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Barclaycard

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  • Smasher
    Smasher Posts: 440 Forumite
    You guys are priceless. I'm not endorsing any website at all. I do know that the methods described WORK. There is nothing dishonest about it at all. The method succeeds because it challenges a dishonestly entered default notice.
    The OP was asking a question, he was looking for an answer not your opinions on his morality. :rolleyes:
  • Tozer
    Tozer Posts: 3,518 Forumite
    Smasher wrote: »
    You guys are priceless. I'm not endorsing any website at all. I do know that the methods described WORK. There is nothing dishonest about it at all. The method succeeds because it challenges a dishonestly entered default notice.
    The OP was asking a question, he was looking for an answer not your opinions on his morality. :rolleyes:

    Who says you are endorsing it?

    Comments like "The following strategy relies on the fact that the person with the default never received the original default notice
    Whether you did or did not is your business "

    "How To Possibly Remove A Default Notice "

    "Whatever the case, we'd still advise you to follow this plan under the 'nothing ventured nothing gained' philosophy"

    "And it's incorrect paperwork which is the lever you'll be using to get those defaults wiped."

    So if the paperwork was all OK and you are not a liar, then there is nothing you can do.
  • Smasher
    Smasher Posts: 440 Forumite
    Again, you are trying to impose your opinions as advice (you really ought to learn the difference) on the guy who is asking for help rather than actually offering any help.
    The info & suggestions I have posted CAN and HAVE worked for many people.
    I'm telling him that the above are things he can do because I know it can be done and I have seen it succeed. It is up to him if he wants to give it a try.
    You are telling him there is nothing he can do based purely on your opinion. Have you followed or been involved in a case where someone tried to get a default removed? What was the result?
  • Tozer
    Tozer Posts: 3,518 Forumite
    They "can and have" worked (perhaps) in VERY limited circumstances unless you are a liar.

    It is not opinion. It is fact. And stop taking things so damn personally! You'll give yourself high blood pressure.
  • Smasher
    Smasher Posts: 440 Forumite
    I take nothing personally, you're just a load of text on a computer screen. :laugh:
    You can say it is fact all you like, it means nothing until you can substantiate it.

    I can say that it is a fact that plenty of people have succeeded in getting defaults removed. See this little lot for starters..
    http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/103974-roll-call-who-has.html
    http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/124065-default-removal-successes.html

    I suppose they're all wrong? Liars?
  • Tozer
    Tozer Posts: 3,518 Forumite
    Smasher wrote: »
    I take nothing personally, you're just a load of text on a computer screen. :laugh:
    You can say it is fact all you like, it means nothing until you can substantiate it.

    I can say that it is a fact that plenty of people have succeeded in getting defaults removed. See this little lot for starters..
    http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/103974-roll-call-who-has.html
    http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/124065-default-removal-successes.html

    I suppose they're all wrong? Liars?

    They must be lying unless none of them were sent the relevant paperwork...
  • Smasher
    Smasher Posts: 440 Forumite
    Whether anyone is lying or not is not for you to judge. The same principle can be applied to all those hundreds of thousands of bank & credit card charge claims where the lenders claimed that the charges were a true pre-estimate of their costs. Aren't you one of those who keeps banging on that we can't say that they're not telling the truth because it has never been proven at trial?

    Anyway, back to the point, these guys wanted to know if there is anything they could do. The answer is yes there is, as many people have already shown with considerable success, whatever your opinion might be..
  • Tozer
    Tozer Posts: 3,518 Forumite
    Read what the article says.

    "And it's incorrect paperwork which is the lever you'll be using to get those defaults wiped."

    If that is not the case, then it will not, legally, work.

    Oh, and I don't "bang on" about anything. But you are right, until there is a Court decision, then there is no precedent.
  • kirsty000
    kirsty000 Posts: 211 Forumite
    What is ther addres that I write to for my statements and who do I make the postal order payable to?
    Thanks
  • oscar52
    oscar52 Posts: 2,272 Forumite
    kirsty000 wrote: »
    What is ther addres that I write to for my statements and who do I make the postal order payable to?
    Thanks

    Barclaycard House
    PO Box 5592
    Northampton
    NN4 1ZY


    thats the address i wrote to - i paid by cheque made payable to barclay card
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
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