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£31K and a baby horse, 2013 could be fun :)

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Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Have a lovely weekend with OH

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Thanks all for dropping by and agree with you all that rightmove is the work of the devil, definitely one to ignore for now.

    So a lovely few days again. Did hossie friday night then went to see OH, cooked me lovely dinner again and relaxed. Small spends on Saturday bought pair of scissors in Dunelm Mill, nope not for the house but for trimming the horse as reasonably priced sharp scissors :rotfl:Only I go into a homeware shop and buy items for the horse :D OH bought some new bedding and pillows for himself. Then to waitrose to get some dinner which OH paid for.

    Got some cash out yesterday for hossie trainer this week otherwise a NSD. Spent day helping OH cutting down hedges, done a great job so very pleased :)

    Came home this morning, traffic not too bad, considering its M20, M26 and M25 :cool: Laid in bed for wee while longer than should have so left 15 mins late which considering there was quite a bit of traffic was only 10 mins late to work after doing hossie and getting changed. Will stay over on a sunday again now done a test run. Was really nice not having to rush of and spending whole weekend relaxing and having fun :)

    NSD today and lunch bought in from home. Feeling quite positive with money at the moment, situation at home still drags me down a lot, just frustrating living like this and house is always a mess, always down to me to clear up which it seems has always been :( But need to focus on the good and think this wont be forever.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • castlelough
    castlelough Posts: 319 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    edited 5 August 2013 at 2:31PM
    Hi Baldy Bear!
    The title of your diary caught my eye! I have a horse too, and I really haven't mentioned him much in my diary yet because it seems like a bit of an irony to be trying to become debt free and splashing cash on my horse at the same time!
    However, I wouldn't be without him!
    Anyway I've been reading your diary this morning and you sound super busy - life is changing fast! Am delighted for you that you've made the break with your old OH and that you have a new man in your life! :D
    I also think that you should be cautious about taking over the mortgage - you may want something entirely different in a few months time (ahem, a home in Kent or somewhere...!) so it could be an idea to sell your house and rent for a little while before you commit to living where you are. I went from owning my own apartment for 7 years, to selling it, to renting while I build a house with DH. It's all a bit messy, but with time you will figure out what you want!
    I love hearing all about your hoss!
    xx Castle
    Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
    Savings: FF Fund: Step 23/100 \ CU: 3755/4000
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Thanks Castle for dropping by, agree with your sentiments about taking over the mortgage, who knows what may happen in a few months time. Carrying on with Plan A to pay of the debt and then need to start saving, so one way or the other will have some money behind me to either put towards mortgage or whatever happens next.

    Sofa payment out today so thats now under £800 :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Hi baldybear - just been catching up on your diary, wow fab progress all round! New OH sounds lovely, and you seem so much more positive since he's come on the scene.

    Just one point tho - we need more pictures of the hoss!
  • trudij
    trudij Posts: 1,905 Forumite
    Part of the Furniture Combo Breaker
    I think we need a horse pic swap on here - and I want to see the new OH too ;)
    Do not meddle in the affairs of dragons, for you are crunchy and taste good with ketchup
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Ohhh deffo more horsey pics and info required!

    Do you go before work every day? x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Keep it going, that sofa debt will be gone before you know it.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 7 August 2013 at 9:10AM
    Morning :)

    Wow lots of visitors, thanks all, not feeling that great today so doing a few bits at work then going to go home and sleep.

    Good things today, £21 received from survey sites so thats been paid to the CC, also expenses have landed so a further £107 so new total on CC is £2119, getting there :D

    As requested quick pic of hossie.....taken on monday after having fun rolling in poo and mud :cool: Got to do hossie twice a day every day, she is stabled overnight, so up before work go give brekkie, turn her out, start mucking out, home to work, home from work back to hossie and then finish of and put her to bed ready to do it all the next day. Yard she is on is great and owners are lovely so when go away just pay them to do the hossie, not too much but means am not restricted :)

    Dirtyhossie5-8-13_zps61293081.jpg

    Definitely agree with others that a lot more positive since OH came on the scene, have known him as a friend for 10 years previously and think this really helps as we are relaxed with each other. He has a great positive attitude and makes me feel really valued and treats me like a princess so cant complain :D Have to get a decent pic of me and OH to find to post.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Nice to see hoss looking good :)

    For trudij - these are my two (pic from last summer). The dun is Merlin and the bay is Finn.

    521507_10151074891139954_875464617_n.jpg
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