Aprils Fool No More!!!

Mrs_Toast

Evening all,

I've had another SFD which makes 2 in a row. I've managed to pay £80 onto CC2 when the minimum was £25 and paid £10.26 onto CC1. With minimum and extra payments, so far we have paid nearly £400 to debt this month. :j:jI definitely think we can pay most of this debt off by the time our baby girl comes.

It will be a spend day tomorrow as have to do the food shop but worked out that it'll only cost me £18.75. I am going shopping with my sister and we will be looking in charity shops for clothes for DS & our baby which I'm so excited about.

Our little girl is going to be called Maisie as it was my Nanna's middle name. She died while I was pregnant with DS so very meaningful to us.

kickuptheasstime

Wow MrsToast, that's brilliant to do £400 in a month! You must be so excited about Baby Toast, and what a lovely way to remember your Nan

LAGL - I love your Glam Gardener's World idea - does it work with Masterchef too I wonder....?

Siouxsie32 - Thanks! I'd love to have a buddy! :T Kinda frightened by the figures, but how amazing would it feel to clear everything by in arount 18 months? I've been in debt for so long, I can't imagine what it will be like not to owe anything

Hoorah for the weekend - already shared a small tipple with a friend :beer: (her contribution might I add, not from my stash) to celebrate managing to make it to the end of the week. I'm lucky in that I love my job, but it's incredibly frantic & by the end of the week, my little brain cells are frazzled

Having planned a SFD, I did fail by submitting to a chocolate fix on the way home from work, and spent £1.20 must try harder

KUTAT x

tomandjerry

Evening all,

Sorry, I have been reading but not posting (ran out of time every evening as Abundant it has been a bit of a nightmare week, glad the weekend is here :T... phew!).
Congratulations to Mr. and Mrs. Toast... lovely name as well .

5 year plan?!?!?...hmmm... well behind with my previous 5 year plan... I'd like to become a Mom and be DF and perhaps to buy a house and move elsewhere... we'll see :cool: I can only dream...

Spend day today and tomorrow... this whole month is rather expensive :eek: :shocked: :think:
Great weekend everybody
T&J

NinjaSavingKat

Well good evening all... I am sat infront of a new 3-part drama... puss is tearing about being annoying as usual. Surprising really since her vet appointment today cost me £100. She should be more discreet...

Forgot to get her injections before the year was up so she has to have both 3 weeks apart, worming and 6 months of flea treatment etc... only a little 2.9kg in weight. My little scrabby tabby is tiny but healthy... and expensive!

It was on my list of things to do and thankfully budgeted for otherwise I'd be screwed!

£16 made on Amazon Trade-In again.. getting more and more ruthless with the books. I want to be minimalist so badly that everything is going now...

Since the day was broken for SFD with the vet visit I went to get a wall planner. Ended up walking out of WHSmith and the armful of things I had (Wall Planner = £5.99, Pencil Case = £1.99, Mini-Ruler = £0.99p and I wasn't done)... and went to the 99p store...and only spent £4.94 on essentials like brown sticky tape for all the boxes I have pilfered from Tesco that need to be fixed...:T:T:T

However my down-sizing hasn't even begun. I am going to rish 4-5 things on eBay this weekend for a grand total of 7 days and will see where they go...all branded so they might drum up a fiver each....#fingertipscrossedandeyesclosedtight..

Righto...off to shower then bed. With a friend until late tomorrow but will be checking into see how my chickadees are spending their free time....(scheming I hope)...

Onwards and Upwards...(remember every little helps)...

x

Jonesy88

Haven't read all the posts because it's my birthday today!!!!

Ps CONGRATS MRS TOAST!

tomandjerry

:T:T:T :bdaycake::T:T:T


Happy Birthday

Jonesy88

NinjaSavingKat

:bdaycake: Happy Birthday Jonesy88:bdaycake:

Bouncyminky

Sfd leapt away due to £1.25 milk, however for a spend day that ain't bad!! Went to weighing clinic, rhyme time, walked in sunshine, went to park and sorted ma-hoosive pile of paperwork. Oh also got over £300 rebate from energy supplier for overpaying. Will either save this for cushion or wanted to set up an amount to save each month for annual bills and Xmas so it could start that off. OR tempted to pay some more of student loan off. Choices choices. Loved the sunshine today and can't wait for regular picnics in the park.

Bouncyminky

Just realised it sounds like I want to buy a £300 fluffy cushion rather than an emergency fund! My brother did but a cushion tht expensive but fear not I mean the Mse option!

kaze652

Please forgive me as I have sinned, was away last week with no signal and fell off the wagon in a very big way, I went completely mad with my cc I think I just thought we're away, we're going to have a nice time and yes we did have a nice time, but think I was in holiday/ birthday bubble.
Now we're back and its suddenly hit me smack in the face that if I didn't have all the debt I have things could be completely different.
So if you will still have me for the rest of the month I will get comfy on the naughty step and get my head around budgeting (completely useless at this) cut the cc up and just use cash and if there is no cash then will just have to go without and I will try and check in a bit more as think actually having to admit to spending etc will help me to focus on not spending if that makes sense.