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£31K and a baby horse, 2013 could be fun :)
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Morning
Thanks Granny for your kind words, I do feel determined. £16 withdrawn from ebay sales last night so another wee bit of the debt. Need to go shopping tonight as running low on fresh fruit etc, but have couple of vouchers for free butter and £7 of £70 spend and money in budget to pay so hoping to spend minimum.
Have still got lots of food in the freezer and store cupboards so will be using lots up rather than just adding to the stock pile, anything to save a few more penniesDebt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
Evening
No money spent yesterday, didnt go shopping cleaned out the hammie instead, how exciting is my life
Spent £8 today on some chocolate to supplement dads birthday present. Had cash already. Hossie trainer this morning, tried on my old saddle but it doesnt fit so going to organise to sell that, hopefully will net me couple of hundred pounds, all money to add to the potHave re-listed some items that havent sold on ebay and have listed 4 new items.
Will be shopping tomorrow evening, got some extra vouchers from sister to helpDebt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
I think you will find the extra money. With your focus and determination you will do it. Just takes time that's all. I wish you were nearer I'd give you loads to ebay and split the proceeds with you. I seem to have a deep rooted hatred of doing it. Shame really as I could sell my pots on there along with copious loads of junk!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Morning, thanks Piq I hope I can find that extra money. And wish you lived closer too, I hate ebay too but brings in the goods, just find it mind numbingly boring :cool:
So another ebayer paid yesterday so 2 items to post today. 4 items ending tonight and some with bids onWill put some more on later.
Hossie trainer tonight, but then shes away till mid July so will save some pennies, going to get a friend at the yard to help whilst she is away.
Went shopping last night went with Mum, my shopping was £65 then mums was £85 totalled together got lots of vouchers to take down to £79 and mum gave me £20 so about £5 better ofDidnt see ex OH yesterday so just bought what I wanted, so much cheaper.
Had 17 NSD in MayA NSD today and lunch bought in and cash for trainer already waiting at home.
Felt really low yesterdaystupid hormones, text couple of friends one didnt reply straight away, prob will soon but made me feel carp, was stupid really as am better than that and just need to dust myself down and pick myself up. Going to meet a friend for lunch today, go and sit in the park in the sun. Need to be positive this is what I want and am happier than I was when I was with ex OH just need to get over the monthly hormonal blips :cool:
Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
Stupid irrational brain, friend has just text me back and feel better now
Hate being female sometimes.
Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
It is a pain isn't it? Knowing you're being over-sensitive but still being unable to ride through it, we've all been there. Tomorrow will be better!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Agree with piquant - we're all bonkers sometimes!!Do not meddle in the affairs of dragons, for you are crunchy and taste good with ketchup0
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Morning, thanks for the support glad its not just me stupid hormones :cool:
Hossie trainer last night, so well behaved again, I love my Horse
Mum popped round and we finally planted the runner beans, fingers crossed they grow, sorted out the watering system and that all works now. Strawberries are looking good. Got space to plant something else, did carrots last year, maybe do these again, will have a think.
Angry at ex OH last night, loads of food in freezer and so on and he goes out and gets fish & chips from takeaway, I know its his money now but it makes me so angry :mad: He says he is too poor to move out, cant afford anything, if he budgeted better and sold all the rubbish in the house he doesnt use could easily clear his credit card and be left with savings, but wont, he just doesnt want to. Just get wound up thinking about it. Need to carry on with my plan of clearing debt and building up those savings to take over the mortgage and then can force the issue of him moving out that way, dont think it will happen otherwise
So on the debt reducing front sold 2 items on ebay last night, should net be about £15Will re-list what didnt sell and list some more on Thursday. Off Babysitting tonight for sister. Sofa payment out today too so another £30 of the debt.
Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
Morning
Another ebayer paid so a small item to post today. Few more items ending tonight, one with a bid one, will list some more later.
Didnt go to sisters as had bad girl pain, so a NSD today as need to get some more painkillers :cool:
£10 amazon voucher received from survey site, will use for birthday presents. More survey money redeemed but waiting to hit paypal.
Received a letter from old loan about PPI so have researched it and believe it was mis-sold so have sent of complaint form today. Watch this space to see if get a result.Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
Morning
No ebay last night out in the field till gone 9 fixing electric fencing, darn hossies, its not turned on today as battery dead but getting a battery tonight from friend so fingers crossed they dont break it again, shouldnt do as have opened it up so they get more grass.
One item sold on ebay last night, ready to post today.
Another £21 of the NWG card today, £18 from recent ebay sales and £3 from survey site. All going down slowly
Off to see a friend in Kent over the weekend again, so a small spend today to get some food and beer to take, will need to get fuel over the weekend, but have enough in account to cover both spendsDebt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0
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