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Justifiably Unanimous Lockdown Yomp!!!
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#SFD5 bagged. Whoop!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
MORNING! Simple check in for me quickly! Busy day in the oriface.. Tee hee! Gonna spend the afternoon in the sunshine with a girly friend so no doubt need some sun lotion .. Wish my pasty white Irish body well..:-)..“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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Good morning!
Another glorious day. I'm always in a good mood in the morning, late at night I get grumpy (poor OH).
Got a massive heap of tree cutoffs chopped down into the brown bin last night as OH went out for a run (he needed it, he was grumpy before that but felt better after). Tonight he's going out and I'll start tackling the guest bedroom and declutter/tidy that.
Today should be SFD 14 but tomorrow we'll try the new Asda, woohoo (sad I know).DEBT 02/25: total £6100 Debt free date 12/250 -
Good morning all
Hoping for SFD#7 today - I have nothing to buy. In fact, I'm £10 up as I won Birthdaybingo a couple of weeks ago and the money arrived today (not for want of chasing mind you...). I also got paid some expenses but I had already had them so I have paid that straight back, not worth the stress of waiting for them to ask me!
Arranged to sell one of DSs outgrown toys and also a book so that's £6 on it's way to me soon. Also signed up for the Argos credit card for £15 cashback so must keep an eye on Quidco for that as the reviews are bad - will not use card as I don't need it and also it's 39.9% APR! :eek: And finally, chased £125 incentive from First Direct switch, should get by end of this month.
Home made pea soup and bread today for lunch, yum. Had easiyo yoghurt and muesli for breakfast. Snacks from stores. Chopped some peppers, red onion and baby courgettes this morning and marinated in some oil and herbs to be roasted tonight and served with wild rice and rocket. Yum!
Well I think that's everything from me today, have lovely debt free days all!My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
Groceries: £250/£300
Fun: £3.70/£100
Debt paid: £310/£480 (+£72)
SFD: 9/20
Today won't be a SFD as originally planned as the dog lost his ball whilst out walking yesterday so I need to buy a new one at lunchtime. He's much better behaved if he has a toy when out walking and isn't distracted by other dogs so it's essential really!
ETA: £10 spent on toy for dog (hopefully this will last) and milk for kitty. More debt added, eek!0 -
Good morning everyone! I'm feeling a bit down today, I'm not sure why- the sun is shining, I'm working from home today so I'm surrounded by my doggies, I just - you know - feel a bit pah! I have no reason to be down as I'm keeping to my budgets and spending, I'm getting enough sleep but I just can't put my finger on it! Should be a no spend day for my today. I'm going to the cinema tonight for a birthday treat, so I won't spend anything there.
Anyway I shall drag myself back to working. Hope everyone has a sunny and productive day.October make £10/day currently £11.020 -
Hope your day improves Avo..MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi all
I'm up to SFD no 10:). I fell out with OH on Sat night and didn't see him on Sun & Mon - Oh i can be thran:o. We're friends again and it's saved me 2 days money.
I'm away this weekend and that is out of my holiday savings pot.
Groceries: £121.40/£100
Misc: £22.66/£40
SFD: 10/20
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Hi all
Confession time..
Have been foolish ( think that's the word I should use:o ) and spent £101 in the SM. As usual not a ready meal in sight but quite a bit of alcohol as friends coming round tomorrow eve.. We never throw anything out but even so..we would not have starved if I had only spent £50.
Determined to leave it at that and for treat this eve take picnic to the park and sit under the trees with DDs and OH..:DMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
12/20 SFD
£135.50/£150 Food budget
£50/£50 Petrol
£32.50/£40 Personal care
£20/£60 going out cash
Day 17
Spend day today....
Back wax ...she said not that bad but might as well do it while you are here.£25
Ldl...£5...only went for the tomato sauce I saw on catch up tv last night with Greg Wallace..69p ..actually its very good in a like for like with Hnz Big Tom..
So thats it...need petrol but not going out anymore today so can wait..
Amended budget totals and have £62 left ....Thats it for 14 days ?
Gonig to be tight ! ok for food..but petrol.. and going out ?..
Catch you tomorrow X0
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