Bank Charges Success Stories II

DelightfulDee

Bank: HSBC
Amount Reclaimed:£2,148.36/£1,910.26/£2,297.24:eek:
Amount they paid:£1,582.28/£1,634.55/£1,725.93:j :beer:
The story:Initial letter sent on 1st April requesting above figures(incl.int), wrote again on 17th April giving another 14days, no response received. Final letter on 2nd May threatening court. Held off proceedings for a while because of court charges and this paid off with a reply on three accounts with above offer.:T Fantastic! Can now close bank accounts once monies received in 14days and off to A&L.;) Well worth the wait.

:money: Martin ...thanks for all your advice and belief that all things are possible in this wicked world when it comes to money. Following your guide on claiming bank charges has put my husband and I in the clear financially and can now get straight with our monies in future. You're a gem!

For anyone else doing this....don't lose heart...grit your teeth and be brave.

Good luck to you all.

This has given me the courage to tackle Capital One now!:rolleyes: Can only but try!

tmg

Bank:Smile
Claimed: £695
Bank payed: £895

They responded to my letter that threatend court action, and the money is in my account. I will use some of it to fund a claim against the HSBC - wish me luck.

GirlRacer_2

Bank HFC
Claimed £240
Paid £188

Account was closed about 2 years ago so was very happy with the £188. Claim started first week of May, cheque arrived today. Very quick and easy.

slippyhelen

bank NATWEST

amount claimed £985

amount offered £985

started proceedings 3rd march

waited a few weeks for statements

decided to wait the 56 days as I'm claiming all over the place PLUS Natwest also owe me another £6000 from another account and I couldn't afford MCOL at the time.

spoke many times to Alan Harbridge at Borehamwood who did seem to chase them a little (not much) but he is at least human and personable.

FINALLY on June 8th got the offer through and am told the other offer for the other account is also winging its way to me.

so now I've got my charges (in full) from
Halifax
Capital One
Morgan Stanley
NatWest

and I'm at the court stage with
Natwest Visa
LLoyds Tsb
MBNA

and then Barclaycard better watch out because I'm going after them.

Massive thank you to Martin and the mods and everyone who posts.
I'm hugely relieved. It's been a long battle with these wombats.

Hey you guys out there - KEEP AT IT!! BE LIKE PITBULLS and don't give up till you get flesh x

Jwoffy

Lloyds TSB

Claimed - £784

Sucessfully claimed back - £784

Took 4 months and looked at my account online today and they refunded me the charges in full! Thought I would never get to this stage to I thank everyone and Martin for their help!!!

:money:

pollysmum_2

Natwest
claimed £4159
received £4159
Sent a letter 15th April 2007 received reply stating looking into it. I just thought we were reckless with managing accounts sot hought I'd try was shocked how much we'd been charged.
Friday 8th June received the above offer accepted.

THANKYOU to Martin and all who have posted here, you are inspirational, first time post and what a post. no credit card debts after this is paid, thank you again.:j

Andrew24620

On behalf of my dad ...
Amounts actually paid:

GE Money paid £430
MNBA paid £530
LTBS paid £186
Halifax agreed £5500 today!

Total : £6,646

The story

My mother died suddenly in February this year. My dad asked me to help him look at his financial affairs as mum had done it all.

Mum and dad had been in dire straights (although I'd not known it). Over £10,000 in debt (credit cards, secured loans and council tax), living on pensions income - hand to mouth.

We have restrutured the debt and this will be clear in 3 years time & set dad a realistic budget to live by - and he's doing ok!
Heard about this site from a family member and within 5 months we have:
- paid off the secured loan & gained a refund of £430 for charges
- paid off all the credit cards and obtained refund of charges (see above)
- successfully claimed a whopping £5,500 from Halifax who'd levied chargeson mum and dad's account that crippled them and spiralled them into a viscious circle of borrowing.

Just wish I'd know earlier and helped mum with the burden she'd carried for last 6 years.

God bless mum. x

philharry24

this was a bit easier than i thought it would be sent letter requesting statements which was sent back after 10 days.Then wrote and asked for my money back -got no reply .wrote again threatening court action -no reply .filled on line claim -bank acknowledged then got offer for £2057 which i signed back accepting offer then got court forms back as i had miss calculated interest rang up on saturday to borehamwood got through first time spoke to a really polite lady who told me money would be in account within 14 days of them receiving it .money in account monday night .a nice deserved holiday now i think!!!

Bubba

Abbey

Amount Claimed: £602
Amount Received: £615 (included interest from 4 April to date)

Had a court date set for 4 July and received a letter from Abbey today saying they will credit account.

Lloyds

Amount claimed: £280
Amount Received: £280 (had a court date of June 18 and they wrote a letter two weeks ago saying a cheque would be sent within 7-10 working days as my account is closed, but still waiting for the cheque).

funschine

Bank: Royal Bank of Scotland
Amount Reclaimed: £524.33
Amount they paid:£524.33
The story:
First of all I had written to my branch and I did not get a reponse. They sent me an application form for a credit card instead!
Than I used the template from the Consumer Action group and sent the same letter again by recorded delivery to the head office in Edinburgh. 17 days later I got the offer letter and my cheque arrived yesterday:) It was soooo easy! No arguement at all!
I have changed banks since so my RBOS account is now closed.

Thanks for the encouragement Martin! The cheque is going into my savings account to start saving for a deposit for a mortage! Its a start!

Hugs

Sandra