Reclaim CPP article discussion

[Deleted User]

frodob wrote: »

Mhow to go about organising alternative cover to replace this, if indeed this is worthwhile.

DaisyDaisy99 wrote: »

I also would appreciate guidance on an alternative service that provides one phone call if a wallet is lost/stolen

No one here will advise on specific insurance policies from individual companies. That would be tantamount to advertising.

To be honest, one has to ask why anyone reclaiming CPP would even consider similarly useless insurance?

fuzzgun19

I have an old barclaycard with 'Card membership renewal' on it. Can I claim this back?

BC_KT

fuzzgun19 wrote: »

I have an old barclaycard with 'Card membership renewal' on it. Can I claim this back?

That's the fee you paid to use a pay-to-use card...

skitzitilby

i took out a credit card in 2003/4 and there was PPI on it.due to circumstances i cancelled the PPI after 12 months approx as i got into debt with it.i am still paying off the debt at £50 a month now but can i still claim PPI for the 12 months i paid for it????
Help!
am new to MSE site so if this is posted in the wrong place then i apologise in advance..:)

far2812

For those struggling with what to put in section b, the letter itself gives you the exact thing to fill in.

"You could be covered for up to £100,000 after you reported the loss/theft of your card"

The bank would have been liable for this in any event so it is a virtual cover. As soon as you report your card list or stolen, any transactions are the banks liability.

[Deleted User]

far2812 wrote: »

"You could be covered for up to £100,000 after you reported the loss/theft of your card"

The bank would have been liable for this in any event so it is a virtual cover. As soon as you report your card list or stolen, any transactions are the banks liability.

This is the correct answer. No need to write reams of unnecessary detail, just copy and paste the above.:T

fuzzgun19

BC_KT wrote: »

That's the fee you paid to use a pay-to-use card...

So that's non-claimable?

GibbsRule_No3

far2812 wrote: »

For those struggling with what to put in section b, the letter itself gives you the exact thing to fill in.

"You could be covered for up to £100,000 after you reported the loss/theft of your card"

The bank would have been liable for this in any event so it is a virtual cover. As soon as you report your card list or stolen, any transactions are the banks liability.

Not sure how I feel about claiming for my CPP since the reason I took mine out was so they could make the phonecall to everyone on my list if I lost my purse or keys, with me just making one phonecall to them, granted I had no idea it would have had the above on it as well. Unlike PPI it is a small amount so I think I probably won't claim, since they would have done what I took the CPP out for.

IrishCath

Hi there Everyone,

First time on here!!

I like many others have started the process of reclaiming CPP, I have had my letter from CPP , and had a look on here for some help & advice about how to complete the form!! (Wanted to make sure I was saying the right thing)

Finger's crossed I will be successful and I would just like to say
"Thank You" for the help & advice that's available on this forum.

I will keep you all posted on the outcome.

Thanks
Cath

sid02

Reading some of the successes/failures on these pages it seems to suggest that policies that started before 2005 and continued to be held after that time require two claims, one via this current scheme and one direct to bank/CPP.


Is that right?