WOW I must be serious this time.....I have a diary

Trixxibell

Thought I would do some late night rambling on my lunch break:

Just thinking about what I've got coming up next year I need to save for:

One wedding in Ibiza
One wedding in Spain (can't remember exact location)
One trip to NYC (delayed three times desperate to go with bestie)
Eye laser treatment
Huge dent in debt would be nice too :-)

Anyone else thinking lottery win lol.

I'm determined to do them all without adding to my debt. The weddings are invites for me only so don't have to get family tickets thank goodness.

Onwards and upwards looking forward to Sunday I can pay another PAD to the CC.

Trixxibell

Yes I'm a dreamer but hopefully a few of my list will get ticked off.

Trixxibell

Daily spends before I go to bed

£0.02 to SPC
£2.17 to CC

That's all I'm hoping to spend out as I plan to sleep until the afternoon and the kids are due back today.

Have a great Sunday. Still haven't updated my signature this will get done later honest.

mum2one

Your going great guns love the idea of the list and it gives you something to work towards - and gd incentive - if I ever get debt free I want to go to Las Vegas. X

sassychick2014

Hey hon

Been looking at your list for next year and am impressed! Why go for one thing when you can aim for 5!? I'm sure you'll have a really good go at it, I'm behind you every inch of the way.

I also like the idea of your daily spends and may try and do that too. I'm not sure I'll keep it up though. I have a spreadsheet that has every incoming and outgoing til the end of 2015 and put everything on there so theoretically I know what's going on and I tried to put my spends on there and forgot to keep it up.

Hope you had a good night's sleep xx

Trixxibell

Just wrote a long message and it didn't post.

I finally got round to listing the books (I said I would do this a few weeks ago) Nearly at £50 with we buy any books and at £15 with amazon trade-in. With amazon I will get a gift card but can use that towards a present.

The £50 from we buy any books I can put towards to CC. 16 days to get CC under the £2,000 mark I'm trying everything.

I'm at work again tomorrow will update again after work. Have a great Monday everyone xx

Trixxibell

Daily spends

£1.63 PAD to CC
£0.05 to SPC -again no money out of ATM so I'm scrounging around the house for change. Lol.

Also I've come up with a plan today I've got a prepaid CC with no fees. (Think there is a 99p charge for withdrawals) I'm going to load it with money each week. And use it for what I'm aiming for. That way I won't be disheartened with only paying my debt off and then quickly lose focus.

I can then use the card when putting my deposit down for NYC or when I pay for my laser treatment, or book my trip to one of the wedding destinations (I can dream)

I figured life is a balance, this will help me keep going

It will be little amounts but I need to see something rise.

Trixxibell

Change of plan to the above I'm going to set up a new savings account, then at least the money can be earning interest.

That's more MSE thinking

Trixxibell

Well I've already typed this up then it disappeared this is going to be a shorter version.

Went shopping with my mum today lovely day and I didn't technically spend any money.

My mum gave me £20 for fuel before we started the day. I was able to buy my dd a few bits for her sewing box she needed and I picked up a special offer on deodorants. The remaining £12 went into my car for fuel and I remembered to use my tesco club card.

I also paid:

£1.37 to PAD to CC
£1 to SPC
Moved 50p to savings

Got more to update about my plans for annual leave but will do that tomorrow because I've got to get to bed early start for work tomorrow.

Night my original entry was a lot better lol

Trixxibell

Today was a work day I spent:

£2.37 PAD
£1 to SPC
£0.50 to savings

I'm getting paid £150 tomorrow for my overtime last week. Can't wait to share it out and make a few more dents. :-)