Dmp Mutal Support Thread (Part Two)

lonely2

Hi

Finally plucked up the courage to phone CCCS and have a telephone appointment on 1st June. Dreading that but hey it is the first step to clearing my debts. They have given me a reference number and I do feel like I'm doing something.

Can I get a DMP number on here now?

If so, how do I do it?

Bit sad eh, looking for my number but nobody knows about my debt and chatting on here does help. I've been more of a lurker until now but all that will probably change when the calls and letter start and I'm posting for advise every 2 minutes!

Cheers

toasti

HI lonely2 I'm in the same position as you in that nobody knows about my debts and I have an appointment with the CCCS in June too.
I guess the thing to keep in mind is that we are doing something about the issue of debt and just calling the CCCS is a step in the right direction.
I have written a letter to my creditors exlaining I have rang the CCCS and have a ref number. I would say you should do this too to let them know about the situation...
here to help each other along the way!

yellowmonkey

Hi.

Good morning to you all.

Am at work until 3pm so when i get home we have a party planned for my Youngest DD who is 4 today. Not much fun being at work when you have a sibling who has a birthday.

lonely2. Well done on contacting CCCS. Do not worry about the phone call. These people are brilliant and you will be pleasently suprised.

Hope you all have a great bank holiday and the weather is kind.

Bye

ym

teecee152

nearlyrich wrote: »

This is the second part of the support thread for anyone on a DMP
The original started by 95Kelly has got so big it's in danger of slowing the site down. I have copied the list of contributors from the thread and reproduced it below:

Nearlyrich BG

Members Numbers:
95 Kelly Number 1
teecee 2
Ex-spenaholic 3
Smilealot 4
Huntress 5
sea78 6
gemmzie 7
goldigger 8
IDAAS 9
Bloody HEll 10
Joek 11
Jumps 12
shearerbobs 13
Bluediamond 14
ashden 15
newgirl 16
lonely 17
emmy1 18
leixlip1 19
greengrocer 20
daisyblue 21
scared 22
njc12 23
franny 24
bessy 25
neith 26
rustybucket 27
kevster1009 28
fay66 29
valleys girl 30
totallyfedup 31
newlywed 32
brassicks 33
vpmamt 34
4maxine 35
looby75 36
nugsfarnham 37
yellowmonkey 38
amani 39
dlb 40
ticktock1973 41
auntie pie 42
pan 43
alfredsmum 44
llewelyn 45
sparky03 46
Scottishmummy 47
wewillclearthis 48
Winkus 49
ilovegreatdanes 50
hopeful 51
mioliere52 52
charlie2301 53
readhead999 54
VivCk 55
dumb debtor 56
Cuba Cat 57
Lennymfo 58
Michelle73 59
welshjojo 60
craftingqueen 61
rayday2 62
Sweety83 63
Dr Jekyll 64
RainbowSapphire 65
HardleyLisa 66
bowz25 67
itsalldrivingmemad 68
CATH 69
Loubie_Lou 70
Heregoes! 71
toasti 72
lonely2 73

I have added our new friends to the member list for now, once Kelly gets back from sunning herself in fabulous Egypt I'm sure she will update the original list in post 1. Hope this is ok till then.

Welcome to all our new friends!:hello:

Valley's_girl

Morning All

Hope everyone is well, Hi to all the newbies.
I had to ring littlewoods this morning because they are denying that I sent them any letters. Spoke to this guy who must of had some hangover.
I have sent all letter templates from national debtline and have spoken to them various times.
Anyway he has said they cannot accept my payment because it is less than 1% and has told me he wants a letter from ndl confirming a proposal I kept saying I only can pay £3.88 per month, I told him that ndl don't write to my creditors he practically called me a liar, and he said they do write,

I am going to ring to confirm this in the morning and see what happens he said littlewoods are going to give me 14 days to sort this out or I will have a default issued. He told me to ask ndl if they won't write will they explain why and for me to send another letter,
I must of sent them at least 5 letters with budget sheets I am not going to ring them anymore I will just write.
Sorry bout the essay I just needed to vent :mad:
Hope everyone has a good day.
Ally xx

Sweety83

Hi everyone.

Sorry i've not been on in a while. It's been a really busy week. Relitively quiet on the DMP front. I have only received one letter from a DCA stating that they have taken over my debt from the AA.

Once again I want to thank Crafting Queen for the letter template telling my creditors not to ring me. I know I've said it before but it has been at least two weeks since anyone has rung and I have stopped falling to pieces everytime the phone rings.

I am trying to catch up on everyones posts but this thread seems to be growing just as quick as part one!

Heregoes and toasti: Welcome to the greatest support network in the world!! (he, he)

Amani: Congrats on Sainsburys accepting. Thats really good news.

Teecee: Fab news on your NVQ. It must feel great to finally have finished.

Crafting Queen: I don't have any experience with Lloyds but they sound like idiots. Keep your chin up and please don't feel ashamed you have no need to.

natters: Good news about your PPI refund.

Valleygirl: Littlewoods also sound like idiots. Hope that you manage to get through to them this time.

Well I think I have said enough. Sorry for the long post. Everyone have a good BH Monday.

Take care- Sweety

lonely2

Thanks toasti and YM (and teecee for getting my all important number!)

I've just printed off the preparation pack which CCCS mailed me on Friday and I'm on hol today so I must phone the loan companies a bit later to get my balances. Not going to do that right at this moment though coz just printing off the pack has made me feel ill again. Think I will have a cup of tea (the answer to everything) and phone them a bit later in the afternoon. I know I have to do it today as I'm back at work tomorrow and my telephone appointment is on Friday. Going by the other threads on this site I should start to feel slightly more positive soon so I'm looking forward to that at least.

Hey check out my new sig. ha ha!

Cheers

Valley's_girl

Sweety
Glad you managed to sort out stopping the phone calls and well done on the dca taking over the AA payments good luck with the rest.
Enjoy the rest of your day.
Ally xx

craftingqueen_2

Hiya everyone,

sweety83 Glad everything is going ok with you .It's great when our creditors do read our letters. It worked really well for us with Northern Rock , and they were one of the first to accept our DMP.

So i've decided i will be doing the same with LLOYDS,haven't got much choice when they just don't listen to us.

QUESTION:- if creditors have accepted your dmp and payplan have had to change the propotional amount will they change their minds about accepting?

craftingqueen

teecee152

craftingqueen - Are your payments going up or down??