Bank Charges Success Stories II

Carman777

Bank - Abbey.

Claim - Just under £4,730

Paid - Just about £4,700

It took almost 6 months because Abbey are pretty stubborn - I had to threaten court & they didn't leave a phone number for us to call & negotiate.

We took £4,700 because they felt that they had to negotiate something off. We even got the court defence but don't let that put you off. It pays off!!

Letsgetem

Success with Lloyds TSB

Amount claimed: £1255 (including interest, £1040 without)
Amount paid: £1070

Having read all of Martin's advice I successfully managed to reclaim a large proportion of my step-sons charges.
After getting the usual responses from the bank we found ourselves at the "going to court" phase. I had seen an article about the Financial Ombudsman so decided to try that.
The first letter was sent to the bank on 16th January 2007 and this morning we received a letter from the FO to say that the bank would be refunding the money within 10 days!

Keep trying, its worth it in the end!

A big thanks to all at moneysavingsexpert.com for all the great advice


Letsgetem

wifeforlife

Alliance & Leicester

Charges £196.59
Small claims pack shows as sent as 21st May 2007, cheque arrived this morning 2nd June dated 29th May for full amount, not including court charge.

Just waiting for the same result with Nationwide!

Goodluck everyone

Cate

Jasper83

Bank: Halifax
Amount Claimed: £1932.36 including interested (£283.36) and court fees (£120.00)
Amount Paid: £1932.36

Started the claim back in March. Full amount appeared in my bank account yesterday and received a letter for Halifax this morning explaining that they were paying up!

If you are in any doubt Please Please Please Please Please Please Please never give up................ it's worth it :rotfl:

Skint-gall

Charges refunded in full- RBS £1800 after sending letter 2 and having a frank conversation with Mr Maclean.

Abbey National- finnaly refunded the full £257 after I reffered my claim to the financial ombusdman.

Claims outstaning- Cahoot, Egg and A&L

jamesd147_2

Bank: Halifax
Amount Claimed: £221.74 including interest and court fees
Amount Paid: £221.74

Did Money Claim Online about 3 weeks ago. Amount appeared in my account yesterday.

suelongman

HI JUST WON £300 FROM NAT WEST CREDIT CARD NOT MUCH BUT IT IS A SUCCSES .I HAD TO FILE AN MCOL AND THEY ACKNOLEGED IT BUT THEN I HAD LETTER FROM THEM WITH A CHEQUE SAYING THAT IT WASANT IN THERE INTEREST FOR SUCH A SMALL CLAIM TO GO TO COURT..IAM KNOW WAITING TO SEE WHAT HAPPENS WITH THE NAT WEST BANK.THATS A LTTLE BIT MORE £3,000 HOPE I HAVE THE SAME RESPONSE:beer: :T :cool:

wookie_woo

Bank: Renault Finance Ltd
Claimed: £254 plus interest
Receiver: £254

Yes it also works on finance agreements! Agreement was for my new car 4 years ago, got into a few difficulties part way through hence charges. All paid off now but was still able to claim.

After letter before action sent, I received a 'not admitting anything goodwill gesture' of the full amount and a cheque a few days later.

Outstanding claims:

Natwest account: £1150 - letter before action stage
Natwest Visa: £300 - letter before action stage
Nationwide account: £800 - letter before action stage
HBOS Visa: £430 - 1st request letter sent
Citicard Visa: £480- 1st request letter sent
Barclaycard: £450 - 1st request letter sent

PAY UP!!!

WW x

cumbrialasso7

Amount claimed £2225
Amount received £1957.57?:j :j :j

Was starting to think that i would never get to post on the success board,

Requested my charges back on 1st april and then emailed them on a weekly basis (just to make sure they hadnt forgotten me) got an offer on 29th may
they did get back to me within the 8 week timescale and am prepared to accept slightly less than full amount as i have not been very good at managing my finances in the past, and after all, up untill march i had written the money off as i didnt know that i could get it back.

Thank you so much to all of those who have posted on here as your advice and words of encouragement have been very very valuble.

AND A MASSIVE MASSIVE THANKYOU TO MARTIN YOU ARE AN ABSOLUTE SUPERSTAR :money: :money:

bawdynan

Bank: Abbey
Amount Reclaimed: 525 plus interest
Amount they paid: 525
The story: Got as far as threatening court, they offered 50 pounds about 5 weeks ago - I was about to write back and say no thanks and get ready to go via small claims court then, surprise, surprise - the money appeared in our account on friday - each fee refunded! yipeee! thanks so much for this site - I used the template letters.