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Aprils Fool No More!!!
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Evening all.
Kat - Hope you are having a lovely break. We are all being good, I promise.
Although I haven't had a SFD yet, I am hoping that the next few days will be. I am managing to keep up with my spending diary though so at least by the end of the month I will know where my weaknesses are. And, I've also taken my lunch to work and will carry on doing this.
Having had that help from my Auntie, all debts are paid and I made my first payment back to her today :T:T so now I am under the £9k mark woo hoo!!
I have received my council tax and water bills in the last week and am making first payments on them tomorrow.
The posts about the petrol made me laugh as I am the same. I have a load of 1ps and 2ps in the ashtray for this reason. I do think that Sh3ll garages have their pumps set to do that though as if I go to one of those it always goes over 1p or 2p but if I go anywhere else always get it bang on.
Well day 3 of the challenge and I'm not yet on the naughty step so doing good and have lots of food in so I think we only need bread and milk for the next few days.
Good luck to all the newbies, don't do what I did. I stopped posting on the first challenge I did because I was ashamed that I had gone over my budgets, but the guys on here are fantastic and will always be supportive.
Night all and roll on a SFD for tomorrow.TOTAL DEBT - £10866.22/£450.06 PAID O/S £10416.16CC - £174.69 - The rest is a family loan and other debts which are 0%August Grocery Challenge - £0.00/£250.00
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Hi everyone,
It's a late check-in from me - still cake making and dozed off while last 2 were in oven. Thankfully they were only in an extra 10 mins! Only 2 more to bake tomorrow evening. I had planned to list some stuff on eBay tomorrow night but don't think I'll have time as I'm working all day so evening will be spent nailing the cake decoration.
It was a spendy day for me, DH and I had afternoon off so walked into town for lunch with DS3...although it was a cheap and cheerful mr spoons lunch, the lack of wheels meant we had a couple of drinks too and all on the cc (spent £22.25)! Hopefully that will be my one and only confession this month.
Baby gift was posted to a friend (new postage seemed excessive - it cost £2.60 to second class post a small package weighing 150g?) We didn't do our usual weekly shop at Mr A and instead picked up only what we needed (and could carry :-) on the way home so have updated totals below.
Food 13.58/350
Fuel 0/80
Decluttering 5/100
SFD 1/20
I'm hoping to get a couple of SFDs in before the weekend. It's so good reading how you are all getting on. Bouncyminky - hopefully the selling of the old console for spares and the headset helps a little towards the new purchase.
Cheery bye,
ARubyFood 65.39/300 Fuel 0/60
DFD Dec 2017 student loan £277.17 (03/2014) Tesco loan £4,589.76 (12/2017)
MFD June 2031 £90,630/£112,0000 -
Don't feel bad about your budget Bouncyminky. My food bill wikl be more than yours - we're 5 including 2 teenagers who eat like adults.
I find it annoying too when I'm being super frugal and penny pinching then the budget is blown by DH going to the shops! I rationalise it by saying that he's ususlly pretty good and works very hard so I'll forgive him a splurge now and . Also a lot of my saved pennies go into MY pot for me to treat myself to something later on!Seriously money saving0 -
SFD for me again today I think, absolutely shattered after deciding to deep clean the kitchen yesterday, then painted skirting boards, I ache everywhere! lol
Todays plans are a little quieter, will be crafting a few things to sell I think, then I have a home made gro light project to get to work on. I am determined to grow some pepperdew peppers this year and the weather is not doing them any good. Have saved my T5s from the marine tank and am going to set up a timer so that they are on during the night to take advantage of the economy 7 tarif.
I hope everyone had a great day x0 -
Good morning fellow contenders. Have been catching up with all your posts and everyone is doing really well. It's true that if you keep posting even if it's to confess, it really helps you get back on track. The people on this and Kat's other challenges are always encouraging and inspiring. So, stick with it and Kat will be so proud when she gets back. Spend day for me today, I have tried to plan it so all my spends on food are done today. Re credit card use- I read on here that using it was using someone else's money. So simple, so true, so now mine lives at home, not in my purse. Have used it once only, for work, since LBM Oct 12. Good luck all.MFIT -T5 #420
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Guys, need advice bought something on the bay and the person messages me to say postage was twice what estimated - do I offer the difference?Happiness is wanting what you have...0
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Guys, need advice bought something on the bay and the person messages me to say postage was twice what estimated - do I offer the difference?
So the seller quoted "£x postage" and now they're saying its double? No if I were you if say they quoted you a price, you accepts that quote, that's a sale done and dusted!PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03
Halifax CC £3168.21Halifax loan £6095.47
Car finance £7639.02
Next £0/£808.33
#22 - 1p savings challenge 2023 £166.95/£667.95Saving for Christmas - £1 a day savings challenge 2023 £50/£1000
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Morning guys. Having a very slow morning here, nice to have no school run. Aiming for a NSD although i fear a prescription charge will need to be factored in. Got a friend coming for a cuppa this pm which will be free entertainment for my kids cos she's bringing her kids. So will save swimming for next week cos that was original plan.
Good luck with your sfd's folks. L2B.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180 -
krustylouise wrote: »So the seller quoted "£x postage" and now they're saying its double? No if I were you if say they quoted you a price, you accepts that quote, that's a sale done and dusted!
Yes they quoted a price, I put my max bid in and won. The revised postage would have taken it above my maximum. I think it's because of the changes with Royal Mail but I wouldn't have bid higher. Just feel guilty!Happiness is wanting what you have...0 -
Hi all - quick check in - sfd here - need to finish work, pack, and more - mad day - already built scalextric track and dispatched Dd on a pony day.
Angelpye re the postage - its not your problem they listed it and got it wrong - I have done the same (only once thankfully) and would not dream of asking the buyer to cough up for my mistake. If it went to dispute I am fairly certain that ebay would rule in your favour.
Have a fab week peeps - will do my best to keep on track while away -honest!!
Love to all,
LAGL xxDebt free on the 28/05/130
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