📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Capital One

Options
1131132134136137224

Comments

  • tofwig
    tofwig Posts: 21 Forumite
    can anyone please tell me hat will happen now? ive been through the route of getting fobbed off by cap one, so started a mcol. what do they usually do now? if it says defend do they just send a cheque out to you? please help me bit worried about it as it cost me £80 to start.
  • Wiggynut
    Wiggynut Posts: 1,039 Forumite
    500 Posts
    tofwig wrote: »
    can anyone please tell me hat will happen now? ive been through the route of getting fobbed off by cap one, so started a mcol. what do they usually do now? if it says defend do they just send a cheque out to you? please help me bit worried about it as it cost me £80 to start.

    Don't worry this one is easy! and quick
    I started mycol on the 13/07/07 and was acknowledged or defended on the 23/7/07 - this is the easiest claim for me so far.
    cheque was posted yesterday... can't wait!! :D
    Light bulb moment April 07: [strike]£3,655 [/strike] Oct 07: [strike]£2,220[/strike] now 0 - 3 years of Uni debt to be added at a later date :o:D
    now at Uni as a Mature student -update: now has a First Class BA!
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    honeymum wrote: »
    Im In Scotland and have to file a claim through small claims court, all the info is complicated has anyone from Scotland got any advice about how to go about the claim :confused: Not sure if the claim should be in Scotland tho. I live there but their head office England. Please help amount <£400

    You need to file at your local court and they will help you with the forms. It doesn't matter that their address is in England. You'll find the wording for the forms in the Reclaim Help Thread here...

    http://forums.moneysavingexpert.com/showpost.html?p=4942952&postcount=14

    Its the version for filing at your local county court.
  • k1mmie
    k1mmie Posts: 833 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I am already going through FO and have had my claim with them since June. I have to make the decision to either continue with my claim through FO or let them know and pursue it through the courts. As the FO is free, I am going to continue this route and see if I get a favourable response. If not then the court route is still open. Hope Crap1 get their finger out soon and respond!!!!!
  • loftty_2
    loftty_2 Posts: 52 Forumite
    Hi All,

    Is it true that I can still claim my charges back from a credit card?

    Thanks

    Loftty
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Yes............
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • loftty_2
    loftty_2 Posts: 52 Forumite
    Capital One owed me 1100 and have offered me 420, Should I take the offer or take them to court for the full amount? I feel like I should go for the full amount, how likely is it that I would get the full amount?
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Once you file a court claim, Capital One usually crumbles within weeks. Myself and a lot of other people have got back the full amount. Check out the Capital One thread.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • loftty_2
    loftty_2 Posts: 52 Forumite
    Thanks,

    Just searched for the thread and could not find it. Could you send the link please?

    Thanks

    Loftty
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    I'll shift your thread there for you, hang on to your hat!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.