Just say NOvember!!! ( are you brave enough )...

NinjaSavingKat

Learning2Budget wrote: »

Eeeekkkk .....*gulp* yes.......i think.x

Done and added! WELCOME!

Learning2Budget

So i have to use everything out cupboards before i food shop again? Most of my DD's go out on the 1st...is that classed as a spend day or is it ok if i have already budgeted?

Cranny44

Omg Omg Omg !!!!!!!!!!!!!

I'll do it :T

I think my outgoings will be:

Normal monthly DDs inc Debt overpayments of £122 a week £2092.38 :eek:

Going to aim for £120 food (2 Adults + 15yr old) This will be hard for us...

£100 Diesel (cos my tanks already full ) but i do alot of mileage for work.

£150 misc - Window cleaner, hairdresser, school dinners, pocket money start of pots of gold for xmas pressies, and i need to buy a swimming costume for my free holiday i am going on, on 24th nov so last few NSDs should be easy to do as all inclusive 5 star

OH has cash usually for any treats, from tips or wire stripping, so i havent put these in but usually runs to burger and a pint at wetherspoons for £7 each :T every couple of weeks, with family.

Phew i think thats my lot... and acheiveable if i keep out the grabbits board

Igamogam

Nope - wont be joining - a step too far for us . Think it may just dominate our lives too much and November looks too crammed already. But will be carrying on with my own personal challenges and joining the cheerleaders on the side lines

wannabee_in_credit

I'm on board as a cheerleader for sure, although the more I look through the thread, the more I want to join in. Just can't see it working though - not this close to Christmas.

JAMIEDODGER

Ok. Sign me up.
Been gone from these boards far too long and financially it shows!

Will try to stick to £220 for groceries for November which is a bit of a drop from my usual spends. This is for me and 3 kids and sometimes the bf.

Will try to walk more and bring the petrol down too.

I have one weekend away but this I have the money saved for this, although hope to come in under and have some pennies leftover.

I will be buying a fair few christmas presents this month, but will try to keep it to one day spending only to make sure I can do those 25 NSD's:)

Bring it on!

WantToBeSE

Morning
Lovely to see more challengers joining us

NinjaSavingKat

A very good morning to you all! Nice to see another two join the ranks.. WELCOME Cranny44 and JamieDodger...

FireWyrm

I'll join in.

My food budget for the month is £150 for four people. I'm aiming for no spends this month OTHER than DD's which are ALL accounted for. Just last week I paid off my credit card and destroyed it along with my old Barclays account which just incurres overdraft fees needlessly. This is my first month with no credit cards and no fall back position. I'm entirely running on ready cash in the bank and nothing else.

I have £625 in a Co-Op account which is what I managed to save over the year for Christmas but honestly, I think I have Christmas pretty much covered already with bits throughout the year and what I intend to make. I will be buying some white beeswax this weekend so that I can get my Castille Soap batch on the go ready for presents in December.

If anyone is interested, I picked up a 3.3Kg pork joint from Tesco yesterday which was just £9.68 (on offer at the moment). I dont know whether the same thing is available all over the country, but if it is, that's the meat ration for the week for a family of 4 right there.

I have a cupboard of ingredients (I dont food shop as such) and so we have bread for the month, sugar, general flour, spices etc. I have enough meat for another 2 weeks and veg comes fresh weekly from the local farm. A batch of 24 banana muffins were cooked yesterday (with the black bananas the kids wont eat) and we have a coconut and lime cake from yesterday too.

Drinks arnt such a big problem. We brew beer and wine in the house, so it seems to have lost it's alure :-)

Good luck everyone. Mine goal is to finish this month with zero overdraft. It currently stands at £975 and needs to go.

kettlenic

wow this is a tough challenge...def going to be alcohol free...as I have had a crazy saturday night reminding me how much I hate being hungover!! We have the MOT and road tax due this month so will be tough re the extra spending as we are not sure what the MOT will bring....