Bank Charges Success Stories II

crazyvale

just like to say thanks for the advice from the site,just settled with the halifax a couple of days before judgement was to be entered,its nice to take the big boys on and win .Best wishes to all those currently trying to get their charges back,dont panic, it will be okay.Big up the little people. :beer:

halifax

claimed £862.00
interest £157.34
costs £120.00

settled £1139.34p with no liability.........ching ching

mazzy1026

I won - Nationwide.

Only claiming for £230 but actually sat in court this morning. They took it all the way indeed and tried every trick in the book to scare me off. I got expenses, loss of earnings and travel etc and my !!!! had barely hit the seat as I was winning (solicitor never turned up of course).

Many thanks, and as said before - ever give up

DebtBurdenedMan

Hi guys,

I thought that i'd let you know that i finally received a letter from RBS today giving me 100% of my charges back. That's £2300. :j

It has taken it's time as my original letter as my original letter detailing down my charges and requesting them back was sent to them on the 29th April!!

I was told that it would take 8 weeks and then on the 8 week deadline i was told that they were still awaiting their copy statements so they could cross reference my claim. They did say that if i faxed them copies of my bank statements that would speed up the process, but as there are 60+ pages i decided that wasn't one of their better ideas. They said that it would be another 14days and i called them a few times and politely made a fuss. the last time was last Friday, well this Monday i received a phone call from customer services saying that my offer letter had gone out and i would be receiving it in upto 10 days time.

Well it arrived today and i have already signed it and sent it back requesting my cheque as i no longer have the RBS account.

So i guess the moral of the story is sometimes to have a little patience as i could have got stroppy and issued court action, i was very very tempted, but that would have cost £100+ and i wouldn't have been able to reclaim it. maybe i should have pressed for interest too, but 100% refund on charges is not bad for a few hours work.

Only got 60% from Barclays - wish i had pressed them harder now!! Oh well...

geegee1_2

Bank: RBOS
Amount Reclaimed:£471.41
Amount they paid:£426.68

Sent original request for statements on 23.April ,recieved those really quickly, sent the leter asking for bank charges including interest on 21.May, received a reply offering full amt without interest yesterday, which i have accepted..

Thanks to Money Saving Experts, i would never have done it without reading all the success stories on this forum, now doing it for most of my family !!!!!

:money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money:

treforestsalon

Hi
I would just like to tell everyione that i have successfully claimed back £4697. worth of bank charges. The halifax told me that they weren't refunding the charges, but were making a good will gesture.. everyone please recliam them now, i did, and i did it all myself with the sites help

debbi45

Hi, I used Martins web site to claim my son's bank charges back in May with interest for £3029.50 and althought they didn't reply within the 14 days, he rang them and they said it was in hand, anyway he has had an offer for £2700. as a take it or leave it offer, as you can imagine from a 24 year old he has snapped thier hand off.:beer: Thanks Martin for giving many a frightned person that will not take on the banks a bit of confidence to do so. Maybe he could have pushed further for more, but hey, it's been and gone and it's back in his pocket less £300.

daniso

Bank: Natwest
Amount claimed: £1731
Amount Received: £1731

First letter sent as per template on 2nd May
Second letter sent again as per template 24th May

Letter received from natwest on 11th June advising that it takes 6-7 weeks to investigate claims, decided to give them this time to investigate!!

Phoned customer relations 29th June to be told they had no record of any claim! :mad:

Posted copies of all correspondence on 2nd July advising them the had 2 weeks to respond or I would contact F.O.


Recieved a letter today offering full amount without accepting liability of course.:j

Many thanks to everyone who offers advice on this site :T

cruella_2

Bank:Capital One
Amount Owed:275
Amount Received:305 (30 court costs)

First letter sent in March, eventually got back to say they would look into it. Took them 28 days to reply saying they were within their rights and that they do not accept my complaint, sent a letter threatening them with court action, this was ignored. After 14 days I applied to the courts, this was 2 weeks ago, they had 28 days to respond. I received a letter this morning to say as a goodwill gesture they have repaid all the money owed into my credit card account:T

Bank:Halifax
Amount Owed:1657


Halifax are prooving to be difficult ones to deal with, went through the same as above, they didnt respond to the threat of court action within the 14 days, so I applied to the courts at a cost of 130, then I went online to check my Halifax account and noticed 637 pound that I didnt put in. Next day I received a letter to say they had put this money in as a goodwill gesture and that if I accept it I've to do nothing, if I dont accept their offer I've to contact them.

The court claim has gone in and I'm contacting them on monday to tell them I dont accept their offer.:mad:

bugslife

Bank: Nat West
Claimed: £4860
Offered: £4770

Received the standard letter that it takes 6 - 7 weeks for bank to look at complaint. Waited 7 weeks and bank offered £4770. Easy. Thanks a lot for all the help I got from reading this site. How long do banks take to pay the money into my account

tenby

well what can i say martin, the peoples champion. just got my charges back

Bank: LLOYDSTSB
Amount Reclaimed: £215.65 with £14.52 interest total £230.22
Amount they paid: £340.00 paid on 16 July 2007

The story:
First letter on 18 March 2007 - I sent the first letter to lloyds tsb bank asking for the required information and got these used martin calculator to see how much i was owed. sent the second letter asking for this to be pay back to me. recived a reply saying the are correct and if not still happy to write back which i did using the second letter sent on 25 April 2007.

and this week 16 july 2007 was offered goodwill refund £340.00 back and i am going to ask for my charges for my other two lloyds tsb accounts and also my halifax account. i am trying this to see if they will send the informartion on the 2 lloydstsb accounts with only paying £10 if this works and you have different accounts with the same bank it may be cheaper doing it this way.


martin and others out their thanks