📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bank Charges Success Stories II

1128129131133134216

Comments

  • coop bank
    reclaimed £2000
    paid £2000

    thankyou Martin , wouldn't have had a clue, where to start without your web site :beer: .
    started claiming in May, coop have paid up without having to threaten court action. paid money straight into account 2 days before receiving letter from them, expresing their regrets that we were not happy with their service and explaining that as a gesture of goodwill they have credited our account with £2007.50. so thanks for giving us the chance to be overdraft free for the first time in many years.:rotfl: :rotfl:
  • Bank: Alliance & Leicester
    Amount Reclaimed: £253
    Amount they paid: £283
    The story: Claimed charges back and the Bank tried to fob us off with £22 settlement so we followed Martin's guide and took them to Court. They paid exactly what we asked for (including interest) and paid our Court costs. To be honest I never thought taking them to Court could be so easy. Cheers Martin you're a star!
  • sweepster
    sweepster Posts: 448 Forumite
    :j :T Well i cant believe i am finally on this thread.

    ALLIANCE AND LEICESTER BANK
    CLAIM £3000 APPROX
    PAID £1500

    This account is oh so i gave him the option of continuing or taking the settlement fee and he took it. I have been trying to get my fees back from Abbey since november and have got a court date for 20th sept and its taking alot of time and effort but i wont cave in.
    Just opened yesterdays mail and it was there soooo happy.

    Thanks martin and everyone for your support and a fab website.
    sweepyxx:T
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • Bank: HSBC
    Amount claimed £3900
    Amount received £4020:beer:


    Went through the long whole process and even wrote a ""without predijuce "" letter sying i would settle for £2900 ,which they ignored and wrote letters stating i had agreed to pay the charges when i signed up for the account(scare mongering,..just ignore those if you get any)
    1 week before county court hearing wrote settling whole amount to include the £220 in court fees i had incurred!
    I would say to anyone ,persevere and you will win!
    Good luck!!

    THANK YOU TO THIS SITE FOR GIVING ME COURAGE TO FIGHT THE BANK!!
  • Bank :halifax
    Amount claimed: £7,374
    Amount won: £7,374

    requested statements april12th
    went through proccess following examples from this site,
    did not go to court

    money deposited july 21st

    A big thank you to you all.
  • cunni884
    cunni884 Posts: 19 Forumite
    Nationwide 1

    Claim £450 + £50 costs.
    Paid £500

    Nationwide 2

    Claim £60 + £30 costs.
    Paid £90

    Lloyds TSB
    Claim £1450 + £120 costs.
    Paid £1898.32

    Nationwide - closed account. Went through FSA
    Paid £250 compensation.

    Do it. If they close your account, contact FSA.

    Lloyds Loan - CCA sent - still waiting.
    Contacted the Trading standards - will update once anything happens.

    cunni884
  • Bank: HSBC
    Amount Reclaimed: £3670.96
    Amount they paid: £3622.91

    The story: I requested my statements back in February so this has taken 5 months and got to a week before my court date before it was settled. I had the Hitchin judge who seems to think its her personal mission to make claiming these charges back a nightmare but after sending of my particulars of claim 3 times i finally got a court date and HSBC settled 2 days later.
  • HBOS

    Claimed £8225
    Receied £8490

    They tried holding out on 18 months statements. Couldn't find copies, But could send records of every transaction in our account. Trying to hide the tree in the woods. My first request (minus these details was £4800). After filtering figures required arrived at above total.
    On third contact (2 letters and last by phone), with the promise of action thru the Sherriff Court (Scottish Law). gained this result, Nix Carborrundum Illigittimi.

    :T :rotfl: :beer:
  • devil26
    devil26 Posts: 27 Forumite
    Halifax

    Reclaimed £1890.00

    Won £2000.00

    Originally claimed £1890 from statements in possesion. After I started claim HBOS sent me list of charges totalling £2600, Accepted offer of £2000 already in my account

    HALIFAX WON £2000
    NATIONWIDE Claiming via mcol £1450
  • :beer: I want to say a big THANK YOU to everyone on this site because without these success stories I would not have made a claim.
    Bank: Halifax
    Amount claimed: £4312
    Amount paid: £4330
    Don't ask me how they paid more than I claimed but if they are happy with that then so am I!!. I wrote the first letter claiming only the charges with no interest (£3701), got the standard reply. Sent the 2nd letter, no reply. Began the court procedure online, also claiming the interest. They acknowledged the claim with 2 days to go to the deadline, but ended up paying up 10 days later with a letter basically saying that they would probably win if it went to court but it would not be "commercially viable".
    By getting this money back I have managed to clear 2 of my credit cards and now only owe £497 on the final one. However this success has encouraged me to get statements from all my credit cards and start claiming these charges back too. I keep telling everyone I know about this because whenever I heard Martin going on about reclaiming bank charges on Radio 2 I kept thinking it was one of those things that happens to everyone else. Now I have succeeded I can't believe my luck and I am trying to spread the word.
    Don't give up - it's your money, get it back
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.