store cards

katiekittykat

I sent my letter to argos additions requesting statements on 26/06 ans according to royal mail it still isn't delivered (i sent it recorded) do i re-send it?

clarabella

Was wondering if you can claim back charges from banks and credit cards can you claim back from clubbies like look again adn also what about store cards like debenhams?

ripski

AlexisV wrote: »

Yes, you can reclaim your money. Send off the standard letter.

Remember to write in lowercase and with punctuation in your letter though ;-)

I have successfuly claimed form bank and amnowtrying store cards:M &S charge card have sent me my info very promptly
M&S Several - letter charge- of £ 15: 00 No arrears or late payment charges
Any suggestions re claiming .Should I try or is this considered a fair charge for admin of letter?
Mothercare (ie GE Money) several Arrears Charge of £ 15: 00
Is this another form of late payment fee? rather than a legit admin charge

ripski

Edinburghlass wrote: »

You can claim from store cards and yes if you want the statements/information you would need to write to each one. However as the accounts are in a debt situation any monies reclaimed would go into these accounts and as the interest is frozen they are quite likely to stop this and restart the interest so you need to think carefully about doing this.

Obviously if you reclaim the charges this will bring down your debt though.

Edinburgh glass -? M&S have sent me a list of chrages rather than statements - just as I asked but I can't check properly now (suspicious mind)
I have over £200 of LETTER CHARGE This is not on any list on the threads
Would this be considered as a legit admin charge rather than an unfair penalty ?

bolly1

I am new to this site I have been meaning to reclaim bank charges, and also store card charges from all that I have closed for over a year now - even though today I see it has been frozen I am still going to have a go - Can you reclaim store card charges within 6 years even if I closed them over a year ago?

nickmack

bolly1 wrote: »

Can you reclaim store card charges within 6 years even if I closed them over a year ago?

It doesn't matter that the account is closed.

As far as I've seen, there should be nothing from stopping you reclaiming credit or store cards.

sdt1986

I sent off my list of charges to the store card people for late payments where they have charged £15.

Claim worth 305.44 including interest

Got my letter back today and for the 19 charges to the accounts they are willing to offer me £51 as oft deem £12 as fair. (so there still £6 short if they are trying to make them all £12)

What should i do.... Should i pursue or accept.

studley2581

Hi guys,

Im new to this site so please bare with me. After reading up on Martins step by step guide on how to reclaim charges, I've hit a few snags I could do with you guys answering if you can.
I want to claim back from my credit cards, so first question is can you reclaim from credit cards that you no longer have, i.e paid them off and shut them down a few years ago????
It would be brill if someone out there has reclaimed money from credit cards and can get in touch as using the charges interest calculator I am owed over 500 pounds in late fees.

Cheers guys!

Studley2581

lindilou39

if you still have the statements with the account number on it then yes you can. It wouldnt matter if you didnt but it does help.

studley2581

My main banks for my credit cards I want to claim for are:-

MBNA
Barclaycard
CITI
Abbey
Argos card services
and Style card services

Anyone with any addresses for these is most welcome also if anyone has dealt with these big guns then drop me a line.
Does the £10 fee always apply to these card providers or are these different? Again please let me know if any of the above are not £10!

Thanks again!

Studley2581:cool: