September's Step-Up!!!

NinjaSavingKat

Morning Chickadees...

LSD - such a cool birthday. I got precisely £130 for my birthday too... it's been spent on a few things and I hve £50 left to pay for my Australian Citizenship Certificate and the rest towards my actual Australian passport.... use is wisely...Dvd's can be bought second hand or reduced - spend it all on a bag, real leather, a neutral colour or at least get a silk scarf with it...sorry it looks like I am spending it for you....:rotfl:

Thrifty - are you painting the whole kitchen that colour?.. I love a good dose of shabby chic.. you have done yourself proud... well done... Thrifty by name...:rotfl:

So I am being moved departments in my job.. full rant on my personal journey blog Ultimate Challenge... shan't take up space here... #groan

It's all I can think about now...

thriftylass

NinjaSavingKat wrote: »

Thrifty - are you painting the whole kitchen that colour?.. I love a good dose of shabby chic.. you have done yourself proud... well done... Thrifty by name...:rotfl:

Yes, all the doors and drawer fronts will be buttermilk. I leave the shelves and trims in the wood as we decided the contrast looks nice with the red splashback tiles. Just need to whitewash the walls and clean and tidy the whole kitchen (not done it properly since we moved in ) and I will have a "new" kitchen for about £50.

Today will be another SFD. Sitting here at work hoping that the water tanks run out of water (water supply in area cut off) so I can go home and paint. We'll see EDIT: Nae luck

littleskintdragon

Kat - i get a new bag every birthday and use it for a year, if the last one is in good condition i put it on ebay and get some ££ back.i also have 2 small black bags, for nights out and one big weekend bag.
The dvd is new and not on offer yet and i need it lol.
The rest ill keep for my treats never ever treat myself.

abundant1972

Hi everybody - and thanks for your support!!!

I feel much better and more enthusiastic today. It feels like at the moment there is a fight going on between old me vs new me! The new me has seen a glimpse of light at the end of the tunnel - debt free and a healthier way of living, and has started trying to develop good habits to get there. Old me has recently crept in and is undermining those efforts - what's the point, you're too old now, you're not good enough etc. and before I know it I'm over spending and over eating.

There are a lot of regrets - I wish I had got into good habits in my teens, I wish I had been taught the value of money, I wish... I wish... I wish... I guess the point is - IT DIDN'T. End of. I can't go back and change the past and re-build my youth - but I can change my own future if I apply myself. I think where I trip up is I don't have a clear vision of what I want from life anymore - nor a great zest for it. I don't know if that is depression talking - or if it's just the way I'm built.

It feels like I'm a butterfly trying to emerge from it's chrysalis - I'm almost there, but this last stretch is hard work and part of me just ants to give in... and yet... if I could just persist and break free - I'm going to fly - and only then will I realise just how far I've come... does that make sense?

So - it's back on the wagon for me. There is light at the end of the tunnel - and I need to sit down <again> and work out just how long my tunnel is - in months. Then I need to give myself things along the way to keep me on track I think. I don't know - I'll have a think about it all today!

Anyhow - I am in for October for sure. Thank you again for encouraging me and for showing me there is another way. You have all pressed on and carried your determination forward and are seeing results too. I've slipped a little - but not so far back - nor have I accrued more debt - so that's good.

As Kat says - onwards and upwards!!!

thriftylass

Yeah, Abundant, that's the spirit :j. Everyone slips now and then but well done for picking yourself up again. Focus on the positive things and don't dwell on the past (I'm guilty of that often too).

karmachilovething

abundant1972 wrote: »

I can change my own future if I apply myself.

Yes you can Abundant! Good to see you back too

You and I have discussed self-help books before (and it might be useful to others too) and the latest one I've found it called The Slight Edge. It's brilliant, really. The basic premise is that tiny daily decisions build to make huge impacts over time. And that it's as easy to make bad ones as good ones. So it's strategies for choosing the good ones . . . I'm only a couple of chapters in but it's helping already.

Plus I found a free pdf :money: of it by google search:
http://www.dalemcnelly.com/The%20Slight%20Edge.pdf

Enjoy!

As for me, another SFD today!

Calling14

Well checking in going to have a SFD today, petrol can wait till tomorrow it will be over my budget, car doing awful on fuel at moment.

Been naughty today so Abundant you are not on your own, bought some dresses in M & Co Sale too good to refuse grand total 20 pounds -2 work dresses and a going out top.after using a five pound voucher I had. Desperate for work clothes so justified?

Thifty wow more patience than me, I just changed my wall unit doors but unfortunately the base units were rotten so had to replace the lot. Look fwd to seeing completed piccies.
LSD birthdays are great. Treat yourself a bit thou.
Just thinking If I stay to the end of the month on this thread, be the first challenge ever completed. Usually leave before the end of it. Had to give in to the wine monster last night - just the one mind ;-) Glass that is.

Updates in my signature

thriftylass

Work got shut at 2 due to water shortage. So got home and done some painting, cleaning and tidying and picked DS up early.

LoveaDove

LSD - Hope you had a superb Birthday!!! :bdaycake:

Abundant - A beautiful metaphor! (I love butterflies) T-Minus 6 days until October's challenge!

I had a naughty spend today. Went to lunch with a friend I have not seen in months- thoroughly enjoyed it though! Mwahahaha! (ahem..that was my spend demon)

She picked me up and I walked home to work off some of the lovely grub and to add to my exercise total...not sure where I am at with that...

So no SFD for me today but a dash of exercise. Silver lining and all

Mr.Cobes

Food..............£171/£120
Petrol.............£130.12/£100
Holiday...........£180/£200
Going out........£110/£40
Incidentals.... ..£28.25/£40
Alcohol days... 19/26
SFD................16/18
Unaccounted for Line rental £120/£180
Direct Debit reduction £72

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Wednesday
Day 25

NSD..AFD...:D

Spent all day looking through my bookshelves ...starin...Wanted everything..so started..magazines...1993 really ?..posters...so gave books magazines etc to charity shop..not rubbish..old codgers like to read em'..I do :rotfl:
So books to kids next door...All my college written up notes dumped..Reports shredded..LOVED IT..lots of room..looking at ebay stuff that ain't going to be sold now..really those charges are silly now..
So a cuppa and push on..
Laters X