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Aprils Fool No More!!!
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Good morning,
Just checking in. Today will be a spend day, I'm taking DD to my friends farm whose sheep have given birth so we're going to see all the gorgeous lambies :-D so technically all I have to do today is put petrol in my car (completely empty!)
Ya know this reminds me of a dream I had.....I was putting petrol in my car got to £19.98 (aiming for £20) and next thing I knew it was £20.05! This happens to me all the time and I can't tell you how much it grieves me! But didn't think I'd end up dreaming about it! I'm going mad lolPAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03
Halifax CC £3168.21Halifax loan £6095.47
Car finance £7639.02
Next £0/£808.33
#22 - 1p savings challenge 2023 £166.95/£667.95Saving for Christmas - £1 a day savings challenge 2023 £50/£1000
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Today should be SFD number 2. I'm so grateful for people baking every other day for our department coffee room. Saves me giving in and getting money to buy a snack
I might check in again tonight, but I'll be offline from tomorrow till Monday as we're away.
Have funDEBT 02/25: total £6100 Debt free date 12/250 -
Just a quickie before I board.. No more contenders now. Please refer them to this post should anyone ask to join. Lurkers always welcome but time to knuckle down and pledge next month to be early enough to be fully aware of rules and plan before commencing.“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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Siouxsie32 wrote: »Wow DanielleNic87, you're hard core!!! How on earth do you manage that? Or have I misunderstood and you're adding £20 to your food budget?
So, does 50p on a stamp count as a spend? Huh, looks like I still haven't had a SFD yetI almost bought a book of 12 stamps so that I'm ready to post begging letters, but I couldn't bring myself to part with £6 and just bought what I needed.
Other than my 50p stamp, there's no money in and no money out.
I did my first walk from Zone 2 today - it was a nice day so I clocked up 2 x £1.50 savings and quite enjoyed it
No you read it right. Just giving myself £20 this month. Only thing I need is milk at the moment. As you can see from my sig we have only spent £200 on groceries ths year so far.
February GC £26.68/£2500 -
Morning everyone. Well, am 3 days into April challenge and its not going great with the unexpected throwing up essential spends again. Discovered we have a massive hole in our rood yesterday where some tiles had slipped. Also discovered the cowl had fallen off our chimney. £120 later all fixed but thats completely blown our misc budget.
Monday was a spend day for us as took my eldest daughter upto London for the day to the theatre. She was desperate to see 'Potted Potter' and worked and saved up for both our tickets herself. I then saved for the rest of the day - train/underground/cheap tea etc... by selling on ebay. However, still cost £100!!! How does anyone in London save ANYTHING!!! However, had a lovely day bonding with my eldest and she was really grateful for our special day out.
Had Mr T shop delivered so food cupboards are incredibly well stocked for the month.
Loving this sunshine!!!!
Beckyboo
XXXPay off all your debts by Xmas 2014 #45£1197.48/£12,047 - 9.9%
The Janus Illusion #22
SFD - 5/200 -
DanielleNic87 wrote: »No you read it right. Just giving myself £20 this month. Only thing I need is milk at the moment. As you can see from my sig we have only spent £200 on groceries ths year so far.
Wow, that's impressive. Please share your tips, how many are there of you and what do you eat. Just keeping me in basics (pasta, toms, veg, little meat, cereal etc.) is more than that. Wouldn't mind picking up some useful tips. Or do you keep animals, grow your own?
Cheers
TLDEBT 02/25: total £6100 Debt free date 12/250 -
Morning. Childfree day today so have avoided the shops and mopped throughout and cleaned the oven. I did food shop yesterday and managed to spend 50 ish quid for the week. Which is half what i used to spend in my pre-mse days.
Kat have an amazing holiday!!
Aiming SFD today bringing my total to 2. L2B.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180 -
No SFD for me. Bought some currant tecakes from the bakers for breakfasts for £1.05, cereal and fruit just didn't fill Hubby up this morning and he'd eaten his lunch by 10.30am!
Hopefully FIL can fix the oven (my friend reckons the element's gone) today.0 -
There's nothing like a day of sunshine to keep your spirits up and avoid the dreaded spending. SFD number 2 here - and a garden bin overflowing from my efforts. Now I need to start tracking down soome more items to declutter - 55 so far so will trawl the house for another 15.
I am also going to get my sewing machine out after seeing the great british sewing bee last night. Probably not up to making my own clothes yet but I have tons of fabric around the house which I could turn into something useful.44 day challenge
1. Pay £650 off overdraft (£ 288/ £650)
2. Lose 12 lbs (4.5/ 12)
3. Use YNAB everyday (6/44)0 -
There's nothing like a day of sunshine to keep your spirits up and avoid the dreaded spending. SFD number 2 here - and a garden bin overflowing from my efforts. Now I need to start tracking down soome more items to declutter - 55 so far so will trawl the house for another 15.
I am also going to get my sewing machine out after seeing the great british sewing bee last night. Probably not up to making my own clothes yet but I have tons of fabric around the house which I could turn into something useful.
It was great wasn't it, I have made cushions and curtains with my machine, but never had the nerve to try clothes, I really want to try now. I am going to ask around the relatives and charity shops, see if anyone has any old patterns I can play around with.0
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