Barclaycard

lkava5

Brilliant, thanks so much!!

I will let you know how I get on!!

daisykinn1

Finally I've saved enough money to pay off my Barclaycard so I'm sending off my first letter (asking for statements) tomorrow. I've got no idea how much I've been charged over the years but anything back would be great, then I can start on my Capital One!! Quite excited about this new challenge!

:money:

salduck

Well I took the advice and called the customer relations manager and was put through to an agent!! they took details when I said i was not going to accept the amount of £48 of my claim for £192 and they said they would get her to see if there was anything they could do!! To expect a letter next week. We shall see!!

salduck

Just a little update as above to say I got an offer of the full amount today from Barclaycard only 2 days after calling them!!
thanks vaery much for my £192 plus interest!!!!
Hurrah
x

manc

Hey people- just wanted a bit of advice...

I started claiming back off Barclaycard last year and around july I received some of my money back. (£312 out of a total of £920). The last thing I wrote to them was:

01/08/07

Dear Sir or Madam,

Re. Barclaycard Account number **** **** **** ****

I refer to default charges applied to my account amounting to £920 which I have requested you pay back.
I wrote to you on 18th July 2007, making the original request for a payment in settlement of my claim. After making this request a total of £312 was credited to my account which I am willing to accept without prejudice as a part-payment.
I am writing to inform you I intend to claim the full remaining amount of £608 together with court fees in the proceedings through the county court.
This is based on the Unfair Terms in Consumer Contracts Regulations, as I believe these default charges are unfair and not proportionate to your costs, and therefore the court will rule in my favour.
I have attached a full schedule of the charges with this document.
I look forward to a full response to this letter within 14 days, otherwise I will commence court proceedings to reclaim my money.

Yours faithfully,


However, they replied saying this would be their only offer.
Since then I've had a bit of an upheaval and had to move back home blah blah blah... and haven't had the time nor the money to take them to court for the last £608.

My question is- am I too late to do this now? Have I missed my boat? And what advice what people give me for now approaching Barclaycard for the rest of my money? After all- they have only in fact given me a third of it back!!!

Any help would be great!!!

eaglegunner

gax23,

Thanks for the advice, i called up the number today and they agreed to pay the money into my account once i sent a copy of the letter from Cabot saying i had a zero balance... Great so i get my £210 + 8% interest. Now on to my barclaycard PPI

manc

Anyone able to give any advice on my above post?
:cool:

Edinburghlass_2

manc wrote: »

Anyone able to give any advice on my above post?
:cool:

I think you will find that Barclaycard will have closed your file, probably 8 weeks after they paid you their goodwill gesture, as you didn't continue with your claim.

You can try sending off your letter again.

lizzylou

hi all,
can anyone tell me if you can claim back charges even if you have only been charged the £12 each time?
Thanks x

borgbaiter

hi

yes many people have successfully claimed back all of there credit card charges. usually you have to take it to the court stage before they pay up tho.


good luck


Borgbaiter