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WOW I must be serious this time.....I have a diary

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  • Morning hon

    So good to see the progress you're making, and another few dents being made today!

    Have a great day :) xx
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Today I got paid £151.53 for my overtime last week.

    £20 car tax paid for the year
    £50 for work Xmas party (this is my going out budget for the month but not going this month, so can pay it off)
    £73.20 PAD to CC
    £2.30 change in my car has gone to SPC

    I've made a few calls and sorted through some paperwork. Nothing exciting to report. I'm working another overtime shift tonight so hopefully next week I can pay off some more.

    Me and OH are taking kids to a local festival and the tickets aren't cheap but this will come and of overtime pay next week and not my work pay. So it's fine.

    For our holiday we have decided to do days out again, I've got a few discounts thanks to tesco. I can't believe how much discount you can get. I'm annoyed with myself though especially as half the time this year I didn't scan my clubcard. New habit to be formed there.

    We have had sunshine, hail, rain and wind so far today hope it clears up before I have to hit the road to work.

    Have a great evening everyone. X
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hiya

    OH paid me the weekly £30 towards the bills today, I've paid:

    £20.46 PAD to CC
    £1.82 to SPC
    £1.00 to savings
    DD for car loan went out today so that's another £352.67 off the total.

    I had an unexpected spend at work yesterday, colleague was leaving at work we all had to bring something in spent £2 on mini rolls :-( shift was busy no one really got to eat anything.

    It's funny how much I hate spending money now. Luckily OH does food shopping so I'm not spending hardly anything.

    I've joined swagbucks not sure I get the whole concept of it yet but I'm giving it ago.

    Got a bill for £100 to renew work registration totally forgot about it. :mad: It's due in September will book a OT shift end of the month to pay for it I suppose.

    I've read some inspirational diaries the past couple of days. Is it me or when you follow someone else's story their totals seem to drop quicker and when you look at your own it seems to be going slowly :rotfl:

    I'm going to update my signature with new totals.

    I'm also going to phone car loan company and see how repayments can be made I need to figure out which one works out that I'm paying the least amount of interest.

    I've droned on enough today. I'm off to drop DD to a sleepover and then clean the house from top to toe
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Good luck with the cleaning u can always come and do ours, i always think the same as well re other diaries in sure there totals go down fast xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hi all quick update before work

    £7.26 PAD to CC
    £5.00 to savings (I'm doing the 52 week savings challenge to save for my eye treatment now, but doing 52 payments instead of weeks. I want this treatment done whilst I'm still eligible I would be gutted if I waited until I was debt free then Was no longer eligible for it.)
    £0.50p from OHs loose change into SPC.

    Im working a couple nights in a row now so updates are going to be short and sweet :-)

    Hiya mum to one, if it helps I think your totals in you signature are one of the ones that have movement :-) :T
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hi all,

    £8.80 PAD to CC
    £4.00 to Savings
    40p to SPC

    I'm off to bed as just finished night shift, back in tonight for OT.

    Have a great day xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Forgot to add £20 spend on fuel.
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Trixxibell wrote: »
    Hi all quick update before work

    Hiya mum to one, if it helps I think your totals in you signature are one of the ones that have movement :-) :T

    Thank you- I wish it was just feels like a millstone my debt free date feels like an eternity away

    Hope work goes ok and you get some rest xxx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Hello and well done for getting back on track! Its tough when there are things that need buying! Keep up the great work!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Thanks for the cheer along everyone,

    Welcome jodles xx

    Again just got in from work so very quick update from me.

    £1 to CC (my account balance is small until WFTC hits my bank later this week.)

    A payment to savings

    Will pop out later to buy OH an anniversary card.

    Have a great day all I'm going to sleep. Just checked CC balance it's three days behind :-(
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
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