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Dmp Mutal Support Thread (Part Two)

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  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Must learn to type quicker as teecee beat me to it. Not only beat me to it but explained it so eloquantly? as well.

    ym
  • toasti
    toasti Posts: 87 Forumite
    Hi again everyone.
    Thanks for all the advice. I am off now to type up the letters to creditors.
    Will log on again later no doubt!
    x
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Must learn to type quicker as teecee beat me to it. Not only beat me to it but explained it so eloquantly? as well.

    ym

    One can but try..................:rotfl:
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    teecee.

    Bit off topic but have not heard from your old muckers lately Joek and Smiley. I know Smiley had a problem with her laptop recently so that may be the reason but i hope Joek has not deserted us since we moved.

    ym
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    smile has been on a course this weekend so think she may not have been around because of that (hope so anyway!!!) joek hopefully has been just too busy to log on, can't believe he would desert me!!!

    Lets hope they are both back very soon!!
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    yeeeeeeeeeeeee haaaaaaaaaaaaaaa!!!!


    Took the bull by the horns and just phoned CCCS.
    I have had slight increases in my benefits, tax credits etc and I knew that my review from CCCS was due at the end of the month. So phoned them and re-did my I and E. My payments are increasing on 1st July from £197 to £226 and my DFD has reduced by 16 months to less than 10 years so I will be Debt Free before I'm 50 and before DD is 18:T :T :T
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • Hello everryone hope everyone had a good weekend

    my car is back thankgoodness and thanks for grandparents too!!! Interest free loan of the repair money until I can afford to pay them back.

    Confirmation so far of interest stopped on

    MBNA
    CITI
    Lloyds

    still to find out

    egg c/c
    a&l loan
    hsbc still pilling on charges and so are smile!! hopefully claimjable backable though!!

    morecroft sent a payment booklet through do you think I need to send this off to payplan?

    Am broke at the mo waiting to hear from WFTC about my new cliam since OH moved out hopefully it will go up abit and I will then be able to see where I am and hopefully increase my payments too but at the mo we have kept the payplan together so don't want o pay more than my fair share iykwim!! As soon as house is sold we are going to split the debts in 2 and I will be able to do a dmp on my own. Until then I am going to have a pot to throw at my debts at a later date.

    Boy I need a holiday!!!

    Anyone know of any cheap ones for 1 adult and 3 kids??
  • ilovegreatdanes
    ilovegreatdanes Posts: 2,058 Forumite
    hi all,
    teecee.....thanks for humouring (:D ) me b4.foned mint and charges on till july but she refunded 2 x £12 for the overlimit charges and will be no more but late payment charges and interest stays till debt goes to dca.wonder which one ill get.bet they will be wonderful(not!!lol):eek:
    bit better frame of mind now.dare not let myself get depressed or im in mega trouble,re my past medical history.
    suppose ill have to do some ironing cos the telepathy isnt working!!!:D although im sure DH thinks the hoover has a little man inside!
    hes just foned to say he wil be on calender tonite, if not, will be tom, so if you are curious what hes like, hes called ken and is a pcso for driglington.he says they have been filming him and also his inspector.calender is our local news prog on at 6pm on itv yorkshire so am afraid if youre not from this wonderful county, it will be of no use.:rotfl:
    anyway,will put another essay to a close and catch you later.
    regards,xx
    People bring great joy into our lives..some by arriving, others by leaving.im trying to be one of the former, so please bear with :)

    LOVE ME, LOVE MY NEWFOUNDLAND.:A
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    teecee

    Congrats on your call to CCCS :T :T :T :T :T :T :T

    Amazing that an increase of Just £29 can bring your DFD that much closer.

    Well done.


    ym
  • toasti
    toasti Posts: 87 Forumite
    Said I would be back :rotfl:
    I have typed my letters to creditors and posted them off so watch this space...Hopefully I won't get any phone calls from them too soon!!
    Not spent any money today, been reading and watching films as i am off work for the week...
    Has anyone on here had any dealings with o2 or HSBC and the DMP?
    Going to pour myself a glass of wine later on tonight and watch a bit of rubbish TV...bliss!!!!:D
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