Reclaim CPP article discussion

CALGACUS

Thanks for the quick reply Moneyineptitude. I'll go to the post office now and just send it first class.

[Deleted User]

CALGACUS wrote: »

Thanks for the quick reply Moneyineptitude. I'll go to the post office now and just send it first class.

Sounds like a plan!
I'm sure you'll receive more than the price of a stamp in return!

yummitymummity

Not actually posted on here in years!
Just wanted to say that I sent in my claim a while ago and got it back super fast. Was shocked actually as it took less than a week before they sent my cheque.
We got awarded £448!!!!
Eeeek, thanks Moneysaving expert! My hubby would've just binned the form had I not filled it in and sent it back!
I sent it special delivery as I was nervous it would go AWOL and I highly recommend anyone thinking of getting their claim in last minute to just do it. You never know.
Good luck with your claims guys!

ridingwood

As one of those things, I tried to phone, spent 3/4 hr hanging on, we did receive a letter but not sure which account it referred to, it was binned accidentally, went on line this morning and it asked for a ref. no. for original paperwork if you want a duplicate form...!

AppleDap

Hi
Can anyone advise me if the deadline on Saturday is just for the CPP post 2005 scheme ?
or is it also for putting in a complaint to pre 2005 CPP ?

Thanks for any help

moneybrook

Hi everyone,

I'm regularly on the site, but this is my first time posting, so I hope I'm doing it correctly!

I've just received a cheque from CPP for £199 for credit card protection :beer:.
I don't want to sound ungrateful in any way, but I had this policy for many years and I have to admit I expected more. Does anyone know if there's a formula CPP has to use to calculate what they pay. Should I take their calculation as gospel and go ahead and bank the cheque?

Thank you!

[Deleted User]

moneybrook wrote: »

Does anyone know if there's a formula CPP has to use to calculate what they pay.

Yes, they refund all the CPP you paid, plus attendant interest, plus 8% simple interest.

Most people have only received modest sums because that's all that was paid in the first place. This is not PPI.

[Deleted User]

AppleDap wrote: »

Can anyone advise me if the deadline on Saturday is just for the CPP post 2005 scheme ?

The refund scheme which ends on Saturday only covers the period post 2005.

Mis-selling complaints about CPP policies prior to January 2005 must go to the original seller of the insurance and are not subject to the same deadline.
http://www.moneysavingexpert.com/reclaim/CPP-card-protection?_ga=1.195437742.340047350.1365283676#templateone

Pyxis

Ok. So CPP have said I cannot have a claim form as my policy was done through Sainsbury's bank.

On here the advice is to make a claim to Sainsbury's bank. Is this still subject to the Saturday deadline?

And where do I send a claim? I no longer have the original paperwork, and anyway, the address may have changed since my policy started in 1997! ( It carried on to pass 2005).

carras

Yes I had CPP on a credit card which was transferred to a different provider and then 'disappeared' when I developed what eventually proved to be a brain tumor. I know that before my world went blank I was paying a monthly CPP charge but I have no record of how long for and I am worried that it could have been for over 5 years.

So with no paper records (I have relocated and shredded 'old' papers) I put in a claim. It was almost the full length of time before anything happened and then I received a payment. Nothing in the accompanying paperwork defines what the payment represents and it was not a very large payments. So I am left with a curiosity as I have no idea how much I had paid and if I received a correct payment!

Perhaps I should just forget about it. But.....!