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WOW I must be serious this time.....I have a diary

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  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hiya guys,

    Paid £7.30 into emergency fund today.

    I'm hoping to catch the window cleaner today and cancel his services. £5 a week that's £260 a year! We have a hose and ladders that will work just as well. It's an expense I never factor in. But it is still an expense. If I've got a chance to be debt free this year I have to be ruthless.

    I have added the countdown app to my phone counting down the days I have 237 days to go until December 31st 2015 Goal reaching Date !!!!

    Nothing else to update, I'm working an overtime shift tonight, which I don't mind because I know what I'm working for.

    Have a great day everyone xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Little update,

    Just checked my credit report for free, of course! My credit rating is 3/5 on noddle and I've just got one more default left to come off which goes in July this year. Very pleased as once I'm debt free I will be saving for a mortgage :-).

    Onwards and upwards, trying to sleep before shift but I'm too excited, when I get to work, I can check the system and see how much I will get paid tomorrow. It shoud be enough to get emergency fund to target....eek.
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    It might be worth just having the window cleaner once a month, (we do) even with good intentions its harder doing the bedroom windows, xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Thanks for the advice mum to one xx

    Well I'm very disappointed all the time sheets didn't make it in time to the payroll office :-( so my Monday night shift I will get next week instead.
    Therefore my take home was a lot less than I thought it was going to be. But I'm still going to make a payment of £100 today to the emergency fund.

    Off to bed back in tonight, night all have a great day xx got to update at least 4 threads first lol xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • A window cleaner once a week!? I think I've had mine done twice since I moved in 9 years ago!! Sounds grotty but the we live on a quiet street so they don't actually get that bad. Plus the dirt insulates the windows a bit (or so I tell myself!).
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    lol....

    Busy night shift great news I got my promotion I was going for :j

    I don't get the pay until June but it's going to be a good difference. Just got some paperwork to hand in.:D the Secret - positive thinking is working well. Thank you, thank you, thank you.

    £3.81 PAD to emergency fund! I'm off to bed because I'm back in tonight!

    Have a great weekend everyone xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    congratulations, thats brilliant news, - will toast a drink to you later xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Getting ready for work I have amended my s/o going into my emergency fund for next month. I will only put £10 per month in there now that I'm nearly at the £1,000. Was putting £50 in a month. I will now have more money to throw at the car.

    Have a great eve everyone xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    :j:j:j Yay Trixx that is amazing, you stacked up that emergency fund so quickly!! Great work...that car payment total will soon plummet too!! Your doing amazing at the debt busting...were all cheering you on here you can do it!! xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Thanks Shelbi,

    It's all you lot that keeps me going :-)

    Emergency fund I am please with, its scary looking at the car balance its got a lot to go eeek!

    Annual leave is now confirmed :-) I can book nyc! Will type details tomorrow

    I've made a daily pad of £2.12 today to emergency fund no signature update today not feeling well. going to rest up before work again tonight xx!
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
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