Barclaycard

Edinburghlass_2

You can claim on a Barclaycard but certainly not the easiest company to deal with.

Have a read of Martin's article and the Reclaim Help Thread, both linked in my signature.

irvind

pigsmightfly wrote: »

I'm STILL waiting for statements :mad:

Since I have every statement from the last 6 years, I'm thinking of just totting up the charges myself, rather than wait 40 (or more) days to hear back from Barclaycard!

I'm guessing that some other people must've done this...

shariatlanta

I finally got my statements from Barclaycard after 6 weeks and 2 letters but they still haven't cashed the £10.00 cheque nor have they sent it back, do I assume they will cash it eventually or with any luck have they lost it?

System

irvind wrote: »

Since I have every statement from the last 6 years, I'm thinking of just totting up the charges myself, rather than wait 40 (or more) days to hear back from Barclaycard!

I'm guessing that some other people must've done this...

You lucky (organised!) thing, getting the info out of Barclaycard is the hardest stage - they are very obstructive.

Good luck with your claim, and keep us updated.

Regards
UNDERGROUND

pigsmightfly

Well still havent received my statements from Barclaycard and the 40 days is up! :mad:

Sending them another letter today giving them a further 7 days or I will go to the IC

debt_free_soon

irvind wrote: »

Since I have every statement from the last 6 years, I'm thinking of just totting up the charges myself, rather than wait 40 (or more) days to hear back from Barclaycard!

I'm guessing that some other people must've done this...

I've done exactly this with all 4 of the institutions I'm pursuing.

Everyone always laughs at the fact that I keep every statement for every account I've ever had, I think I may just have the last laugh now!!

aitkensnaden

hi ultranol I have been geting charged £20 for late charges and exceeding limit. from barclaycard.

irvind

debt_free_soon wrote: »

Everyone always laughs at the fact that I keep every statement for every account I've ever had, I think I may just have the last laugh now!!

I have to since I'm technically self-employed, but yeah, it seems a good way of avoiding the 40 day wait! And the 'will-they-or-won't-they-reply' hanging around!

I'm away from home till the weekend, but hopefully it'll be easy enough to spot the charges and add everything up.

Thanks debt_free_soon

System

Well, Barclaycard have had their 40 days and still no information - even after sending me a letter saying that I would be getting it within the timescale.

I sent off my complaint to the Information Commissioner yesterday so hopefully this will nudge them along a bit.

UNDERGROUND

KASDRIVER

hi,after sending c one my first letter requesting charges totalling 668.00, they have sent back letter and as a gesture of good will and difference between 12.00 charge and 20.00 charge they offered me 222.00!
obviously i want all of it but would just like to know if this letter looks ok to send back to them.any advise would be much appreciated thanks.

CAPITAL ONE SERVICES INC
TRENT HOUSE
STATION STREET
NOTTINGHAM
NG2 3HX

Dear Mr Udy,

Re. Account number:************
Thank you for your letter dated 07/03/07
I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, totalling £668.00

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary. I intend to claim the full amount claimed together with interest up to the date of judgment and court fees in the proceedings through the county court.
This is based on the Unfair Terms in Consumer Contracts Regulations, as I believe these default charges are unfair and not proportionate to your costs, and therefore the woolwich county court will rule in my favour.
I have attached a full schedule of the charges with this document.
I look forward for a full response to this letter within 14 days, otherwise I will commence court proceedings to reclaim my money.

Yours faithfully,