£31K and a baby horse, 2013 could be fun :)

Baldybear

Morning

Thanks Piq for dropping by I hope situation gets resolved soon, left message for IFA yesterday will wait a few days if not look for another one. Need to get this fixed asap.

Min payment of £55 out today for NWG so new total is £2368 so pleased with that of to update signature.

grannyx2

Glad things with new OH are going well. Hopefully IFA will be able to offer you some words of wisdom re house and ex OH situation

Granny x

Baldybear

Good morning

Got appointment with IFA for 30th so not long too wait, gives me time to get all the information together that is needed, so keeping things crossed

Bit more survey money redeemed so waiting to hit paypal. Still no ebaying done, must do some this week.

Went to other office on friday so have about £70 worth of expenses from driving, most of that profit so will be paid end month.

Payrise hits this month and backdated pay so should have around £200 to pay of debt without damaging monthly budget, should get paid thurs and then can definitely confirm.

Great weekend again, friday had retirement meal with office so nice afternoon relaxing in the sun and then few drinks, then drove to OH's parents. Few card games with OH in evening, lost 4-1!! Saturday went to Sainsburys got few bits spent about £10 and then afternoon/evening at friends so BBQ and more card games, such a fun evening. Sunday lazy day watching the cricket and then BBQ and then home to do hossie

Feel like moved forward slightly with OH, feel so comfortable with each other its great, every time I go home at the weekend feel very sad, just need to keep going till the following weekend. Have to keep my mind occupied or I get sad So plan is to get on with the ebaying, if I do end up having to sell the house needs a good declutter, there is still so much more I can do to raise funds, tidy house etc so need to get stuck into this as will benefit me in the long run.

Saved the best bit of information till last. Got letter re my PPI complaint they are offering me £2554 That will totally clear my NWG CC which stands at £2368 and leave me with few hundred to put towards the other CC. What with the backdated payrise this month will halve my debt just like that So excited, send confirmation letter of today and then wait for payment.

grannyx2

Fantastic news re ppi rebate. Things are def going in the right direction

Granny x

Baldybear

Good morning

Pay day whoop whoop

So backdated pay has arrive £225 so that has been sent to my CC, £6 survey money has also landed so been sent across too.

My NWG now stands at £2137 So pleased that I have managed to get it down so quickly.

Budgets done for the month and all looks well with a wee bit of bunce if needed, which would ideally go to overpayments but prob looks like will be spent on hay for the horse. Ok I admit I have enjoyed the sun but really would like some proper rain, my field is just dust and am now having to put some hay out in the field in July Shouldnt need to feed hay till oct/nov so frustrated, just a wee bit of rain to help the grass grow would be fab please.

Not a NSD as need to get some food shopping tonight, am doing really well mostly eating out of stores so keeping spends to a minimum.

trudij

That's brilliant !!

grannyx2

Have a great weekend my dear, are you visiting OH?

Granny x

Baldybear

Good morning

Food shopping came to £47 after £6 worth of discount vouchers, have budget of £75 for month so should be plenty Got lots of food in freezer and stores so will just need to get fresh bits.

Few more NSD completed Had to take boss to pick up car yesterday so a few extra pennies to be gained in expenses.

Off to see OH tonight, do hossie first and then back on Sunday evening. He has been shopping and got some yummy food including rotisserie chicken, profiteroles and thorntons chocs, am sooo spoilt, seems to think of me lots especially when it comes to food, am easily pleased with choc but lovely that he is putting me first, been a long time since anyone has done this so really enjoying it

My sis is away in a few weeks time visiting a friend, so OH is going to come up and stay with me at hers, get to the meet the hossie and all the mad friends at yard so that will be great

Baldybear

Good morning

Lovely weekend as always, got stuck on M25 traffic on friday night but hey ho! Lovely few days relaxing and being spoilt, lots of choccie Helped with some gardening and sustained small injury, OH was strimming and the bit of plastic broke of and now have nice red bruise on my shin, oww:cool:

PPI money has landed :j So today have paid of my NWG CC :j and put £422 to my Sains CC Slight spend on sunday, bought some tickets for a gig in nov for me and OH £53, he bought some tickets too so equal spends, but I still owe him some as he paid for some rugby tickets in nov, so will make up for it somehow. So new total on Sains CC is £2267 :j off to update signature.

So this new total is what I am aiming for. Looking back have paid of with the PPI nearly £4k in the last 8 weeks Know I wont be able to keep that level up but so pleased.

So aims to pay of the £2.2k - bit more money withdrawn from survey sites so waiting for that to land, have a few evenings this week so hope to do some ebay, have massive pile so need to start making a real indent in this.

trudij

That's fantastic!!