Can I claim on a closed account, no account number?

acanavan

I closed my bank account with Barclays about 6 months ago when I thought people could no longer claim. Am I still entitled to make a claim for my unfair bank charges?

mollysue

Hello
Can anyone tell me if it possible to claim back credit card charges where an account is closed?
I cleared the account about 18 months ago and dont have my card or account number. On the letter templates i need to include this. Where can i get it from?
Many Thanks

Orford

Full name, address, and DOB should be enough for them to identify you.

Edinburghlass_2

Edinburghlass wrote: »

Starting a new thread regarding this subject.

Yes you can. If you no longer have the account number and branch sort code please send the bank or credit card company your name with any changes that may have happened, any relevant addresses and your date of birth and this should help them trace your account.

As always read Martin's article and then read it again before you start your claim and you'll find the addresses you need along with lots of other very useful information in the Reclaim Help Thread which is linked in my signature.


Step-by-step Guides: Bank Charges: Emergency Guide | Bank Charges: Reclaim Your Cash | Bank Charges Petition | Bank Charges Video Guide | Credit Card Reclaiming | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

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mama67

I had a couple of accounts with Lloyds and both went into default, then we managed to raise some monies to clear our debts, and made "full and final settlement" payments against these accounts.

Can I still claim any unlawful charges.?

lee-the-chef

Hi,

I've had charges of around £2,000 on a account with the Abbey, but i closed the account about 8months ago before findind out about claiming back charges, can i still make a claim?,

Thanks for any help & replies,

Lee

Incisor

Yes you can claim, if it was excessive charges and not interest. They may make it harder. Do it in writing, show that you mean business - make sure the grammar and spelling is spot on, so they don't feel so inclined to fob you off.

lee-the-chef

Thanks Incisor, Good news, Abbey here i come!!

evans17

I have decided to try and reclaim the charges that I had had on a few credit cards over the last few years. These cards are all paid off and the accounts closed. My problem is I no longer have any account numbers for these accounts. (have moved several times). Is there anyway that I can reclaim just by sending a covering letter with all my previous address details?
Thanks in advance.

evans17

Anyone able to advise?