Thou shalt not be overcome.' Julian of Norwich0 -
Evening Tributes - sorry I missed posting yesterday was window shopping to try out kit for travels cheaper on the internet, really successful day though did have 3 unplanned spends on necessary items that I am short of just not budgeted for but all less than half original price... also painted the kitchen and today have resealed all the units cleaned and decluttered rubbish so it looks bigger
So today I am grateful for a sparkly kitchen, one more ebay item selling (4 more to go without bids), a lot of responses to my ad for a housesitter!
Budgets looking stretched to say the least now to focus on a few NSD to catch up! Only 3 so farHope you've all had lovely weekends.
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Evening all,
Spend day today as my long walk was rained off and we ended up going out for lunch instead so lost a SFD. Got a loaf of bread whilst at it to make tomorrow a SFD
Wow oldestgnome what a productive day!
magiccat hope you feel better soon
Need at have SFDs until payday pretty much as have no money left in most budgets. I'm wondering whether to give myself a weekly budget instead, anybody use this method? What do you think?LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Still on 6 SFDs, bought a drink at the train station yesterday but did use my bite card for a discount, and been to the supermarket today.
Been playing with YNAB a bit today trying to see if my money will stretch to payday (still only 109 days away...) and decided to double-check some figures - found that my house insurance is half what I thought it would be! That makes it easier!New graduate trying to get debt-free.
Make £5/day challenge: August £84.08/155
I owe £5400 (plus £34,000 Student Finance)
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Quickly checkin from me today, came in under budget when purchasing my friends birthday present, have a few extra pennies to get her a little extra, thinking of making her some truffles to go with her new mug (ohhh with the beautiful semi naked Jon snow on it)
Also made a big batch of macaroni cheese, made 4 portions in dishes, had one portion for tea the rest will be frozen tomorrow. Was feeling like I needed a proper pudding and created a rather delicious pear, blueberry and chocolate crumble (all leftover bits) it's blooming yum!
Anyway I'm in a slight food coma so will bid you farewell before I fall asleep ha ha xI have enough money to last me the rest of my life unless I buy something -:j:rotfl::j
Jackie Mason0 -
Evening everyone...
Really really quick check in - sorry I haven't got to check in the last few days...
1 extra SFD claimed... didn't get to the gymat all, and signatures updated. This week will be better. I need to get my mojo back pronto!!!
Hope you're all well - I'll catch up on posts tonight or tomorrow x
⭐ DEBT FREE : 18/02/2025 ⭐
Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
Be kind - Eat well - Exercise - Be mindful0 -
Daily check-ins 12/31
SFDs 9/15
LTWs 8/19
Exercise days 9/20
ISA savings £60.98/£50 :j
Food: £56.15/£150
Birthday fund: £20/£40 saved
Car fund: £50/£100 saved
Entertainment: £47.95/£120
Petrol: £25/£80
Misc spends: £20.90/£100
Yesterday was my food shopping day, so I'm now pretty stocked for the rest of the week. I'd like to end the week with £10 left to carry over to the following week, but I'm not sure if that'll happen as Mr Mooo returns from a trip to his family in a couple of days and he's a bit less willing to "rough it" food-wise
I'm still trying to find a dress for some weddings we're going to in a couple of weeks. I've bought one but it was £57.50 (!) and although it's nice I would rather not spend that much. I checked the order I did with H&M and the dress wasn't due to be delivered until after wedding #1 so that's been cancelled.
Tonight I'm going to review what's in my wardrobe already and make a plan based on that.
Today will be a SFD - I have things to post but Paypal covers those costs.0 -
Quickly checkin from me today, came in under budget when purchasing my friends birthday present, have a few extra pennies to get her a little extra, thinking of making her some truffles to go with her new mug (ohhh with the beautiful semi naked Jon snow on it)
Also made a big batch of macaroni cheese, made 4 portions in dishes, had one portion for tea the rest will be frozen tomorrow. Was feeling like I needed a proper pudding and created a rather delicious pear, blueberry and chocolate crumble (all leftover bits) it's blooming yum!
Anyway I'm in a slight food coma so will bid you farewell before I fall asleep ha ha x
Isn't Jon Snow an elderly newsreader?:rotfl:
Yesterday was a SFD just. Today will be another. I am hoping it stays dry today, the weather since Thursday has been a pain, bright sunshine so you go out and two minutes later it throws it down.
I got a pay rise last week albeit a very, very small one.
Have a good day folks.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
groceries £98/£200
kitties £20.70/£50 + £23 on flea treatments (getting their own budget this month!)
entertainment £50/£100 (extravagant I know)
sfds 3/15
savings £29/£500
Bit of an expensive weekend away and have naughtily spent on the CC.
ETA: We've not yet drunk that "emergency" bottle of wine Hubby insisted on buying last week. He actually won a bottle last night too in a charity raffle0
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