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claiming via court not mcol

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  • justlaugh2
    justlaugh2 Posts: 245 Forumite
    becksta22 wrote: »
    thanks for replyin so quick
    dont i need a bank statement to prove the beneift goin into my account????
    thanks

    I took one with me, but he didnt ask to see it. He took and photocopied my most recent letter from benefit office which says what type/how much benefit i get, then gave me original back.

    I just took everything relevant with me, figured that if they need it i would have it ready. Better to go prepared and not have to go back a 2nd time.
    But he only wanted N1 form (3 copies)
    EX160 form
    Benefit letter
    List of charges/interest ( 3 copies)

    hope this helps

    Becky
  • justlaugh2
    justlaugh2 Posts: 245 Forumite
    Oh, and forgot.

    3 copies of charges list!

    Ok
  • jetcat
    jetcat Posts: 746 Forumite
    500 Posts
    well, i bit the bullet and rang the court. clerk said it had only just gone on system on 24th (handed it in on 13th!) and i should receive something soon. another question (sorry!) how do you enter judgements etc? do i need to visit court each time? or di they notify me?
  • einyuk
    einyuk Posts: 133 Forumite
    jetcat wrote: »
    well, i bit the bullet and rang the court. clerk said it had only just gone on system on 24th (handed it in on 13th!) and i should receive something soon. another question (sorry!) how do you enter judgements etc? do i need to visit court each time? or di they notify me?


    hi jetcat
    mine took a weekish also.
    you could give court a ring again with a couple of days left..............even so banks can enter late (2-3 days) an still get away with it.....other wise you'll get a letter day after acknowledgement(which they will).............havin a look at this court bundle lark:eek:

    good luck;)
  • sarah76
    sarah76 Posts: 20 Forumite
    Hi Jetcat
    I had a "request for judgement" sheet in with my Notice of issue, with a box to tick and send back to the court if lloyds don't reply or if they admit the money is owed. (I somehow doubt that will happen though!)

    Sarah
    Carpet Fund £27.58/£250
    Grocery Challenge Jan '17 0/480
    DFW NERD #455 Proud to be dealing with my debts!
  • jetcat
    jetcat Posts: 746 Forumite
    500 Posts
    thanks guys
  • einyuk
    einyuk Posts: 133 Forumite
    yeh..........never got the chance to tick mine:mad:
  • becksta22
    becksta22 Posts: 81 Forumite
    justlaugh2 wrote: »
    I took one with me, but he didnt ask to see it. He took and photocopied my most recent letter from benefit office which says what type/how much benefit i get, then gave me original back.

    I just took everything relevant with me, figured that if they need it i would have it ready. Better to go prepared and not have to go back a 2nd time.
    But he only wanted N1 form (3 copies)
    EX160 form
    Benefit letter
    List of charges/interest ( 3 copies)

    hope this helps

    Becky

    thanks for ur help went to the court today so that 2 down and 2 more to go.had all the rite stuff thanks to u!
    just wondered now i no it takes a few days to go through but wats the timin now wat do i wait for???/

    thanks
  • einyuk
    einyuk Posts: 133 Forumite
    hi becksta22

    copied this from the help thread courtersy of beate....only we filed via the N1 form but the timings are the same.

    TIMINGS ON MCOL

    Once you file your claim, you will see this:
    Status: Requested
    Your claim has been submitted to the court for final validation before being issued.

    Then, usually a day later, it reverts to this:
    Status: Issued
    Your claim request has been accepted. The Defendant has 14 days from the date they are served with the claim, to reply. The court will send you a “Notice of Issue”.

    The court allows five days for the claim to be deemed served, even if the bank acknowledges before the five days are over. If the bank does not reply within the 14 days after the claim was deemed served, you can enter judgment by default.

    Status: Acknowledged
    If the bank acknowledges at any time within those 14 days, they now have 28 days from the date of service of the claim form to file a defence. The court will send you a “Notice that Acknowledgement of Service has been filed”. If the bank don’t defend, you can enter judgment by default after the 28 days are up. If that date falls on a weekend, the court allows one or two extra days for them to respond. You will know if you are too early, as the system will simply not allow you to enter any judgment before the time is up.

    Status: Defence
    If the bank defends before the 28 days are up, you cannot enter judgment or do anything else online anymore. The court will send you a “Notice of Defence”.
    If the bank is just biding time before they send you a cheque (and have told you so in a letter already), you might be sent a “Notice of Defence that Amount Claimed Has Been Paid”. You have to tick the box whether you wish to proceed with the claim or not. Wait until you have the money in your account, then send the form back. You are given a month to do so.
    If the bank defends with the purpose to go to court, you will be sent an Allocation Questionnaire which you have to fill in and send back to the court. A court date will then be set which you are required to attend. The bank will either settle with you in any way before the court date, or they will not turn up on the day and you will win by default.

    This is how it usually happens. Alterations from the norm are possible of course.

    Last edited by Edinburghlass : 19-04-2007 at 10:40 PM
  • becksta22
    becksta22 Posts: 81 Forumite
    einyuk wrote: »
    hi becksta22

    copied this from the help thread courtersy of beate....only we filed via the N1 form but the timings are the same.

    TIMINGS ON MCOL

    Once you file your claim, you will see this:
    Status: Requested
    Your claim has been submitted to the court for final validation before being issued.

    Then, usually a day later, it reverts to this:
    Status: Issued
    Your claim request has been accepted. The Defendant has 14 days from the date they are served with the claim, to reply. The court will send you a “Notice of Issue”.

    The court allows five days for the claim to be deemed served, even if the bank acknowledges before the five days are over. If the bank does not reply within the 14 days after the claim was deemed served, you can enter judgment by default.

    Status: Acknowledged
    If the bank acknowledges at any time within those 14 days, they now have 28 days from the date of service of the claim form to file a defence. The court will send you a “Notice that Acknowledgement of Service has been filed”. If the bank don’t defend, you can enter judgment by default after the 28 days are up. If that date falls on a weekend, the court allows one or two extra days for them to respond. You will know if you are too early, as the system will simply not allow you to enter any judgment before the time is up.

    Status: Defence
    If the bank defends before the 28 days are up, you cannot enter judgment or do anything else online anymore. The court will send you a “Notice of Defence”.
    If the bank is just biding time before they send you a cheque (and have told you so in a letter already), you might be sent a “Notice of Defence that Amount Claimed Has Been Paid”. You have to tick the box whether you wish to proceed with the claim or not. Wait until you have the money in your account, then send the form back. You are given a month to do so.
    If the bank defends with the purpose to go to court, you will be sent an Allocation Questionnaire which you have to fill in and send back to the court. A court date will then be set which you are required to attend. The bank will either settle with you in any way before the court date, or they will not turn up on the day and you will win by default.

    This is how it usually happens. Alterations from the norm are possible of course.

    Last edited by Edinburghlass : 19-04-2007 at 10:40 PM

    thanks for that have noted it all down so i no wat to look out for.
    should i call the court an ask wats happenin with it tho???an how long should i leave it b4 fonin an askin??only filed on 25/04

    thanks
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