Girlfriend refusing to pay towards rent

~Chameleon~

Mojisola wrote: »

The OP's GF has already had a year of living rent free and wants that position to continue.

I was actually responding to the question you asked about what I would do in the situation, not the OP's girlfriends.

He still hasn't given any indication as to how much she has contributed towards the household bills other than mentioning she pays for some food, unless I missed it. All he seems to be banging on about is her paying "rent" to live there which I don't think is the right way to approach it. If, however, she contributes nothing whatsoever then obviously he has a point and maybe it's better she does leave.

Mojisola

~Chameleon~ wrote: »

He still hasn't given any indication as to how much she has contributed towards the household bills other than mentioning she pays for some food, unless I missed it. All he seems to be banging on about is her paying "rent" to live there which I don't think is right.

So you do think it's fine to live for free indefinitely in someone else's home?

~Chameleon~

Mojisola wrote: »

So you do think it's fine to live for free indefinitely in someone else's home?

If she's contributing towards the household bills then she's not exactly living there free. She's paying her own way. As for contributing towards the mortgage then no, I don't think she should unless he wants to draw up a contract giving her a stake in the equity should he decide to sell it. It's his house after all, not hers!


ETA: She already owns a property I believe so why should she pay for his too? If he can't afford the mortgage maybe he should do what she has done and get a lodger in

Mojisola

~Chameleon~ wrote: »

If she's contributing towards the household bills then she's not exactly living there free. She's paying her own way.

As for contributing towards the mortgage then no, I don't think she should unless he wants to draw up a contract giving a stake in the equity should he decide to sell it. It's his house after all, not hers!

She would have to eat wherever she lived. That's not paying her way!

I don't suppose the her tenant could stop paying the rent on the basis that it's her home, not his.

~Chameleon~

Mojisola wrote: »

She would have to eat wherever she lived. That's not paying her way!

I don't suppose the her tenant could stop paying the rent on the basis that it's her home, not his.

Of course she's paying her own way if she's buying food and contributing towards the bills. His mortgage hasn't increased just because she is living there. He would still pay the same regardless. He'll also be profiting from her already if she's splitting all the bills in half as it doesn't cost double to keep an extra person.

And she isn't his tenant. She's his girlfriend. Big difference.

FBaby

So you do think it's fine to live for free indefinitely in someone else's home?

I think it is if the home was initially bought on the expectation that they would pay the mortgage themselves. A mortgage is an investment, why should someone contributes towards an investment they have no interest towards? Yes, in essence, it means their partner is living rent free, but that's the choice they make by chosing to live there rather then either selling and buying together, or lving to a rental property where they would then both pay rent.

I would never have expected my partner to pay towards my mortgage if he'd moved in until I was prepared to make a full commitment to him and therefore consider him being added to the deeds.

Mojisola

davecon1 wrote: »

At the time we were living in my house and she was paying £300pm for rent. My mortgage was £1500 a month.

As her place is now officially rented out I have asked her to pay rent again but she argues she shouldn't have to

FBaby wrote: »

Yes, in essence, it means their partner is living rent free, but that's the choice they make by chosing to live there rather then either selling and buying together, or lving to a rental property where they would then both pay rent.

But that isn't the arrangement this couple had. She was paying rent but she doesn't want to any more.

~Chameleon~

FBaby wrote: »

I think it is if the home was initially bought on the expectation that they would pay the mortgage themselves. A mortgage is an investment, why should someone contributes towards an investment they have no interest towards? Yes, in essence, it means their partner is living rent free, but that's the choice they make by chosing to live there rather then either selling and buying together, or lving to a rental property where they would then both pay rent.

I would never have expected my partner to pay towards my mortgage if he'd moved in until I was prepared to make a full commitment to him and therefore consider him being added to the deeds.

Thank you :T

My sentiments entirely.

~Chameleon~

Mojisola wrote: »

But that isn't the arrangement this couple had. She was paying rent but she doesn't want to any more.

Maybe she wised up to the fact he was profiteering from her which would explain why she went off to buy her own property. There's far more to this story than the OP is letting on. Would love to hear the other side but that rarely happens on an internet forum

FBaby

But that isn't the arrangement this couple had. She was paying rent but she doesn't want to any more.

Or she can't afford to whilst he can. We don't know what mortgage package either received, or if either have insurance against loss of job that pays the mortgage or part of it. If despite both being unemployed, his disposable income is twice or more hers, then would be reasonable to expect her to pay 50% towards his own investment?