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Reclaim CPP article discussion

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  • sunnygirls
    sunnygirls Posts: 278 Forumite
    I used blue ink and didn't use capitals lol ,they sent me another form to fill out ,I filled that out correctly ,sent it back ,I know they received it ,but still waiting ...frustrating as I helped several friends fill theirs in after I sent mine off and they all received their cheques last week ,I guess its just pot luck x
  • I can't remember having CPP but I filled in the form anyway, I thought maybe I'd paid £10 once and then cancelled so wasn't expecting anything much.

    Got a cheque this weekend for £92, which appears to relate to two policies :-)

    Nice little bonus for the Easter holidays - yay!
    LBM:1/1/12
    Debts @ LBM:£43,546 :eek: Debts now: £9,486 :cool: 78% PAID
    Found YNAB 1/2/14 - the best thing EVER!
  • hirobmay
    hirobmay Posts: 37 Forumite
    sunnygirls wrote: »
    I used blue ink and didn't use capitals lol ,x

    Crickey! they really are piccy eh?
    I've not received another form and posted mine about 11th March..
    maybe I should contact them.?
  • lisap_2
    lisap_2 Posts: 17 Forumite
    Cheque received today for £277. High five!
  • I filled in my form thinking I wouldn't be getting very much if anything, as I am sure most of mine was before 2005. But no a cheque has arrived today for £433.19. I was completely shocked. Even thought I wouldn't bother filling in the form as honestly thought I wouldn't get anything.
    So am very happy. :j
  • buglawton
    buglawton Posts: 9,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 April 2014 at 9:56PM
    My elderly mother received a CCP cheque today which states that 20% tax was deducted. She is not a tax payer anyway, but has anyone else had this? Who does the tax go to and on what justification? The accompanying letter says 5 days to accept or lose it so she's under pressure to decide what to do.

    Edit, just found article explaining the 20% on interest part.
    http://paullewismoney.blogspot.co.uk/2013/08/cpp-compensation-how-to-claim.html
    Think my mother got a bit confused now I need to see whole CCP statement.

    Looks like one has to request a certificate of tax deducted from the CCP agency.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    buglawton wrote: »
    Who does the tax go to and on what justification?
    Like all taxation it goes to the coffers of Her Majesty's Revenue and Customs (HMRC).
    The "justification" is that the interest is taxable.

    As your Mother is not a taxpayer, she can apply to HMRC for a refund. CPP can do nothing to reverse this payment.

    http://search2.hmrc.gov.uk/kb5/hmrc/contactus/home.page
  • buglawton
    buglawton Posts: 9,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Certificate of tax deducted needed in order to reclaim that tax though?
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    buglawton wrote: »
    Certificate of tax deducted needed in order to reclaim that tax though?
    Go to the link;
    http://search2.hmrc.gov.uk/kb5/hmrc/contactus/home.page
  • buglawton
    buglawton Posts: 9,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thats a very general contact us link I already saw yesterday. Was it supposed to point to a help page about CCP refund tax?
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