Just say NOvember!!! ( are you brave enough )...

NinjaSavingKat

Right maybe this little addition needs to be added into December's challenge... ***NSK rubs chinny chin chin in anticipation of penny collection ***
I used my change ( inordinate amount of 5p coins ) at the post office yesterday. Didn't have the heart to give her coppers at 5.15pm...lol!

his_missus

Back from shopping. Spent £4.99 on a book for Hubby and £2 in the pound shop (pair of simpsons socks for DH and gingerbread mould) and £10 to the Avon lady. Also bought Hubby a Vue giftcard and Tshirt (both online) for a total of £21.95. There is something else he wants from Amazon but I'm due a £5 giftcard from swagbucks in a few days so I'll have enough credit to buy it for "free"

We put all our change (minus £1 coins) into a moneybox whenever we have any and are currently saving up for holiday next year.

I'm a bit daunted by a December challenge, may become a cheerleader for a month. Although if you're setting up a December challenge I'll at least give it a go!

NinjaSavingKat

his_missus wrote: »

I'm a bit daunted by a December challenge, may become a cheerleader for a month. Although if you're setting up a December challenge I'll at least give it a go!

:rotfl::rotfl::rotfl::rotfl::rotfl: You don't even know what it is yet!! Ok no more talk of December.. we need to get successfully through NOvember first!

his_missus

NinjaSavingKat wrote: »

:rotfl::rotfl::rotfl::rotfl::rotfl: You don't even know what it is yet!! Ok no more talk of December.. we need to get successfully through NOvember first!

Ah, but I know what a tough task master you are! When we all successfully complete NOvember you'll be thinking "Hmm...I need to make the challenges more difficult!":shocked:

I came back to post something...oh yes, just checked some Mr A receipts and I've got 70p off and £5 off if I spend £40 (which I invariably do, can always stock up on cat food if I'm under £40) May treat us (that's me n Hubby not everyone on the thread!:D) to Mr A's pizza for tea on Saturday:p

searching_me

So quite pleased with myself ... i was in a spending mood and i have £15 left from my xmas money and loads of discount codes and stuff but there was nothing i really like so would be spending money for the sake of it so i didnt i'll save it for the next time i do the xmas lot of shopping oh AND... went to asda to pick up my DS innotab i got for xmas on offer from my local asda (so not paying delivery when i can pick it up round the corner for free ) ... OH was bugging to come in so i stop him off and told him to stay in the car as im not wondering round asda im picking up the present then in car and dropping him off .. he agreed but sulked :rotfl: ...

me and my DS made cupcakes today does mean im out of butter but im going shopping on friday (have to as im nearly out of milk and a few other bits and bobs including loo roll i swear they eat it) ...

today is going to be another NSD ... im not going to spend a penny till friday ..

also ninja my mind needs constant challenges to make me happy i have a weird streak were i'll do something till i hit a certain goal (usually something small) then get bored unless something or someone either challenges me or say i cant ... i love to prove people wrong :rotfl: .... so im already thinking a week or 2 ahead even sometimes a month or 2 x

p0lly

Much better day today NSD 10 I can still do this and I will. :eek: I came straight home from work and did not even look in shop windows. Thanks for encouragement everyone. I wonder whats in store for December
Hope you all had a good day Love P0lly x

NinjaSavingKat

I just got free soup in Covent Garden...:-))..

killerpeaty

NinjaSavingKat wrote: »

I just got free soup in Covent Garden...:-))..

WHERE'S MY FREE SOUP!? : P

Enjoy : )

abundant1972

Hi everyone!!!

OMG - talk of December and January already!!! Gawd. I guess it has also been lurking at the edge of my mind too!!! Is good to see there is interest though...

Yesterday was spend day number 3 as went out for a meal. I was in one of those situations where the bill is totalled between the table and shared out and it comes to more than you ordered... I was good - I found my voice and said I was on a budget and I'd pay for my own!!! I noticed my mentality around eating out has changed too... I was thinking 'I could make this for less'... and 'that never cost that to make...' etc It was nice and enjoyable - but am going to be keeping them to a minimum... and shopping around for menu prices/deals etc.

I'd also been bought a presie from work colleagues and I plucked up the courage today to ask if I could return it... Was so hard - as I didn't want to appear ungrateful - but they'd spent £50 on a gift!!! Really generous - but I couldn't justify spending it on jewelery I might wear now and again... I realised I could only get a gift card if I returned myself (as was paid for by a card) and was going to sell it to a friend for £30 (for the inconvenience) and I thought NO! This is stupid. I took a deep breath and was honest, and said with my current financial state and goals I would really get a lot more from putting the money to a practical use - so to either buy me supermarket cards or get a cash refund... £50 is like 2.5 weeks shopping on this challenge for me!!! I got a text back and they said it was fine!!! I feel bad still but proud too... Am holding out and staying true to myself...I just hope they really do understand that I appreciate it - LOTS!

I managed to get back on track today, using up left over chilli!!! Today made NSD number 11 for me!!!

Keep up the good work everyone!!!

WantToBeSE

Hi All
Had another NSD, bringing it up to 11/25.