store cards

Camdenite

Doh! Thanks Edinburghlass.

bigseg

CAN SOME1 HELP ME PLEASE I NEED TO KNOW IF LETTER CHARGES APPLY TO RECLAIMING CHARGES BACK AS GE MONEY CHARGE ME £25 FOR A LETTER TO TELL ME THEY ARE CHARGING MY STORE CARD FOR LATE PAYMENT WHICH IS ANOTHER £15........ DIRTY ROBBING GITS THEY CHARGE YOU £25 FOR THE LETTER TO TELL YOU THEY ARE GOING TO INCUR CHARGES TO YOUR ACCOUNT. I RECIEVED A LETTER TODAY FROM GE MONEY WITH ALL MY CHARGES ON BUT NOT THE STATEMENTS I ASKED FOR. THIS TOTALS UP TO £465 WITHOUT LETTER CHARGES ON AND THEY SO DID NOT INCLUDE THIS ON THE CHARGES I REQUESTED.CAN I RING THEM UP AND TELL THEM I WAS REQUESTING THE STATEMENTS NOT A PRINT OUT OF CHARGES COS HOW DO I KNOW THERE ISNT MORE CHARGES THEY HAVENT INCLUDED ON THIS LETTER.
THANKS BIGSEG

AlexisV

Yes, you can reclaim your money. Send off the standard letter.

Remember to write in lowercase and with punctuation in your letter though ;-)

bigseg

i have sent the 1st standard letter and this is wot they sent me back just a letter not my statements. and no letter charges are on the list of charges that have incurred on my account. altho there is a list of charges but i believe i have paid them alot more than they are saying. as its only a list not my statements am i to take there word for it.

DAVECHUNK

hi i contacted the 3 card companies by phone to request my statements they said they would send them tru.when they come ill add them up see how much they owe me bk in late payment fees will update l8tr

DAVECHUNK

oops forgot to add its mbna,cap1,egg anybody have any luck from these let me know also waiting till 28 may for abbey to respond to my bank charges already sent them threating court action wait see what they do if not ill get on to the court site to start the process of taking them court:)

chrissieo

Is there a thread with regard to this anywhere?
Chrissie

dozer3

golddigger wrote: »

Mint Credit Card

Amount claimed £383 inc int & MCOL fee
Amount repaid £383

Took 10 weeks from 1st letter requesting statements. Took them to court through MCOL. meanwhile they twice offered me £101 as the difference between the £25 charge and the £12 charge they are "allowed" to apply. Ignored them twice. Got the cheque for the full amount yesterday with the standard letter threatening to close the account ifwe dont like the charges. Obviously haven't realised the account is already closed!

3 down 4 to go

please could you tell me can i claimfrom denenhams

Rare_northern_fruitbat

Having recently received a response from GE bank re: closed House of Fraser and Debenhams card accounts, they tell me that they are unable to provide 'a small number' of my statements. I've either got odd months missing or 3 or 4 months at a time, and in 1 instance, 18 consecutive months that are irretrievable! This makes a total of over 15 missing months for 1 card and 27 months for the other!!! Hardly a small number!!

Rather conveniently, all the statements they have managed to provide me with show no penalty charges whatsoever!:mad:

Can anyone tell me what my next step is?
Thanks.

princesspogo

Just to say go for it with these store cards!

I claimed back £98 in charges £120 with interest.

Got offered £35 said no would accept £98 within 14 days

Thay said no £35 accept in 7 days or go away

Took out court action which cost £30 for £120 charges

They sent me a cheque for £150 3 days later!!

Also didn't sign anything for this?

P.s this was a closed defauled account.