Dmp Mutal Support Thread (Part Two)

SortingIt_2

Good luck YM - although I have not been on this thread long I have enjoyed reading all the past posts (half way through!) and appreciated your input recently.

Take care and enjoy your break! x

rayday2

daveindebt - dont worry debt collection agencies are usually happier to accept lower payments than the initial companies because they buy the debt for a lower price.

YOu treat them just the same as if they were the original debtor so don't panic. To be honest as your DMP rolls on you will find evenutally you hardly deal with any original companies its standard practise to roll them out to debt collection agencies.

Remember though only deal with DCA via letter they are paid to badger money out of you if they can't speak to you they can't do it but that is my standard advice for dealing with anyone no debt companies have my phone number.

Hope that helps you feel a little better only door knocking in December should be pesky carol singers that can't get passed the first line of carols and this big red guy who breaks in your house on the 24th

rayday2

YM- can understand where you are coming from, MSE is only supposed to make us wiser with money not take over!

Pop back when you need wisdom top up lol and enjoy the other side of life!

amani_2

Hi everyone, and hello to the new posters.

Just an update, wrote to HELIFAX! :mad: re the 8 phone calls a day we were getting, they said they will suspend the phone calls for three weeks even though I asked them to only contact us in writting only. So must write back to them again today.

Some GOOD NEWS though my hubbys new job was only for 6 months and should have finished on friday but, they have offered him a permenant job. So now the Debt Free Day should be 2yrs 7 months instead of 7yrs 8 months. :j

Hope everyone else is ok and there DMPs are running smooth

AMANI XXX

rayday2

Sounds like good news! Congratulations for hubby!

pinkkat8910

amani wrote: »

Hi everyone, and hello to the new posters.

Just an update, wrote to HELIFAX! :mad: re the 8 phone calls a day we were getting, they said they will suspend the phone calls for three weeks even though I asked them to only contact us in writting only. So must write back to them again today.

Some GOOD NEWS though my hubbys new job was only for 6 months and should have finished on friday but, they have offered him a permenant job. So now the Debt Free Day should be 2yrs 7 months instead of 7yrs 8 months. :j

Hope everyone else is ok and there DMPs are running smooth

AMANI XXX

Change your phone number ... that'll stop the buggars!!

Congrats to hubby for new job!!!

DebtFree2015_3

Hi

We only found this amazing site on 29th Sept but did not find you guys until today. Wondering If we could possibly join in the group?? We have been in a DMP with Payplan since 01/01/07, Debt Free In 2015 :eek: . Current Debt is £74,500 (Ish) Starting Debt £82,000 (ish)

Would like some advice on charging orders & CCJ's if anyone has any experience?? I am being chased by Reston's & HFC!!

Nice to see so many posative comments on the Debt Front. Keep up the good work and hope to be accepted to the group:D

xx

PS: I sgree it is a great feeling not to use credit!!! 10 Months into plan and having CREDIT in the bank at the end of the month is FANTASTIC!! (Even if it only is £4.61!! )

rayday2

Beat you this month I had £7.67 rofl!

Jump in - well I guess you have lol! Seriously nice to see new faces makes us all feel we are not alone.

A few people on here have had experience with charging orders etc I personally haven't so can't really help I think Great Danes has she offered to meet me on court steps if ever it cropped up lol!

Dr_Jekyll

Amani, that is great news and say congrats to your hubbie from me.

YM, you have been a gem on here but I completely understand what you have said and are doing as I have felt a bit the same myself. Will miss you but good luck and take care and enjoy your time off here:j

pinkkat8910

Rayday - sorry if I'm getting you confused with someone else ... a post was on here (maybe on this thread?) not so long ago about the standard rate poeple should include within their SOA for submission to creditors on DMP, like expenses and so on ... was it you that posted that? just would be a helpful link in another post (someones getting hassle about the amount they are claiming to spend).

Thanks xx