WOW I must be serious this time.....I have a diary

Trixxibell

Just phoned CC and my limit is now at £2,000!!! That's been reduced by £1,000. that's £1,000 I will never have to repay because it isn't there to use. :j

Happy days :-)

So this month I have removed £6,000 worth of spending temptation from my life and it feels good :-)

sassychick2014

Hi hon

If you're getting down then definitely you need to get back to the gym. There's no point in making the rest of your life and those around you's miserable just to save a few pennies.

As you're doing so well everywhere else I don't think it will suck you back into a spending frenzy. So long as you take drinks and fruit/veg snack (or whatever you need for after) from home you'll be fine.

It is nice to know others read your diary isn't it. I used to have a few but think it's just you now! I appreciate you xx

Trixxibell

Just a quick update £8.50 to CC
Nothing to SPC

I've got to pay for my work registration this week so no more overpaying this week I'm afraid. :mad until Tuesday.

Nothing else to report really, I'm just hoping to keep outgoings as low as possible.

Shelbi

Hi Trixxibell...

Just been having a read of your diary, your doing so well hun, am loving the £6k of temptation gone in a month, thats a great way to look at it... Love the cancelling the gym in favour of a cheaper one. The 24hr gym sounds fab...You're doing amazing, have subscribed so I can watch you do your thing and kick this debts butt...have a fab evening!! xX

Trixxibell

Hi Shelbi,

Thanks for stopping by :-)

Short and sweet today,

Spends today £8.50 to CC.

Trixxibell

Hiya Shelbi,

Sorry for the poor response yesterday had another shift today and was knackered. Thanks for posting, I've found that getting rid of temptation really helped motivate me.

I'm constantly looking for something to be excited about, otherwise I will lose momentum.

Moving to a new area at work, weekends and nights are not allowed for first two months meaning I'm going to have a very basic wage for two months :-(

So I'm going to have to continue doing extra shifts although I'm getting taxed quite a bit now on my overtime.

Spends

£1.50 to CC
£30 fuel

Trixxibell

Played with my figures

This week I'm going to pay for my job registration £100, my daughter has a school trip me and hubby going half each £50, then £30 to CC.

I'm looking forward to totalling up my debt tomorrow.

Trixxibell

Hi all,

I missed a whole day.

Finished work early today, I didn't have time to total debt yesterday so will do it now.

My debt at light bulb moment #3 was £31,416.68 my outstanding debt now is £29,348.92. I haven't included this months DDs that still haven't gone out yet.

I'm under the £30,000 though which is good (could be better). My next count up will be 31st December. I want to end this year owing less than £25,000 plus I want to have saved enough for one of my dream goals. :eek: seems extreme but I reckon I should be able to do this with more overtime and a bit more effort from somewhere.

Right now I'm focusing on my 1 debt vs 100 days challenge I didn't start the challenge at the beginning but I'm determined to do it. 34 days left in the challenge £1,321.50 left to clear.

Spends £50 towards DD trip
£100 to registration
£30 to CC.
(I've moved my £78 from dream goals to meet the above) but it's got to be gone.

mum2one

wow that is a brilliant total, ouve worked so hard, reading our diary given me the inspiration to do a 100 day challenge for one of m debts, I've got 2 at around the £100 sum, so decided 1st of Oct be start date - then when thats done tackle the other one... xx

Trixxibell

Just received my payment from webuybooks so I'm going to be moving £50 to my CC :-)