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Just say NOvember!!! ( are you brave enough )...

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  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    WantToBeSE wrote: »
    Thanks Ninja, got to say i am slightly scared!
    No reason to be though, i am confident we can all do this :)
    Car insurance will be the biggie this month I think!

    Question everything on your form. I was about to literally renew mine when I realise they still had a claim "open" despite nothing being my fault.. 1 swift call and it dropped by £112.

    This is not included though - its planned. Although I can see how it will deplete resources...

    WE WILL OVERCOME!!
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Heffi1 wrote: »

    My food budget for the month is usually £300,but I intend to reduce this, the cupboards are full so apart from milk and bread and maybe a few more fresh veg I hope not to spend anywhere near that amount.

    Can you drop this by £100 please? I know its more so than mentioned.. how many are you cooking for..? ..seriously get your thinking cap on and create some horrificly yummy weird concoctions...
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Igamogam wrote: »
    WOWZERS - What a challenge.......I'm thinking.......... I'm thinking............will get back to you when I have read through the rules again, looked at the diary and consulted the rest of the household :)


    Do it Do it Do it!!.. Be Brave... set up an "in-house" challenge to see who can save the most.. or create the weirdest meal with EVERY left over you got going...

    I shall await your command....
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sexyshark wrote: »
    sign me up


    Welcome to the Shark @ Number 7.
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • I_will_win
    I_will_win Posts: 49 Forumite
    Ninth Anniversary Combo Breaker
    edited 28 October 2012 at 8:16PM
    Hi All,

    Count me in please,I am going to go for it,All my bills will be paid,not much in the cupboards(approx 2 weeks of food???). have an engagement party this month,present is already bought and wont be drinking due to ongoing hospital tests, being off the drink and not driving either is saving me a fortune lol. Oh and I am A MALE!!!!!! haha

    Food Budget will be £90,thats a cutback of £40
    “Just Say NOvember; Batten Down the Hatches”. #8 £39.30/£[STRIKE]90[/STRIKE]£40 NSD 25/25
    Sept 1st,Halifax, [STRIKE]£650[/STRIKE]/£0.
    Barclays,£[STRIKE]4950[/STRIKE]/£3600,Nationwide,£[STRIKE]2500[/STRIKE]/£2100, Creation £[STRIKE]2445[/STRIKE]/£2370Flybe,£[STRIKE]900[/STRIKE]/£860
    Littlewoods Catalougue £[STRIKE]1120[/STRIKE]/£210
    Argos account £[STRIKE]700[/STRIKE]/£330
  • missyv30
    missyv30 Posts: 188 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    Count me in am up for this challenge could be intresting for me see if i can pull my socks up and get stuck into saving money :j
    :j

    Debt as of Jan 17 £32990.71: :eek:
    Debt as of June 2020 £18636
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    edited 28 October 2012 at 7:49PM
    OK, so far i have worked out this budget, which i think covers everything :)

    Direct Debits
    Water- £55.50
    BT- £0 (on a payment break as built up loads of credit)
    Car Ins- £100 ( i have overestimated this, but i need to make sure i have enough for my 1st payment)
    Capital 1- £5.00
    Talk Talk- £15.21
    TV licence- £12.12

    Total-£148.61

    Other monthly payments
    Gas-£40
    Elec- £40
    Petrol- £40
    Debt- £80
    Food- £240

    Total- £440

    Other 'one off' payments
    Christmas gifts- £80
    Sisters birthday- £20
    Best friends birthday- £10
    Family meet up (we are having a mini christmas this month for all of our family that cant be together on the day due to work/travel etc) - £15

    Grand Total spends planned for NOvember = £713.61.
    £10k of Debt

    Debt Free Diary https://forums.moneysavingexpert.com/showthread.php?t=6026621
  • oldtractor
    oldtractor Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Count me in. I'm nopt in debt but am trying to save to avoid possible debt in the future. I want to save £300 in November. I'm not sure how many NSD's I'll go for 7.
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I_will_win wrote: »
    Hi All,

    Count me in please,I am going to go for it,All my bills will be paid,not much in the cupboards(approx 2 weeks of food???). have an engagement party this month,present is already bought and wont be drinking due to ongoing hospital tests, being off the drink and not driving either is saving me a fortune lol. Oh and I am A MALE!!!!!! haha

    Another boy!!!!! - Wowzers!! Welcome to you. You are numbered, marked and ready for the slaughter.. kidding! This won't be all that bad. I think you will be fine with what you have planned...hope your got your spreadsheet ready...:T
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    missyv30 wrote: »
    Count me in am up for this challenge could be intresting for me see if i can pull my socks up and get stuck into saving money :j


    You are also numbered...WELCOME!
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
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