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WOW I must be serious this time.....I have a diary

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  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hi all,

    I made a daily pad account wind down of £2.50 today.

    Nothing else to report Im sure I've rambled enough these past few days xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Just stopping by to say I still read all your diary entries, still inspiring me with my struggle!

    NYC sounds amazing and hope you enjoyed the well-earned break, I'm not at all a green eyed monster :)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    edited 29 April 2015 at 11:25PM
    Thanks sauce xx nyc was amazing can't wait to go back xx

    28th Daily PAD was £6.53
    29th Daily PAD was £6.67
    Daughters 2nd only trip £4 trip as overpaid on last one and school moved cost over.
    Daughters limo for prom £23 paid.

    That's all to update so far, off to work so will update more later xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hi everyone,

    Daily pad £15 to car settlement account to bring the figure to £400.
    Daily PAD £21.83 to emergency fund account to round the account to £600.

    Direct debits go in on the 1st of £50 into each one. Will update signature in a min.

    My dentist bill will be £50 :-( I will take that out of account today and put in a envelope.

    Nothing else to report really going to get some house work done now. Then look at playing with some figures see if there's room for a bigger payment to emergency fund. I've missed this buzz of achieving goals ��
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Double checking I got paid my overtime today.

    Extra payment of £150 to emergency fund can be made, could do more but I want to leave a little breathing room in my account so I don't wind up using my cc mid month.

    So new balance of emergency fund now £750 = £250 to go yippee xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Good Morning,

    I've had my DDs go through so £50 went into car settlement account, £50 into emergency fund.
    I also rounded down £3.63 so emergency fund account is now at £803.63 :eek: so pleased. I've got 24 days to get the rest of the balance to £1,000.

    Was sorting my holiday out for next year and realised I booked the wrong week off work. I'm going to text my manager today see if I can have the week before off. I'm terrible with dates lately I'm sure it's the tiredness. I think I may reach get my goal way before the month is out. If I do meet my goal I will set myself another mini target.

    Have a great day everyone :D
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    edited 4 May 2015 at 12:12PM
    Been trying to come with a new mini target to add for the month £250 towards holiday next year might be it because we are booking it soon and a deposit will need to be paid.

    I've achieved quite a few bits so far this month with all the kids trip etc.

    So new goals because I babble are

    £1,000 in emergency fund
    £250 towards holiday
    £50 Dentist bill is sitting in an envelope
    £100 Daughters spending money in a envelope
    £77 School Trips and limo paid
    £50 more in car account to bring it up to £500 total.

    Going to see if I can sell any more uni books to help reach goals, reduce spending where possible and to a little overtime. Extra to find £500, goals need to be big if they are to be done by December.
    Working the next three days so will update on breaks.xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Up bright and early for work. Daily PAD of £10 to emergency fund.

    Have a good day everyone xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Morning daily pad of £1.46 not feeling the best short and sweet update x

    Have a good day x
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hi all,


    Doing overtime tonight so another short update, daily PAD of £16.10 to emergency fund.


    Forgot to add student loan was meant to start to be taken from my wages still hasn't ??? I will call again next week.


    Still waiting to hear from manager if I can have the week I want off. really want to book the holiday then I can pay it off every month. OH gets paid weekly and he will pay by s/o into my account.


    I have barred all outgoing calls from the house phone except for 999 and free calls. I'm getting annoyed with the cost of calls. Paid my final full bill on last package and it had £15 worth of phone calls. Everyone has a mobile they can use that. if they don't want to spend their money topping up their phones I don't see why I should pay the short fall. its £2.25 a month for barring so its a lot cheaper than the cost of calls.


    That's my update that was meant to be short lol. Will update my signature on Wednesday on my next day off. Doing two overtime shifts this week so should be able to hit the emergency fund target next Thursday and the additional £50 to the car account.


    Enjoy the bank holiday guys xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
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