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WTBSEs 'Starting From Scratch' Savings Diary.

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  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Thanks Cathy :)

    I am feeling very frustrated with my bank at the moment, as i am still waiting for my accounts to be updated after their little glitch.
    I THINK i will be able to put £60 into savings today (which will mean i have exceeded my goal to have £600 in savings by the end of Dec), and i also have £54(petrol money from agency) to put into my account tomorrow :)
    So, fingers crossed i should have £692 in savings this time tomorrow :)
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Yay, picked up my petrol money from work..£54.20 :) Have put £4.20 into the school dinner money pot and will deposit the £50 into the bank tomorrow :)
    I have an extra 3 hours work tomorrow, so an extra £24 this week. Every little helps!
  • cathybird
    cathybird Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WantToBeSE wrote: »
    Thanks Cathy :)

    I am feeling very frustrated with my bank at the moment, as i am still waiting for my accounts to be updated after their little glitch.
    I THINK i will be able to put £60 into savings today (which will mean i have exceeded my goal to have £600 in savings by the end of Dec), and i also have £54(petrol money from agency) to put into my account tomorrow :)
    So, fingers crossed i should have £692 in savings this time tomorrow :)

    Yay!! Way over your goal. :) :T:T:T

    Hope your bank sorts itself out soon WantToBeSE ... sounds frustrating. :(
  • Eco_Miser
    Eco_Miser Posts: 4,847 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    WantToBeSE wrote: »
    I am feeling very frustrated with my bank at the moment, as i am still waiting for my accounts to be updated after their little glitch.

    I suppose you've seen this link http://www.moneysavingexpert.com/news/banking/2013/12/hit-by-latest-natwest-and-rbs-meltdown-get-your-charges-back by now
    Eco Miser
    Saving money for well over half a century
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Thanks Eco Miser :) Luckily, it was just a case of waiting for DDs and SOs to show, rather than being out of pocket.
    it has updated this morning and is showing exactly what it should. Unfortunately i had to take £60 out of the bank for Christmas presents today, so will only be able to save £50 this week. BUT that still means i'll be over my goal :)

    i am starting to get a real buzz from saving money and seeing my accounts grow. I am looking forward to Christmas being over with so that i can start saving more money.

    Did my 3 hours overtime today :)
  • cathybird
    cathybird Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WantToBeSE wrote: »
    Thanks Eco Miser :) Luckily, it was just a case of waiting for DDs and SOs to show, rather than being out of pocket.
    it has updated this morning and is showing exactly what it should. Unfortunately i had to take £60 out of the bank for Christmas presents today, so will only be able to save £50 this week. BUT that still means i'll be over my goal :)

    i am starting to get a real buzz from saving money and seeing my accounts grow. I am looking forward to Christmas being over with so that i can start saving more money.

    Did my 3 hours overtime today :)

    £50 is better than nothing though, WantToBeSE, especially since you've been ill and Christmas is coming.

    I'm getting a real buzz now from savings too :) yay us!!! :j:j:j
  • Eco_Miser
    Eco_Miser Posts: 4,847 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    WantToBeSE wrote: »
    i am starting to get a real buzz from saving money and seeing my accounts grow. I am looking forward to Christmas being over with so that i can start saving more money.
    cathybird wrote: »
    I'm getting a real buzz now from savings too :) yay us!!! :j:j:j
    Fun, isn't it?:)
    And the more you save, the better prepared you are for whatever life chucks at you next.
    Eco Miser
    Saving money for well over half a century
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Good morning diary.
    I am very very excited to announce that i have well and truly smashed my 1st mini goal of having £600 in the bank by the end of 2013.

    Total amount £765 :D:D

    I got a refund for some stuff i returned, so was able to save some extra this week.
    I think that's it for savings in 2013, i now need to concentrate on the rest of Christmas.

    Happy happy happy happy !
  • WantToBeSE wrote: »
    Good morning diary.
    I am very very excited to announce that i have well and truly smashed my 1st mini goal of having £600 in the bank by the end of 2013.

    Total amount £765 :D:D

    Well done WantToBeSE. Been lurking here to date...

    Are your savings getting a decent rate wherever you hold them?

    FB.
    Mortgage and debt free. Building up savings...
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Thanks financialbliss (love your username!).

    They are in a Natwest Cash ISA at the moment. The rate is a pitiful 0.5% at the moment, rising to 1% in January 2014.

    Once i have improved my credit score, i plan to move banks. But am stuck there for the time being :)
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