Claimed & Won.... now need to claim again..

ShannieAnnon

Hi all, I successfully got my bank charges paid out last year from Halifax bank, however they have continued to charge me £35 for everytime I go a £1 over my overdraft and as a result I've probably got another couple of hundred in charges .... can I claim my charges back again??

mrsk79

I received my bank charges last year from Natwest as a gesture of goodwill but minus the interest which i had asked for. The claim was going through the courts. i did not sign the agreement from the bank which they have sent several times since stating that this was the end of the matter and i exepted they payment as full and final, can i still ask the bank to give me the additional amount of my claim which is the interest? and will the courts now accept this claim for the interest only (nearly £1000 interest owed!!)

strawberryfield_2

I have already had one successful claim against Bank of Scotland/Halifax for around £350, but since then (because im an idiot with money) i have accumulated another £300-400 in charges, if it turns out these are unlawful will i be able to claim them back for a second time??

beth11

Hello everyone. First off I'd just like to say how useful I've found these boards over the last year - so thanks a lot! However, I've got a question that I wondered if anyone could help with.
About a year ago I claimed back my charges from HSBC. However, since then I've run up probably about another couple of hundred in charges and I just can't afford them. It's just for going overdrawn for a small amount of a couple of days.
Does anyone know whether I can reclaim this new batch? I'm happy to close my account after.
Thanks!
Beth

nickmack

beth11 wrote: »

Does anyone know whether I can reclaim this new batch? I'm happy to close my account after.

I moved your post to this thread. As you are still incurring charges, maybe you should look at visiting the Debt Free Wannabe board for help and advice.

Pavin

Since serttling with the Halifax a year ago they have hit me with endless charges - please does anyone know if I can submit a claim for those charges to be reimbursed?
Thanks

halucin8

i asked this same question some time ago and was told yes.. i hope that helps

Jenkie

I made a claim last year on bank charges totalling around £800 for the six prior years. Since then I have had further charges, will I be able to claim these back too?

Sumerholiday

Hi All,

Can anyone help me .......

In Feb '2007 I applied to claim back my bank charges from Halifax for charges that had been applied to my account over the last 2 years 7 months.

A settlement figure was reached and was paid out in full and final settlement.

In the last few months I have had financial difficulty due to money that I was expecting wasn't paid which caused me to go over my agreed overdraft and received charges. I am being charged £35.00 for each transaction and some of them are for a few pound. There is not limit on how many charges they apply each day and I am now in a position where I am in a downward spiral of increasing debt.

My question is ...... as I have already claimed last year for the last 2 years and 7 months can I claim again or does full and final settlement mean any charges that I might get ?

Any advice would be appreciated.
Thanks

Edinburghlass_2

mrsk79 wrote: »

I received my bank charges last year from Natwest as a gesture of goodwill but minus the interest which i had asked for. The claim was going through the courts. i did not sign the agreement from the bank which they have sent several times since stating that this was the end of the matter and i exepted they payment as full and final, can i still ask the bank to give me the additional amount of my claim which is the interest? and will the courts now accept this claim for the interest only (nearly £1000 interest owed!!)

The interest is only awarded by the court should your claim have gone that far and is not part of a charges claim so no, the court won't accept it.

As regards further charges, this is from the FSA website...

have already had a settlement and want it reviewed
A full and final settlement is just that – it is final. In some exceptional circumstances a complaint can be reviewed (for example, if there is evidence of coercion or bullying). However, you can still complain about any new charges incurred since that settlement.