Bank Charges Success Stories II

debs81

bank - capital one credit card
amount claimed - 376 plus interest
amount received - 581 (376 plus 125 int plus 80 court costs)

had to issue mcol but whole process was very quick and easy. started on 13/07/07 requesting statements and have now received letter this morning saying that they will pay up in full.:j

spiggles

Bank: Barclays
Amount claimed : 3535
Amount received : 2620

original letter sent with in May, received reply saying they were taking up to 8 weeks to deal with it. Received offer letter in July, returned it and they paid up immediately

lilly_sweets_x

Started my process on 22/05/07. They lost my documents which was confirmed by them on the phone when i called to ensure they had received my intial letter. I resent them a copy of everything on 04/06/07.

They waited the full 8 weeks and 2 days before offerring me the amount requested less 15% which i was happy to accept. They state in their offer letter that the funds would be in my account within 14 days from the date on the letter and sure enough they made me wait the full 14 days before paying out.

Payment of £1074 was received in 02/08/07.

:T

deejay24

A and L bank
reclaimed £317
paid=£405
Due court appearance five days time. A+L solicitors offered £315+£50 court fee, paid £405 today!
Thanks Martin and co.

Wiggynut

started reclaiming charges in February 2007

(actually been trying for two years to sort this out... they said I was under my limit - they didn't send statements for a year so I would ring each month to check! they ignored my 22 letters - they put the phone down on me when I asked if I can do a repayment plan as I was unemployed at the time! and this was when the charges were £150 over - they kept adding £90 each month until it got to £500 in charges then let me set up repayment plan - how kind!

1st letter sent 28/02/07
2nd letter sent 16/03/07
3rd letter sent (lba) 27/03/07
mycol start 16/04/07
defence 18/05/07
court date 6/09/07

letter arrived today 31/08/07!
apparently they feel the time and cost is not worth it so they do not agree (blah blah - I don't agree either ).

I'm so chuffed - thought a 'stay' would be added as this has happened to someone else and I couldn't find any one who had won against Monument!!

thanks to all and especially to this site - I find it very helpful and I didn't have anywhere else to go for advice (not just for finance info!)
:beer:

Wiggynut

I'm on a winning streak! :j:j

Simply Be/Ambrose Wilson - £303.91. includes interest.

1st letter 12/06/07
(list of charges - they deny getting this but they cashed the cheque - I'll let them off this once ).

2nd letter 16/07/07 (and sent email)
3rd letter 29/07/07... then sent email daily as they didn't response!
cheque recieved today 01/09/07

woohooooooo.... :T:T:T

Thanks all!

garfieldslasagne

An update to my post (#1496) - money arrived in my account today. Success at last!! :j :j :j

jane.canterbury

amount claimed: £7031.27 (across 2 a/c)
amount recieved into accounts today £6588.85 total! :beer:

2 letters, plus 2 offer letters and a stroppy phonecall but we got there in the end!

My husband has recently been diagnosed with Cancer, without this money we would lose our home. Thank you everyone on here and Mr Lewis, I love you!!

Good luck to everyone still fighting,

Jane

Dutchgirl_2

Natwest credit card:
Amount claimed: £348.16 (incl. interest)<O:p</O:p
Amount offered: £306.72 (incl. interest)
<O:p</O:p

Mint credit card:<O:p</O:p
Amount claimed: £261.14 (incl. interest)<O:p</O:p
Amount offered: £181.44 (incl. interest)
<O:p</O:p

I'm happy with the slightly lower amounts, at least I got close to the full amount back and can focus on other things now...<O:p</O:p
<O:p</O:p

After getting tiny offers from NW and Mint after the first two letters, I sent the Financial Ombudsman complaint forms on 19 July. I received the offer letters this morning. I had almost given up on the FOS, but they might have accelarated things a bit now they don't deal with overdraft charges anymore.

black_and_white_pony_pal

Beat Barclays!! WOO HOO
REclaimed £3500
Paid £3100

Just sent basic letter they queried if we wanted to wait til after the test case, we said no thanks , they paid and so now well on way to being debt free!!!

Thanks to Martin and 2 weeks sick leave that gave me time to do initial work!